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    Peoples Bancorp of North Carolina, Inc. (PEBK)

    Price:

    36.86 USD

    ( + 0.81 USD)

    Your position:

    0 USD

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    ABOUT
    Symbol
    PEBK
    Name
    Peoples Bancorp of North Carolina, Inc.
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    36.860
    Market Cap
    195.690M
    Enterprise value
    125.990M
    Currency
    USD
    Ceo
    William D. Cable
    Full Time Employees
    281
    Ipo Date
    1985-10-16
    City
    Newton
    Address
    518 West C Street

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    SIMILAR COMPANIES STI SCORE

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    VALUE SCORE:

    9

    Symbol
    HBAN
    Market Cap
    25.991B
    Industry
    Banks - Regional
    Sector
    Financial Services

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    First Merchants Corporation

    VALUE SCORE:

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    Symbol
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    Market Cap
    2.239B
    Industry
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    Sector
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    The best

    Bank OZK

    VALUE SCORE:

    15

    Symbol
    OZK
    Market Cap
    5.521B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    11.670
    P/S
    2.060
    P/B
    1.308
    Debt/Equity
    0
    EV/FCF
    8.190
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    1.758
    Earnings yield
    0.086
    Debt/assets
    0
    FUNDAMENTALS
    Net debt/ebidta
    -1.208
    Interest coverage
    1.158
    Research And Developement To Revenue
    0
    Intangile to total assets
    0
    Capex to operating cash flow
    0.057
    Capex to revenue
    0.013
    Capex to depreciation
    0.435
    Return on tangible assets
    0.010
    Debt to market cap
    0
    Piotroski Score
    6.000
    FUNDAMENTALS
    PEG
    -7.492
    P/CF
    9.042
    P/FCF
    9.598
    RoA %
    0.964
    RoIC %
    3.955
    Gross Profit Margin %
    57.918
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    17.637
    Net-Net
    -223.060
    FUNDAMENTALS PER SHARE
    FCF per share
    3.843
    Revenue per share
    17.909
    Net income per share
    3.159
    Operating cash flow per share
    4.077
    Free cash flow per share
    3.843
    Cash per share
    76.456
    Book value per share
    28.176
    Tangible book value per share
    28.176
    Shareholders equity per share
    28.176
    Interest debt per share
    3.530
    TECHNICAL
    52 weeks high
    37.440
    52 weeks low
    23.740
    Current trading session High
    37.390
    Current trading session Low
    36.170
    DIVIDEND
    Dividend yield
    2.60%
    Payout ratio
    30.7%
    Years of div. Increase
    4.000
    Years of div.
    39.000
    Q-shift
    Dividend per share
    0.960
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    16.371
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.012599748%
    Payout Ratio
    9.759089999999999%
    P/E
    8.366
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.019618528%
    Payout Ratio
    138.02817000000002%
    P/E
    14.266
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.018301053%
    Payout Ratio
    26.461017%
    P/E
    14.881
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.009183673%
    Payout Ratio
    18.964046%
    P/E
    20.415
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.016666668%
    Payout Ratio
    26.31857%
    P/E
    15.373
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.029095948%
    Payout Ratio
    27.377722%
    P/E
    9.642
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.029010734%
    Payout Ratio
    27.850476%
    P/E
    9.638
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.021906596%
    Payout Ratio
    29.60949%
    P/E
    13.819
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.046511628%
    Payout Ratio
    73.2958%
    P/E
    15.650
    DESCRIPTION

    Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.

