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    Regional Management Corp. (RM)

    Price:

    40.53 USD

    ( + 3.45 USD)

    Your position:

    0 USD

    ACTION PANEL
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    ABOUT
    Symbol
    RM
    Name
    Regional Management Corp.
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    Price
    40.530
    Market Cap
    397.156M
    Enterprise value
    1.836B
    Currency
    USD
    Ceo
    Robert William Beck
    Full Time Employees
    2131
    Ipo Date
    2012-03-28
    City
    Greer
    Address
    979 Batesville Road

    Check the

    KEY TAKEAWAYS

    ASK OUR AI ABOUT THE COMPANY (REGISTER FOR EARLY ACCESS)
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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    Mastercard Incorporated

    VALUE SCORE:

    6

    Symbol
    MA
    Market Cap
    537.431B
    Industry
    Financial - Credit Services
    Sector
    Financial Services

    2nd position

    Synchrony Financial

    VALUE SCORE:

    11

    Symbol
    SYF
    Market Cap
    27.235B
    Industry
    Financial - Credit Services
    Sector
    Financial Services

    The best

    Synchrony Financial

    VALUE SCORE:

    12

    Symbol
    SYF-PB
    Market Cap
    9.646B
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    9.935
    P/S
    0.694
    P/B
    1.061
    Debt/Equity
    4.262
    EV/FCF
    6.780
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    3.183
    Earnings yield
    0.101
    Debt/assets
    0.786
    FUNDAMENTALS
    Net debt/ebidta
    10.063
    Interest coverage
    1.631
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.015
    Capex to operating cash flow
    0.019
    Capex to revenue
    0.009
    Capex to depreciation
    0.376
    Return on tangible assets
    0.020
    Debt to market cap
    3.895
    Piotroski Score
    6.000
    FUNDAMENTALS
    PEG
    1.783
    P/CF
    1.405
    P/FCF
    1.478
    RoA %
    1.971
    RoIC %
    -143.163
    Gross Profit Margin %
    95.484
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    6.774
    Net-Net
    -21.134
    FUNDAMENTALS PER SHARE
    FCF per share
    28.281
    Revenue per share
    60.229
    Net income per share
    4.080
    Operating cash flow per share
    28.843
    Free cash flow per share
    28.281
    Cash per share
    12.829
    Book value per share
    38.189
    Tangible book value per share
    35.158
    Shareholders equity per share
    38.189
    Interest debt per share
    168.978
    TECHNICAL
    52 weeks high
    40.800
    52 weeks low
    25.410
    Current trading session High
    40.840
    Current trading session Low
    36.880
    DIVIDEND
    Dividend yield
    2.96%
    Payout ratio
    31.1%
    Years of div. Increase
    0
    Years of div.
    6.000
    Q-shift
    3.000
    Dividend per share
    1.200
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    9.543
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    11.338
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.010804821%
    Payout Ratio
    23.271756%
    P/E
    22.251
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.020206185%
    Payout Ratio
    30.491456%
    P/E
    15.258
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.019422665%
    Payout Ratio
    20.135735%
    P/E
    10.610
    logo

    Country
    JP
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.03125403%
    Payout Ratio
    0%
    P/E
    11.666
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.02950903%
    Payout Ratio
    36.765087%
    P/E
    12.530
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.03125%
    Payout Ratio
    50.458556%
    P/E
    15.789
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    11.226
    DESCRIPTION

    Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

    NEWS
    https://images.financialmodelingprep.com/news/regional-management-rm-q2-eps-up-20-20250731.jpg
    Regional Management (RM) Q2 EPS Up 20%

    fool.com

    2025-07-31 13:43:33

    Regional Management (RM) Q2 EPS Up 20%

    https://images.financialmodelingprep.com/news/regional-management-corp-rm-q2-2025-earnings-call-transcript-20250731.jpg
    Regional Management Corp. (RM) Q2 2025 Earnings Call Transcript

    seekingalpha.com

    2025-07-31 06:11:00

    Regional Management Corp. (NYSE:RM ) Q2 2025 Earnings Conference Call July 30, 2025 5:00 PM ET Company Participants Garrett Edson - IR, ICR Inc. Robert William Beck - President, CEO & Director Harpreet Rana - EVP & Chief Financial & Administrative Officer Conference Call Participants David Michael Scharf - Citizens JMP Securities Alexander Villalobos-Morsink - Jefferies LLC Kyle Joseph - Stephens Inc. Vincent Albert Caintic - BTIG, LLC John J. Rowan - Janney Montgomery Scott LLC William Joseph Dezellem - Tieton Capital Management, LLC Operator Ladies and gentlemen, greetings, and welcome to the Regional Management Second Quarter 2025 Earnings Conference Call.

    https://images.financialmodelingprep.com/news/regional-management-rm-q2-earnings-and-revenues-top-estimates-20250730.jpg
    Regional Management (RM) Q2 Earnings and Revenues Top Estimates

    zacks.com

    2025-07-30 19:31:12

    Regional Management (RM) came out with quarterly earnings of $1.03 per share, beating the Zacks Consensus Estimate of $0.72 per share. This compares to earnings of $0.86 per share a year ago.

    https://images.financialmodelingprep.com/news/regional-management-corp-announces-second-quarter-2025-results-20250730.jpg
    Regional Management Corp. Announces Second Quarter 2025 Results

    businesswire.com

    2025-07-30 16:15:00

    GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced results for the second quarter ended June 30, 2025. “We delivered a very strong second quarter, marked by record originations and revenue, improving credit performance, an all-time best operating expense ratio, and significant improvements across other key financial metrics,” said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. “Net.

