Peoples Bancorp Inc. (PEBO)

Despite a Q2 EPS miss and higher credit loss allowances, I reiterate my buy rating on PEBO due to strong fundamentals. Loan growth remains healthy, deposit costs are low, and the bank's net interest margin is robust, supporting future profitability. PEBO's dividend yield is attractive at 5.4%, with a conservative payout ratio and solid capital ratios ensuring dividend safety.

Peoples Bancorp Inc. (NASDAQ:PEBO ) Q2 2025 Presentation Conference Call July 22, 2025 11:00 AM ET Company Participants Tyler Wilcox - President, CEO & Director Kathryn Bailey - Executive VP, CFO & Treasurer Conference Call Participants Daniel Tamayo - Raymond James & Associates, Inc., Research Division Adam Kroll - Piper Sandler & Co., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Manuel Navas - D.A. Davidson & Co., Research Division Brandon Rud - Stephens Inc., Research Division Daniel Cardenas - Janney Montgomery Scott LLC, Research Division Operator Good morning, and welcome to Peoples Bancorp Inc. Conference Call.

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The headline numbers for Peoples Bancorp (PEBO) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Peoples Bancorp (PEBO) came out with quarterly earnings of $0.6 per share, missing the Zacks Consensus Estimate of $0.78 per share. This compares to earnings of $0.84 per share a year ago.

MARIETTA, Ohio , July 22, 2025 /PRNewswire/ -- The Board of Directors of Peoples Bancorp Inc. ("Peoples") (Nasdaq: PEBO) declared a quarterly cash dividend of $0.41 per common share on July 21, 2025, payable on August 18, 2025, to shareholders of record on August 4, 2025. This dividend represents a payout of approximately $14.6 million, or 69.0% of Peoples' reported second quarter 2025 earnings.

MARIETTA, Ohio , July 22, 2025 /PRNewswire/ -- Peoples Bancorp Inc. ("Peoples") (NASDAQ: PEBO) today announced results for the quarter ended June 30, 2025. Net income totaled $21.2 million for the second quarter of 2025, representing earnings per diluted common share of $0.59.

MARIETTA, Ohio , June 26, 2025 /PRNewswire/ -- Peoples Bancorp Inc. ("Peoples") (Nasdaq: PEBO) today announced it intends to release second quarter 2025 earnings before the market opens on Tuesday, July 22, 2025, and conduct a facilitated conference call with analysts, media and individual investors at 11:00 a.m. Eastern Daylight Time on the same date.

I focus on companies with consistent dividend increases, indicating strong financial health and stability, to provide both income and total returns for investors. My investment strategy involves buying, holding, and adding to positions in companies that pay increasing dividends and outperform relevant benchmarks. I use data from the “U.S. Dividend Champions” spreadsheet and NASDAQ to track companies with at least 5 years of dividend growth history.

US banks' credit quality outlooks dimmed in first quarter earnings calls after President Donald Trump's tariffs on US trading partners drove market volatility and greater economic uncertainty. Several US banks increased their credit loss reserves during the first quarter as rising economic uncertainty and increasing recession odds coincided with softening credit quality at some companies. Simmons First National Corp. increased its allowance for credit losses by 10 basis points during the quarter, according to a company filing.

Peoples Bancorp's valuation has become more attractive after a recent market decline, prompting a rating upgrade to "buy" due to its high and sustainable dividend. The bank's loan portfolio grew by 4%, maintaining a low loan-to-deposit ratio of 83%, and deposits remain stable and low-cost. Despite a decline in loan yields, PEBO's asset quality is high, non-performing assets have decreased, and capital metrics have improved significantly.

Investors may keep a tab on stocks like SYF, PEBO, CIB, TRV and FMX, which have lately hiked their dividend payments.

Peoples Bancorp Inc. (NASDAQ:PEBO ) Q1 2025 Earnings Conference Call April 22, 2025 11:00 AM ET Company Participants Tyler Wilcox - President & CEO Kathryn Bailey - CFO & Treasurer Conference Call Participants Brendan Nosal - Hovde Group Daniel Tamayo - Raymond James Tim Switzer - KBW Terry McEvoy - Stephens Nathan Race - Piper Sandler Manuel Navas - D.A. Davidson Daniel Cardenas - Janney Montgomery Scott Operator Good morning, and welcome to Peoples Bancorp Inc.'s Conference Call.

The headline numbers for Peoples Bancorp (PEBO) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Peoples Bancorp (PEBO) came out with quarterly earnings of $0.69 per share, missing the Zacks Consensus Estimate of $0.73 per share. This compares to earnings of $0.85 per share a year ago.

MARIETTA, Ohio , April 22, 2025 /PRNewswire/ -- The Board of Directors of Peoples Bancorp Inc. ("Peoples") (Nasdaq: PEBO) declared a quarterly cash dividend of $0.41 per common share on April 21, 2025, payable on May 19, 2025, to shareholders of record on May 5, 2025. This dividend represents a payout of approximately $14.6 million, or 60.1% of Peoples' reported first quarter 2025 earnings.