Upstart Holdings, Inc. (UPST)

Upstart (UPST) is a fast-growing, AI-driven lending platform with a capital-light, asset-light business model and strong 2025 results. UPST guides for $1.4B revenue and 21% adjusted EBITDA margin in 2026, projecting a 35% CAGR over three years and $2.5B revenue by 2028. Despite cyclical risks and dilution from stock-based compensation, UPST trades at a sub-10 forward P/E, making it an attractive growth-at-a-reasonable-price opportunity.

Chipmaker AMD will probably claim a much larger share of the AI accelerator market over time. If Upstart can disrupt the loan evaluation market with its AI tool, the stock could head back to its 2021 highs.

Upstart stock has tried investors' patience with its wild volatility over the years. It has gotten off to a choppy start in 2026 and is trading down by double-digit percentages.

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced a forward-flow commitment from funds managed by Wafra, a New York-based global alternative investment manager focused on strategic partnerships, real estate and real assets. Wafra has agreed to purchase up to $200 million of assets originated through the Upstart auto finance platform. “We are pleased to partner with Upstart on its inaugural aut.

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Holdings, Inc. (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced the previous sale of a $333 million aggregate portfolio of Upstart Auto assets to affiliates of Bayview Asset Management, LLC. “Upstart is a strong strategic fit with Bayview's focus on disciplined capital deployment in the auto lending market,” said Carlos Prevolis, Managing Director at Bayview. “We've been impressed by Upstart's growth and le.

SAN DIEGO--(BUSINESS WIRE)---- $UPST #Upstart--Johnson Fistel, PLLP is investigating potential claims on behalf of investors of Upstart Holdings, Inc. (NASDAQ: UPST). The investigation focuses on Upstart's executive officers and whether investor losses may be recovered under federal securities laws. What if I purchased Upstart securities? If you purchased Upstart securities and suffered losses on your investment, join our investigation now: Click here to join the investigation. Or for more information, contact Ji.

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Repurchases $100 Million of Shares.

Upstart Holdings runs a cloud-based AI lending platform, linking borrowers and banks through advanced, data-driven credit assessment.

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference.

Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Upstart's Technology Has Taken The Next Step (Rating Upgrade)

COIN, NBIX and UPST have been added to the Zacks Rank #5 (Strong Sell) List on February 18th, 2026.

Upstart developed an algorithm that uses AI to determine the creditworthiness of potential borrowers. The algorithm is proving very popular with consumers and banks, with Upstart's loan originations soaring by 86% in the fourth quarter.

SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending marketplace, today announced Cash Line, a breakthrough revolving line of credit that gives consumers ongoing access to money as needed. “Cash Line is Upstart's next great leap toward always-on credit for every American,” said Dave Girouard, co-founder and CEO of Upstart. “We are rapidly building a one-stop shop for all flavors of credit where guaranteed best rates are available 24/7 in a.

Upstart Holdings (NASDAQ: UPST) has dropped 19.77% over the past week, falling from $38.24 to $30.68 as of February 13.

Upstart delivered a decent Q4, beating estimates with a record $3.2B transaction volume and 35% year-over-year revenue growth. UPST is poised to benefit from expected 2026 federal fund rate cuts, supporting further origination and revenue acceleration. The bullish investment thesis is reinforced by strong revenue guidance for FY 2026.