    https://images.financialmodelingprep.com/news/regional-management-corp-to-report-second-quarter-2025-results-on-20250702.jpg
    Regional Management Corp. to Report Second Quarter 2025 Results on Wednesday, July 30, 2025

    businesswire.com

    2025-07-02 16:15:00

    GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it will report its second quarter 2025 results after the market closes on Wednesday, July 30, 2025. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-075.

    https://images.financialmodelingprep.com/news/regional-managements-q1-earnings-beat-estimates-stock-dips-116-20250516.jpg
    Regional Management's Q1 Earnings Beat Estimates, Stock Dips 11.6%

    zacks.com

    2025-05-16 14:16:08

    RM continues to witness growth in loan originations. RM bought back shares worth $6.5 million in the first quarter of 2025.

    https://images.financialmodelingprep.com/news/regional-management-corp-rm-q1-2025-earnings-call-transcript-20250430.jpg
    Regional Management Corp. (RM) Q1 2025 Earnings Call Transcript

    seekingalpha.com

    2025-04-30 19:38:40

    Regional Management Corp. (NYSE:RM ) Q1 2025 Earnings Conference Call April 30, 2025 5:00 PM ET Company Participants Garrett Edson - ICR, Investor Relations Rob Beck - President and CEO Harp Rana - Chief Financial and Administrative Officer Conference Call Participants Kyle Joseph - Stephens, Inc. David Scharf - Citizens Capital John Rowan - Janney Alexander Villalobos - Jefferies Operator Greetings. And welcome to the Regional Management First Quarter 2025 Earnings Call.

    https://images.financialmodelingprep.com/news/regional-management-rm-tops-q1-earnings-estimates-20250430.jpg
    Regional Management (RM) Tops Q1 Earnings Estimates

    zacks.com

    2025-04-30 19:01:18

    Regional Management (RM) came out with quarterly earnings of $0.70 per share, beating the Zacks Consensus Estimate of $0.67 per share. This compares to earnings of $1.56 per share a year ago.

    https://images.financialmodelingprep.com/news/regional-management-corp-announces-first-quarter-2025-results-20250430.jpg
    Regional Management Corp. Announces First Quarter 2025 Results

    businesswire.com

    2025-04-30 16:15:00

    GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, 2025. “We are very pleased with how we have begun the new year,” said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. “We delivered $7.0 million of net income and 70 cents of diluted EPS in the first quarter, with record first quarter revenue of $153 million. We experienced relatively low.

    https://images.financialmodelingprep.com/news/are-investors-undervaluing-regional-management-rm-right-now-20250424.jpg
    Are Investors Undervaluing Regional Management (RM) Right Now?

    zacks.com

    2025-04-24 10:46:00

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/is-regional-management-rm-stock-undervalued-right-now-20250408.jpg
    Is Regional Management (RM) Stock Undervalued Right Now?

    zacks.com

    2025-04-08 10:46:18

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/regional-management-corp-completes-265-million-assetbacked-securitization-20250402.jpg
    Regional Management Corp. Completes $265 Million Asset-Backed Securitization

    businesswire.com

    2025-04-02 16:20:00

    GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it has completed a $265 million asset-backed securitization, marking its 12th successful securitization. The Regional Management Issuance Trust 2025-1 (RMIT 2025-1) notes were issued at a weighted-average coupon of 5.30% (a 5 bp improvement over the prior RMIT 2024-2 issued notes), secured by $298 million of receivables, with a 2-year revolving period. The Class.

    https://images.financialmodelingprep.com/news/regional-management-corp-to-report-first-quarter-2025-results-20250402.jpg
    Regional Management Corp. to Report First Quarter 2025 Results on Wednesday, April 30, 2025

    businesswire.com

    2025-04-02 16:15:00

    GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it will report its first quarter 2025 results after the market closes on Wednesday, April 30, 2025. The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's website at www.RegionalManagement.com. The dial-in number for the conference call is (877) 407-075.

    https://images.financialmodelingprep.com/news/regional-management-corp-appoints-julie-booth-to-its-board-of-20250313.jpg
    Regional Management Corp. Appoints Julie Booth to Its Board of Directors

    businesswire.com

    2025-03-13 16:15:00

    GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced the appointment of Julie Booth to its Board of Directors, effective immediately. Ms. Booth most recently served as Chief Financial Officer and Treasurer of Rocket Companies (NYSE: RKT) (“Rocket”), the Detroit-based fintech platform company with mortgage, real estate, and personal finance businesses. Ms. Booth's appointment increases the size of Regional Management's B.

    https://images.financialmodelingprep.com/news/regional-managements-q4-earnings-beat-estimates-stock-dips-2-20250218.jpg
    Regional Management's Q4 Earnings Beat Estimates, Stock Dips 2%

    zacks.com

    2025-02-18 14:41:09

    RM's fourth-quarter results reflect higher interest and fee income, and rising loan originations, partly offset by an increase in total general and administrative expenses.

    https://images.financialmodelingprep.com/news/should-value-investors-buy-regional-management-rm-stock-20250207.jpg
    Should Value Investors Buy Regional Management (RM) Stock?

    zacks.com

    2025-02-07 10:40:26

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.