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    United Bancorp, Inc. (UBCP)

    Price:

    14.75 USD

    ( + 0.14 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    UBCP
    Name
    United Bancorp, Inc.
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    14.750
    Market Cap
    85.167M
    Enterprise value
    32.284M
    Currency
    USD
    Ceo
    Scott A. Everson
    Full Time Employees
    115
    Ipo Date
    1993-03-02
    City
    Martins Ferry
    Address
    201 South Fourth Street

    Check the

    KEY TAKEAWAYS

    ASK OUR AI ABOUT THE COMPANY (REGISTER FOR EARLY ACCESS)
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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    SouthState Corporation

    VALUE SCORE:

    11

    Symbol
    SSB
    Market Cap
    10.038B
    Industry
    Banks - Regional
    Sector
    Financial Services

    2nd position

    Peoples Bancorp Inc.

    VALUE SCORE:

    14

    Symbol
    PEBO
    Market Cap
    1.160B
    Industry
    Banks - Regional
    Sector
    Financial Services

    The best

    Bank OZK

    VALUE SCORE:

    14

    Symbol
    OZK
    Market Cap
    5.441B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    11.062
    P/S
    1.793
    P/B
    1.216
    Debt/Equity
    0
    EV/FCF
    4.824
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    0.813
    Earnings yield
    0.090
    Debt/assets
    0
    FUNDAMENTALS
    Net debt/ebidta
    -5.025
    Interest coverage
    0.551
    Research And Developement To Revenue
    0
    Intangile to total assets
    0
    Capex to operating cash flow
    0
    Capex to revenue
    0
    Capex to depreciation
    0
    Return on tangible assets
    0.009
    Debt to market cap
    0
    Piotroski Score
    7.000
    FUNDAMENTALS
    PEG
    3.595
    P/CF
    10.707
    P/FCF
    10.633
    RoA %
    0.904
    RoIC %
    0.904
    Gross Profit Margin %
    67.356
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    16.322
    Net-Net
    -127.342
    FUNDAMENTALS PER SHARE
    FCF per share
    1.378
    Revenue per share
    8.169
    Net income per share
    1.333
    Operating cash flow per share
    1.378
    Free cash flow per share
    1.378
    Cash per share
    8.002
    Book value per share
    12.128
    Tangible book value per share
    12.128
    Shareholders equity per share
    12.128
    Interest debt per share
    2.583
    TECHNICAL
    52 weeks high
    15.640
    52 weeks low
    12.250
    Current trading session High
    14.750
    Current trading session Low
    14.510
    DIVIDEND
    Dividend yield
    6.24%
    Payout ratio
    56.2%
    Years of div. Increase
    7.000
    Years of div.
    33.000
    Q-shift
    3.000
    Dividend per share
    0.920
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.032258064%
    Payout Ratio
    26.478973%
    P/E
    10.951
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.043636363%
    Payout Ratio
    38.993797%
    P/E
    11.919
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.019305019%
    Payout Ratio
    15.120275%
    P/E
    10.435
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0021540117%
    Payout Ratio
    2.4044098%
    P/E
    10.846
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0.3507825%
    P/E
    20.824
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.007368421%
    Payout Ratio
    -31.42448%
    P/E
    -21.648
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0184514%
    Payout Ratio
    26.83578%
    P/E
    14.733
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Asset Management
    Dividend yield
    0.057048682%
    Payout Ratio
    46.576855%
    P/E
    8.591
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.014383315%
    Payout Ratio
    24.941996%
    P/E
    17.439
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    13.002
    DESCRIPTION

    United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. It accepts demand, savings, and time deposits, as well as grants commercial, commercial and residential real estate, and consumer loans. As of December 31, 2021, the company operated through a network of banking offices in Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties in Ohio, as well as Marshall and Ohio Counties in West Virginia and the surrounding localities; and a loan production office in Wheeling, West Virginia. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

    NEWS
    https://images.financialmodelingprep.com/news/united-bancorp-inc-declares-a-quarterly-cash-dividend-of-20260219.jpg
    United Bancorp, Inc. Declares a Quarterly Cash Dividend of $0.1925 per Common Share Producing a Forward Yield of 5.6% and Announces a Special Dividend Payment of $0.1750 per Common Share

    accessnewswire.com

    2026-02-19 11:00:00

    MARTINS FERRY, OH / ACCESS Newswire / February 19, 2026 / On February 18, 2026, the Board of Directors of United Bancorp, Inc. (UBCP) declared a first quarter cash dividend of $0.1925, which is payable on March 20, 2026 to shareholders of record on March 10, 2026. This is an increase of $0.01, or 5.5%, over the cash dividend paid in the first quarter of last year.