    NEWS
    https://images.financialmodelingprep.com/news/analyzing-pinnacle-financial-partners-nasdaqpnfp-and-peoples-bancorp-of-20251122.png
    Analyzing Pinnacle Financial Partners (NASDAQ:PNFP) and Peoples Bancorp of North Carolina (NASDAQ:PEBK)

    defenseworld.net

    2025-11-22 02:30:46

    Pinnacle Financial Partners (NASDAQ: PNFP - Get Free Report) and Peoples Bancorp of North Carolina (NASDAQ: PEBK - Get Free Report) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation and profitability. Dividends Pinnacle Financial Partners

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20251121.jpg
    Peoples Bancorp Announces Cash Dividend

    accessnewswire.com

    2025-11-21 10:40:00

    NEWTON, NC / ACCESS Newswire / November 21, 2025 / The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq:PEBK) declared the Company's regular cash dividend for the fourth quarter of 2025 in the amount of $0.20 per share. The fourth quarter cash dividend will be paid on December 15, 2025 to shareholders of record on December 3, 2025.

    https://images.financialmodelingprep.com/news/peoples-bancorp-stock-gains-on-solid-q3-earnings-and-20251024.jpg
    Peoples Bancorp Stock Gains on Solid Q3 Earnings and Loan Growth

    zacks.com

    2025-10-24 12:11:04

    PEBK posts solid third-quarter 2025 results as loan growth and margin expansion boost core banking performance.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-third-quarter-2025-results-20251020.jpg
    Peoples Bancorp Announces Third Quarter 2025 Results

    accessnewswire.com

    2025-10-20 09:00:00

    NEWTON, NC / ACCESS Newswire / October 20, 2025 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported third quarter 2025 results with highlights as follows: Third quarter 2025 highlights: Net earnings were $3.7 million or $0.70 per share and $0.67 per diluted share for the three months ended September 30, 2025, as compared to $4.0 million or $0.74 per share and $0.72 per diluted share for the same period one year ago. Net interest margin was 3.58% for the three months ended September 30, 2025, compared to 3.35% for the three months ended September 30, 2024.

    https://images.financialmodelingprep.com/news/zacks-initiates-coverage-of-peoples-bancorp-with-neutral-recommendation-20251017.jpg
    Zacks Initiates Coverage of Peoples Bancorp With Neutral Recommendation

    zacks.com

    2025-10-17 13:01:27

    Discover why Zacks rates Peoples Bancorp as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore PEBK's steady profitability and strong asset quality amid slowing loan growth.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20250822.jpg
    Peoples Bancorp Announces Cash Dividend

    accessnewswire.com

    2025-08-22 12:00:00

    NEWTON, NC / ACCESS Newswire / August 22, 2025 / The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq:PEBK) declared the Company's regular cash dividend for the third quarter of 2025 in the amount of $0.20 per share. The third quarter cash dividend will be paid on September 15, 2025 to shareholders of record on September 3, 2025.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-second-quarter-2025-results-20250721.jpg
    Peoples Bancorp Announces Second Quarter 2025 Results

    accessnewswire.com

    2025-07-21 09:00:00

    NEWTON, NC / ACCESS Newswire / July 21, 2025 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported second quarter 2025 results with highlights as follows: Second quarter 2025 highlights: Net earnings were $5.2 million or $0.97 per share and $0.95 per diluted share for the three months ended June 30, 2025, as compared to $4.9 million or $0.93 per share and $0.89 per diluted share for the same period one year ago. Net interest margin was 3.57% for the three months ended June 30, 2025, compared to 3.35% for the three months ended June 30, 2024.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20250516.jpg
    Peoples Bancorp Announces Cash Dividend

    accessnewswire.com

    2025-05-16 14:30:00

    NEWTON, NC / ACCESS Newswire / May 16, 2025 / The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq:PEBK) declared the Company's regular cash dividend for the second quarter of 2025 in the amount of $0.20 per share. The second quarter cash dividend will be paid on June 13, 2025 to shareholders of record on June 3, 2025.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-first-quarter-2025-results-20250421.jpg
    Peoples Bancorp Announces First Quarter 2025 Results

