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    South Plains Financial, Inc. (SPFI)

    Price:

    40.96 USD

    ( - -1.75 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    SPFI
    Name
    South Plains Financial, Inc.
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    40.960
    Market Cap
    667.386M
    Enterprise value
    632.482M
    Currency
    USD
    Ceo
    Curtis C. Griffith
    Full Time Employees
    528
    Website
    Ipo Date
    2019-05-09
    City
    Lubbock
    Address
    5219 City Bank Parkway

    Check the

    KEY TAKEAWAYS

    ASK OUR AI ABOUT THE COMPANY (REGISTER FOR EARLY ACCESS)
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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    Huntington Bancshares Incorporated

    VALUE SCORE:

    10

    Symbol
    HBANP
    Market Cap
    27.622B
    Industry
    Banks - Regional
    Sector
    Financial Services

    2nd position

    The First Bancorp, Inc.

    VALUE SCORE:

    14

    Symbol
    FNLC
    Market Cap
    320.648M
    Industry
    Banks - Regional
    Sector
    Financial Services

    The best

    Bank OZK

    VALUE SCORE:

    14

    Symbol
    OZK
    Market Cap
    5.517B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    11.382
    P/S
    2.272
    P/B
    1.348
    Debt/Equity
    0.122
    EV/FCF
    10.530
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    2.279
    Earnings yield
    0.088
    Debt/assets
    0.014
    FUNDAMENTALS
    Net debt/ebidta
    0.028
    Interest coverage
    0.871
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.005
    Capex to operating cash flow
    0.082
    Capex to revenue
    0.019
    Capex to depreciation
    0.948
    Return on tangible assets
    0.013
    Debt to market cap
    0.091
    Piotroski Score
    8.000
    FUNDAMENTALS
    PEG
    -6.206
    P/CF
    10.024
    P/FCF
    10.944
    RoA %
    1.305
    RoIC %
    -3.580
    Gross Profit Margin %
    69.300
    Quick Ratio
    0.268
    Current Ratio
    0.268
    Net Profit Margin %
    19.902
    Net-Net
    -206.840
    FUNDAMENTALS PER SHARE
    FCF per share
    3.913
    Revenue per share
    18.082
    Net income per share
    3.599
    Operating cash flow per share
    4.261
    Free cash flow per share
    3.913
    Cash per share
    38.518
    Book value per share
    30.393
    Tangible book value per share
    29.135
    Shareholders equity per share
    30.393
    Interest debt per share
    8.954
    TECHNICAL
    52 weeks high
    44.000
    52 weeks low
    30.010
    Current trading session High
    42.480
    Current trading session Low
    40.890
    DIVIDEND
    Dividend yield
    1.56%
    Payout ratio
    17.0%
    Years of div. Increase
    7.000
    Years of div.
    8.000
    Q-shift
    2.000
    Dividend per share
    0.640
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.005313496%
    Payout Ratio
    0%
    P/E
    9.786
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    8.796216%
    P/E
    11.328
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.054996315%
    Payout Ratio
    124.18281%
    P/E
    15.288
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.03768997%
    Payout Ratio
    26.142359999999996%
    P/E
    8.832
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.025998434%
    Payout Ratio
    19.552507%
    P/E
    10.253
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0294936%
    Payout Ratio
    30.97854%
    P/E
    10.823
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.033968803%
    Payout Ratio
    35.492322%
    P/E
    11.256
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.015182029%
    Payout Ratio
    16.563392%
    P/E
    11.042
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0077953716%
    Payout Ratio
    10.808771%
    P/E
    13.688
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.031816106%
    Payout Ratio
    22.876477%
    P/E
    9.830
    DESCRIPTION

    South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 25 full-service banking locations; and 15 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.

    NEWS
    https://images.financialmodelingprep.com/news/south-plains-financial-inc-nasdaqspfi-receives-average-rating-of-20260226.jpg
    South Plains Financial, Inc. (NASDAQ:SPFI) Receives Average Rating of “Buy” from Brokerages

    defenseworld.net

    2026-02-26 03:18:57

    South Plains Financial, Inc. (NASDAQ: SPFI - Get Free Report) has been given an average recommendation of "Buy" by the six research firms that are currently covering the company, MarketBeat Ratings reports. One analyst has rated the stock with a hold recommendation, four have assigned a buy recommendation and one has assigned a strong buy recommendation

    https://images.financialmodelingprep.com/news/south-plains-financial-nasdaqspfi-to-repurchase-1000-million-in-20260224.jpg
    South Plains Financial (NASDAQ:SPFI) to Repurchase $10.00 million in Stock

    defenseworld.net

    2026-02-24 01:08:42

    South Plains Financial (NASDAQ: SPFI - Get Free Report) announced that its board has authorized a stock buyback plan on Monday, February 23rd, RTT News reports. The company plans to repurchase $10.00 million in outstanding shares. This repurchase authorization permits the company to reacquire up to 1.5% of its shares through open market purchases. Shares repurchase

    https://images.financialmodelingprep.com/news/south-plains-financial-inc-announces-stock-repurchase-program-20260223.jpg
    South Plains Financial, Inc. Announces Stock Repurchase Program

    globenewswire.com

    2026-02-23 07:30:00

    LUBBOCK, Texas, Feb. 23, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), today announced that the board of directors of the Company (the “Board”) approved a new stock repurchase program for up to $10.0 million of the outstanding shares of the Company's common stock (the “Stock Repurchase Program”). The Stock Repurchase Program will conclude on February 23, 2027, subject to the earlier termination or extension of the Stock Repurchase Program by the Board or the $10.0 million designated for the Stock Repurchase Program are depleted.