    https://images.financialmodelingprep.com/news/united-bancorps-q4-earnings-rise-yy-on-loan-demand-20260209.jpg
    United Bancorp's Q4 Earnings Rise Y/Y on Loan Demand

    zacks.com

    2026-02-09 14:06:07

    UBCP reports 13% year-over-year EPS growth in Q4 2025, driven by loan gains, margin expansion and strategic investments despite macroeconomic headwinds.

    https://images.financialmodelingprep.com/news/united-bancorp-inc-reports-respective-increases-in-earnings-for-20260203.jpg
    United Bancorp, Inc. Reports Respective Increases in Earnings for the 2025 Fourth Quarter and Twelve Months Ended December 31, 2025

    accessnewswire.com

    2026-02-03 11:00:00

    MARTINS FERRY, OH / ACCESS Newswire / February 3, 2026 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.35 and net income of $2,035,000 for the three months ended December 31, 2025. For the year ended December 31, 2025, UBCP reported diluted earnings per share of $1.34 and net income of $7,753,000.

    https://images.financialmodelingprep.com/news/ovbc-vs-ubcp-which-bank-stock-deserves-a-spot-20251231.jpg
    OVBC vs. UBCP: Which Bank Stock Deserves a Spot in Your Portfolio?

    zacks.com

    2025-12-31 11:50:20

    Ohio Valley Banc and United Bancorp are navigating regional banking with distinct strategies, but which offers more upside right now? Let's dive in.

    https://images.financialmodelingprep.com/news/umb-financial-nasdaqumbf-united-bancorp-nasdaqubcp-headtohead-contrast-20251211.jpg
    UMB Financial (NASDAQ:UMBF) & United Bancorp (NASDAQ:UBCP) Head-To-Head Contrast

    defenseworld.net

    2025-12-11 02:14:52

    United Bancorp (NASDAQ: UBCP - Get Free Report) and UMB Financial (NASDAQ: UMBF - Get Free Report) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, valuation, earnings, dividends, institutional ownership, profitability and analyst recommendations. Volatility and Risk United Bancorp has a beta

    https://images.financialmodelingprep.com/news/united-bancorp-inc-increases-its-fourth-quarter-cash-dividend-20251120.jpg
    United Bancorp, Inc. Increases its Fourth Quarter Cash Dividend Payment to $0.19 per Share, which produces a Forward Yield of 5.4%

    accessnewswire.com

    2025-11-20 11:00:00

    MARTINS FERRY, OH / ACCESS Newswire / November 20, 2025 / On November 19, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.19 per share for shareholders of record on December 10, 2025 with a payment date of December 19, 2025. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1825, $0.1850 and $0.1875 respectively.

    https://images.financialmodelingprep.com/news/ubcp-stock-rises-4-as-q3-earnings-rise-yy-20251112.jpg
    UBCP Stock Rises 4% as Q3 Earnings Rise Y/Y on Strong Loan Growth

    zacks.com

    2025-11-12 12:26:18

    United Bancorp reports higher year-over-year earnings growth in Q3 on rising net interest income and loan growth, while advancing strategic projects and reaffirming its goal to surpass $1 billion in assets.

    https://images.financialmodelingprep.com/news/united-bancorp-inc-reports-respective-increases-in-2025-third-20251106.jpg
    United Bancorp, Inc. Reports Respective Increases in 2025 Third Quarter and Nine-Month Earnings

    accessnewswire.com

    2025-11-06 11:00:00

    MARTINS FERRY, OH / ACCESS Newswire / November 6, 2025 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.34 and net income of $1,931,000 for the three months ended September 30, 2025. For the first nine months of the current year, UBCP reported diluted earnings per share of $0.99 and net income of $5,717,000.

    https://images.financialmodelingprep.com/news/united-bancorp-inc-increases-its-third-quarter-cash-dividend-20250821.jpg
    United Bancorp, Inc. Increases its Third Quarter Cash Dividend Payment to $0.1875 per Share, which produces a Forward Yield of 5.2%

    accessnewswire.com

    2025-08-21 11:00:00

    MARTINS FERRY, OH / ACCESS Newswire / August 21, 2025 / On August 20, 2025, the Board of Directors of United Bancorp, Inc. (UBCP)(NASDAQ:UBCP) declared a third quarter dividend payment of $0.1875 per share for shareholders of record on September 10, 2025 with a payment date of September 19, 2025. This is an increase of $0.01, or 5.6%, over the regular cash dividend paid in the third quarter of the previous year.

