VersaBank (VBNK)

VersaBank (NASDAQ: VBNK - Get Free Report) and Bank of N.T. Butterfield and Son (NYSE: NTB - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, analyst recommendations and profitability. Insider and Institutional Ownership 56.9%

VersaBank (VBNK:CA) Q4 2025 Earnings Call Transcript

VersaBank (VBNK) came out with quarterly earnings of $0.24 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.28 per share a year ago.

LONDON, ON , Dec. 10, 2025 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declared for the quarter ending January 31, 2026, payable as of January 31, 2026, to shareholders of record at the close of business on January 9, 2026. The dividends to which this notice relates are eligible dividends for tax purposes.

VersaBank's 2025 annual audited Consolidated Financial Statements and Management's Discussion and Analysis ("MD&A") will be available today online at www.versabank.com/investor-relations, SEDAR+ at www.sedarplus.ca and EDGAR at www.sec.gov/edgar.shtml. Supplementary Financial Information will also be available on our website at www.versabank.com/investor-relations.

Bank Completes Additional Funding with ECN Subsidiary, Source One, Bringing Total Fundings to Date to US$90 Million LONDON, ON , Dec. 8, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today congratulated its US Receivable Purchase Program (RPP) partner, ECN Capital Corp. (TSX: ECN) ("ECN Capital"), ECN founder and Chief Executive Officer, Steve Hudson and the purchasers of ECN Capital, and the investor group, controlled by Warburg Pincus LLC on the recently announced privatization transaction for ECN Capital. ECN Capital, through its wholly owned subsidiary, Source One Financial Services ("Source One"), is the unnamed largest US RPP partner to date recently added to the Bank's US RPP, as per the Bank's news release of November 3, 2025.

LONDON, ON , Dec. 3, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its fourth quarter and fiscal 2025 year-end financial results and host a conference call to discuss those results on Wednesday, December 10, 2025. The conference call/webcast is scheduled for 9:00 a.m.

In the news release, VersaBank donates $50,0000 to The Salvation Army's Harvest Hope campaign, helping to combat food insecurity across Canada, issued 26-Nov-2025 by VersaBank over PR Newswire, we are advised by the company that changes have been made. The complete, corrected release follows, with additional details at the end: VersaBank donates $50,000 to The Salvation Army's Harvest Hope campaign, helping to combat food insecurity across Canada LONDON, ON , Nov. 26, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (Nasdaq: VBNK) today announced that it has donated $50,000 to The Salvation Army's Harvest Hope campaign to battle food insecurity across Canada, as well as locally in London, Ontario, where VersaBank is headquartered.

LONDON, ON , Nov. 26, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (Nasdaq: VBNK) today announced that it has donated $50,000 to The Salvation Army's Harvest Hope campaign to battle food insecurity across Canada, as well as locally in London, Ontario, where VersaBank is headquartered. "The Salvation Army plays such a crucial role in the community, helping society's most vulnerable, which unfortunately is needed even more in this sluggish economy," says David Taylor, Founder and President of VersaBank.

– Bank Applauds Prime Minister Mark Carney and Finance Minister François-Philippe Champagne on Multi-Residential Housing Initiatives in Federal Budget, Further Supporting Bank's Enhanced CMHC Program – Attention: Business Editors LONDON, ON , Nov. 20, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX:VBNK; NASDAQ:VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced it has enhanced its Canadian Mortgage and Housing Corporation ("CMHC") insured lending program such that the Bank will begin utilizing its Canadian Mortgage Bond ("CMB") Program allocation capacity to invest in CMHC-insured multi-unit residential ("MUR") term mortgages originated by partners who are well-established leaders in the Canadian MUR mortgage industry (the "Mortgage Originator") (the "Enhanced CMHC Program").  The Enhanced CMHC Program, which requires minimal regulatory capital, is expected to contribute a minimum of $2 million of incremental revenue to the Bank in fiscal 2026 with de minimis additional operating costs.

–  Planned Stablecoin Regulation in Canada Supports Potential New Revenue Stream for VersaBank as Bank Advances Toward Commercialization of its Proprietary Tokenized Deposit Opportunity – LONDON, ON , Nov. 20, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today applauded Canadian Prime Minister Mark Carney and Finance Minister François-Philippe Champagne on the planned regulation of stablecoins outlined in the 2025 Federal Budget ("the Budget"), which the Bank believes will enable Canada to reap significant economic benefit by continuing its global leadership in the banking and finance industries. With the passage of the Budget on November 17, 2025, VersaBank has initiated collaborations with third-party stablecoin issuers on national bank-based, SOC2 Type 1-certified custody solutions that are consistent with the government's planned regulation for stablecoins in Canada.

LONDON, ON , Nov. 7, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced management will participate in the KBW Fintech Payments Conference in New York City to be held on November 11-13, 2025. VersaBank management will participate in one-on-one meetings throughout the conference.

Attention: Business Editors LONDON, ON , Nov. 3, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced its wholly owned US subsidiary, VersaBank USA, has entered into an agreement with its largest US RPP partner to date, under which, the partner will utilize the Bank's core Receivable Purchase Program (RPP) in the United States. For commercial reasons, the partner has requested not to be named until a later date.

LONDON, ON , Oct. 27, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today unveiled branding for its proprietary Digital Deposit Receipts (DDRs):  VersaBank Real Bank Deposit Tokens ™ (RBDTs ™ ). The brand reflects the critical advantage of the Bank's RBDTs ™ compared to stablecoins of being issued by a federally licensed bank (in both the United States and Canada), enabling legally permitted interest payments and deposit insurance1, which non-bank issued stablecoins are not allowed to provide.

LONDON, ON , Oct. 6, 2025 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced its wholly owned US subsidiary, VersaBank USA, has entered into an agreement with Thrive Financial Inc. ("Thrive Financial"), a Virginia-based technology platform for point-of-sale financing of home improvement projects, connecting homeowners, merchants, and lenders nationally, under which Thrive will utilize the Bank's Receivable Purchase Program (RPP) in the United States. The Bank immediately completed an initial funding.

– New AI Capabilities Enable Real-Time Monitoring of Credit Asset Data, Further Mitigating Risk and Supporting the Bank's Efficiency – LONDON, ON , Sept. 18, 2025 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX:VBNK; NASDAQ:VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced it has implemented new, internally developed, state-of-the-art artificial intelligence (AI) capabilities within its proprietary core banking technology.