    https://images.financialmodelingprep.com/news/new-strong-buy-stocks-for-february-18th-20260218.jpg
    New Strong Buy Stocks for February 18th

    zacks.com

    2026-02-18 05:40:19

    SPFI, RIO, CLS, PCB and PINE have been added to the Zacks Rank #1 (Strong Buy) List on February 18th, 2026.

    https://images.financialmodelingprep.com/news/best-value-stocks-to-buy-for-february-18th-20260218.jpg
    Best Value Stocks to Buy for February 18th

    zacks.com

    2026-02-18 04:45:26

    SPFI, PINE and F made it to the Zacks Rank #1 (Strong Buy) value stocks list on February 18th, 2026.

    https://images.financialmodelingprep.com/news/new-strong-buy-stocks-for-february-10th-20260210.jpg
    New Strong Buy Stocks for February 10th

    zacks.com

    2026-02-10 06:51:08

    GOLD, NIC, SPFI, AUNA and FOX have been added to the Zacks Rank #1 (Strong Buy) List on February 10, 2026.

    https://images.financialmodelingprep.com/news/is-south-plains-financial-spfi-stock-undervalued-right-now-20260209.jpg
    Is South Plains Financial (SPFI) Stock Undervalued Right Now?

    zacks.com

    2026-02-09 10:40:49

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/south-plains-financial-inc-named-one-of-americas-best-20260205.jpg
    South Plains Financial, Inc. Named One of America's Best Banks by Forbes

    globenewswire.com

    2026-02-05 16:15:00

    LUBBOCK, Texas, Feb. 05, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), announced that it has been named one of the best banks in the country, ranking 7th on Forbes 17th annual list of America's Best Banks. The designation ranked City Bank as the top bank in Texas.

    https://images.financialmodelingprep.com/news/earnings-estimates-rising-for-south-plains-financial-spfi-will-20260130.jpg
    Earnings Estimates Rising for South Plains Financial (SPFI): Will It Gain?

    zacks.com

    2026-01-30 13:20:18

    South Plains Financial (SPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

    https://images.financialmodelingprep.com/news/new-strong-buy-stocks-for-january-29th-20260129.jpg
    New Strong Buy Stocks for January 29th

    zacks.com

    2026-01-29 06:35:15

    CMWAY, CBOE, SPFI, TEL and IVZ have been added to the Zacks Rank #1 (Strong Buy) List on January 29th, 2026.

    https://images.financialmodelingprep.com/news/best-value-stocks-to-buy-for-january-29th-20260129.jpg
    Best Value Stocks to Buy for January 29th

    zacks.com

    2026-01-29 05:45:13

    SPFI, ALRS and SKM made it to the Zacks Rank #1 (Strong Buy) value stocks list on January 29th, 2026.

    https://images.financialmodelingprep.com/news/south-plains-financial-a-solid-bank-at-a-fair-20260128.jpg
    South Plains Financial: A Solid Bank At A Fair Valuation (Upgrade)

    seekingalpha.com

    2026-01-28 11:11:29

    South Plains Financial is rated a "Hold" as shares trade at ~10x pro forma earnings, reflecting M&A benefits and Texas market positioning. The BOH Holdings acquisition expands SPFI's Houston presence, but significant investment and execution are needed to scale beyond its Lubbock base. SPFI maintains strong credit quality, robust reserves, and a CET1 ratio of 14.45%, supporting a secure and recently increased dividend.

    https://images.financialmodelingprep.com/news/south-plains-financial-q4-earnings-call-highlights-20260128.jpeg
    South Plains Financial Q4 Earnings Call Highlights

    defenseworld.net

    2026-01-28 02:16:00

    South Plains Financial (NASDAQ: SPFI) executives highlighted full-year earnings growth, net interest margin (NIM) expansion, and progress on strategic initiatives during the company's fourth-quarter 2025 earnings call, while also outlining expectations for accelerating loan growth in 2026 and discussing the pending acquisition of BOH Holdings and its banking subsidiary, Bank of Houston. 2025 performance and quarterly

    https://images.financialmodelingprep.com/news/south-plains-financial-nasdaqspfi-sets-new-52week-high-after-earnings-20260128.jpg
    South Plains Financial (NASDAQ:SPFI) Sets New 52-Week High After Earnings Beat

    defenseworld.net

    2026-01-28 01:40:58

    South Plains Financial, Inc. (NASDAQ: SPFI - Get Free Report)'s stock price reached a new 52-week high during mid-day trading on Tuesday following a better than expected earnings announcement. The company traded as high as $43.90 and last traded at $42.12, with a volume of 14093 shares. The stock had previously closed at $41.32. The company

    https://images.financialmodelingprep.com/news/south-plains-financial-spfi-reports-q4-earnings-what-key-20260126.jpg
    South Plains Financial (SPFI) Reports Q4 Earnings: What Key Metrics Have to Say

    zacks.com

    2026-01-26 21:00:15

    Although the revenue and EPS for South Plains Financial (SPFI) give a sense of how its business performed in the quarter ended December 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

    https://images.financialmodelingprep.com/news/south-plains-financial-inc-spfi-q4-2025-earnings-call-20260126.jpg
    South Plains Financial, Inc. (SPFI) Q4 2025 Earnings Call Transcript

    seekingalpha.com

    2026-01-26 20:12:22

    South Plains Financial, Inc. (SPFI) Q4 2025 Earnings Call Transcript