    https://images.financialmodelingprep.com/news/united-bancorps-q2-earnings-grow-yy-on-loan-expansion-20250806.jpg
    United Bancorp's Q2 Earnings Grow Y/Y on Loan Expansion

    zacks.com

    2025-08-06 14:31:05

    UBCP posts year-over-year growth in Q2 earnings and outlines bold growth plans, including new branches, tech investments and a push toward surpassing $1 billion in total assets.

    https://images.financialmodelingprep.com/news/united-bancorp-inc-reports-2025-second-quarter-and-sixmonth-20250731.jpg
    United Bancorp, Inc. Reports 2025 Second Quarter and Six-Month Earnings Performance

    accessnewswire.com

    2025-07-31 15:30:00

    MARTINS FERRY, OH / ACCESS Newswire / July 31, 2025 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.33 and net income of $1,914,000 for the three months ended June 30, 2025. For the first six months of the current year, UBCP reported diluted earnings per share of $0.65 and net income of $3,786,000.

    https://images.financialmodelingprep.com/news/zacks-initiates-coverage-of-united-bancorp-with-neutral-recommendation-20250730.jpg
    Zacks Initiates Coverage of United Bancorp With Neutral Recommendation

    zacks.com

    2025-07-30 10:01:51

    Find out why Zacks has assigned United Bancorp a "Neutral" rating, being the first on Wall Street to initiate coverage on the stock. Explore how high dividend yields, liquidity strength and credit discipline are tempered by cost pressures and geographic exposure.

    https://images.financialmodelingprep.com/news/united-bancorp-inc-reports-2025-first-quarter-earnings-performance-20250509.jpg
    United Bancorp, Inc. Reports 2025 First Quarter Earnings Performance

    accessnewswire.com

    2025-05-09 14:00:00

    MARTINS FERRY, OH / ACCESS Newswire / May 9, 2025 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.32 and net income of $1,872,000 for the three months ended March 31, 2025. Randall M.

    https://images.financialmodelingprep.com/news/united-bancorp-inc-increases-its-second-quarter-cash-dividend-20250417.jpg
    United Bancorp, Inc. Increases its Second Quarter Cash Dividend Payment to $0.1850 per Share, Which Produces a Forward Yield of 5.51%, and Reports on Annual Shareholder Meeting

    accessnewswire.com

    2025-04-17 11:00:00

    MARTINS FERRY, OH / ACCESS Newswire / April 17, 2025 / On April 16, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a second quarter dividend payment of $0.1850 per share for shareholders of record on June 10, 2025 with a payment date of June 20, 2025. This is an increase of $0.01, or 5.7%, over the regular cash dividend paid in the second quarter of last year.

    https://images.financialmodelingprep.com/news/united-bancorp-inc-reports-2024-fourth-quarter-earnings-and-20250207.jpg
    United Bancorp, Inc. Reports 2024 Fourth Quarter Earnings and Earnings Performance for the Twelve Months Ended December 31, 2024

    accessnewswire.com

    2025-02-07 11:07:00

    MARTINS FERRY, OH / ACCESS Newswire / February 7, 2025 / United Bancorp, Inc. (NASDAQ:UBCP) reported diluted earnings per share of $0.31 and net income of $1,850,000 for the three months ended December 31, 2024. For the year ended December 31, 2024, UBCP reported diluted earnings per share of $1.27 and net income of $7,402,000.

    https://images.financialmodelingprep.com/news/united-bancorp-inc-increases-its-fourth-quarter-cash-dividend-payment-20241121.jpg
    United Bancorp, Inc. Increases its Fourth Quarter Cash Dividend Payment to $0.18 per Share, which produces a Forward Yield of 5.4%

    accesswire.com

    2024-11-21 11:00:00

    MARTINS FERRY, OH / ACCESSWIRE / November 21, 2024 / On November 20, 2024, the Board of Directors of United Bancorp, Inc. (NASDAQ:UBCP) declared a fourth quarter dividend payment of $0.18 per share for shareholders of record on December 10, 2024 with a payment date of December 20, 2024. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1725, $0.1750 and $0.1775 respectively.