    accessnewswire.com

    2025-04-21 09:00:00

    NEWTON, NC / ACCESS Newswire / April 21, 2025 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported first quarter 2025 results with highlights as follows: First quarter 2025 highlights: Net earnings were $4.3 million or $0.82 per share and $0.79 per diluted share for the three months ended March 31, 2025, as compared to $3.9 million or $0.74 per share and $0.72 per diluted share for the same period one year ago. Cash dividends were $0.36 per share for the three months ended March 31, 2025, compared to $0.35 per share for the prior year period.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-authorization-of-stock-repurchase-plan-20250313.jpg
    Peoples Bancorp Announces Authorization of Stock Repurchase Plan

    globenewswire.com

    2025-03-13 10:29:00

    NEWTON, N.C., March 13, 2025 (GLOBE NEWSWIRE) -- Peoples Bancorp of North Carolina, Inc. (Nasdaq: PEBK), the parent company of Peoples Bank, Newton, NC announced today that its Board of Directors has authorized a stock repurchase program, whereby up to $3.0 million will be allocated to repurchase the Company's common stock. At December 31, 2024, the Company had assets of $1.65 billion and shareholders' equity of $130.6 million

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20250221.jpg
    Peoples Bancorp Announces Cash Dividend

    globenewswire.com

    2025-02-21 11:35:00

    NEWTON, N.C., Feb. 21, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the first quarter of 2025 in the amount of $0.20 per share. The first quarter cash dividend will be paid on March 14, 2025 to shareholders of record on March 3, 2025.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-fourth-quarter-and-full-year-2024-20250212.jpg
    Peoples Bancorp Announces Fourth Quarter and Full Year 2024 Results

    accessnewswire.com

    2025-02-12 09:26:00

    NEWTON, NC / ACCESS Newswire / February 12, 2025 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported fourth quarter and full year 2024 results with highlights as follows: Fourth quarter 2024 highlights: Net earnings were $3.6 million or $0.67 per share and $0.65 per diluted share for the three months ended December 31, 2024, as compared to $3.4 million or $0.64 per share and $0.62 per diluted share for the same period one year ago. Net interest margin was 3.39% for the three months ended December 31, 2024, compared to 3.32% for three months ended December 31, 2023.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-special-cash-dividend-20250117.jpg
    Peoples Bancorp Announces Special Cash Dividend

    globenewswire.com

    2025-01-17 10:02:00

    NEWTON, N.C., Jan. 17, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc. (Nasdaq: PEBK) is pleased to announce the declaration of a special cash dividend in the amount of $0.16 per share. The special cash dividend will be paid on February 14, 2025 to shareholders of record on February 3, 2025.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20241122.jpg
    Peoples Bancorp Announces Cash Dividend

    globenewswire.com

    2024-11-22 11:08:00

    NEWTON, N.C., Nov. 22, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the fourth quarter of 2024 in the amount of $0.19 per share. The fourth quarter cash dividend will be paid on December 13, 2024 to shareholders of record on December 3, 2024.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20240819.jpg
    Peoples Bancorp Announces Cash Dividend

    globenewswire.com

    2024-08-19 09:55:00

    NEWTON, N.C., Aug. 19, 2024 (GLOBE NEWSWIRE) -- The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq: PEBK) declared the Company's regular cash dividend for the third quarter of 2024 in the amount of $0.19 per share. The third quarter cash dividend will be paid on September 13, 2024 to shareholders of record on September 3, 2024.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-retirement-of-lance-sellers-as-ceopresident-20240731.jpg
    Peoples Bancorp Announces Retirement of Lance Sellers as CEO/President and the Selection of Bill Cable as the New CEO/President; Cable has been the Chief Operating Officer Since 2000

    accesswire.com

    2024-07-31 13:00:00

    NEWTON, NC / ACCESSWIRE / July 31, 2024 / Robert Abernethy, Chairman of the Board of Peoples Bancorp of North Carolina (Nasdaq:PEBK) announced today that Bill Cable has been appointed by the Board of Directors to assume the role of President and CEO on September 19, 2024 with the upcoming retirement of Lance Sellers in early 2025. Mr. Abernethy commented on the appointment by saying "Peoples Bank has been very fortunate to have a talented and dedicated team of senior executives.