Qifu Technology, Inc. (QFIN)

Qfin Holdings, Inc. (NASDAQ:QFIN ) Q2 2025 Earnings Conference Call August 14, 2025 8:30 PM ET Company Participants Haisheng Wu - CEO & Director Karen Ji - Senior Director of Capital Markets Yan Zheng - Chief Risk Officer Zuoli Xu - CFO & Director Conference Call Participants Emma Xu - BofA Securities, Research Division Lihan Yu - JPMorgan Chase & Co, Research Division Ran Xu - Morgan Stanley, Research Division Xiaoxiong Ye - UBS Investment Bank, Research Division Yun-Yin Wang - China Renaissance, Research Division Operator Ladies and gentlemen, thank you for standing by, and welcome to the Qfin Holdings Second Quarter 2025 Earnings Conference Call. [Operator Instructions] Please also note today's event is being recorded.

Qfin Holdings Inc. - Sponsored ADR (QFIN) came out with quarterly earnings of $1.78 per share, missing the Zacks Consensus Estimate of $1.79 per share. This compares to earnings of $1.22 per share a year ago.

SHANGHAI, China, Aug. 14, 2025 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced its unaudited financial results for the second quarter and six months ended June 30, 2025 and raised semi-annual dividend.

Qifu Technology eyes second-quarter 2025 revenue growth and a strong earnings boost, driven by AI-led user gains and expanding embedded finance channels.

As Amazon.com Inc. NASDAQ: AMZN reminds us, sometimes it can be difficult to predict how the market will respond to a company's earnings report, even if the firm comes out ahead of analyst expectations for earnings and revenue. Amazon's dip following its latest report, despite top- and bottom-line beats, shows that sometimes details like forward guidance or the suggestion of short-term difficulties can be enough to undo any investor goodwill that may have built.

SHANGHAI, China, Aug. 04, 2025 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2025, after U.S. markets close on Thursday, August 14, 2025.

The S&P 500 has risen steadily since a tumble in early April alongside the Trump administration's major tariff announcement. But returns of more than 8% year-to-date (YTD) after a sharp decline at the start of the second quarter may obscure broad uncertainty in the market.

Qifu Technology, Inc. (QFIN) possesses solid growth attributes, which could help it handily outperform the market.

GOOS, QFIN and QFIN made it to the Zacks Rank #1 (Strong Buy) growth stocks list on July 21, 2025.

QFIN, AFYA and PAHC made it to the Zacks Rank #1 (Strong Buy) growth stocks list on July 17, 2025.

AEM, UGI, QFIN, TSM and GPI stand out as top dividend growth picks for building a safer, income-focused portfolio in 2025.

QFIN, AFYA and PAHC made it to the Zacks Rank #1 (Strong Buy) growth stocks list on July 15, 2025.

STRT, AFYA and QFIN made it to the Zacks Rank #1 (Strong Buy) growth stocks list on July 11, 2025.

Qifu Technology, Inc. (QFIN) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.

Qifu Technology, Inc. (QFIN) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

QFIN, ATEYY and OPBK made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on July 9, 2025.