Get Diamond plan for FREE

    logo

    Peoples Bancorp of North Carolina, Inc. (PEBK)

    Price:

    38.16 USD

    ( - -1.35 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    PEBK
    Name
    Peoples Bancorp of North Carolina, Inc.
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    38.160
    Market Cap
    202.597M
    Enterprise value
    233.908M
    Currency
    USD
    Ceo
    William D. Cable
    Full Time Employees
    281
    Ipo Date
    1985-10-16
    City
    Newton
    Address
    518 West C Street

    Check the

    KEY TAKEAWAYS

    ASK OUR AI ABOUT THE COMPANY (REGISTER FOR EARLY ACCESS)
    Descriptive alt text

    (REGISTER FOR EARLY ACCESS) CHOOSE A PROMPT ABOVE TO ASK OUR AI ABOUT THE SPECIFIC INFORMATION

    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    Grupo Financiero Galicia S.A.

    VALUE SCORE:

    8

    Symbol
    GGAL
    Market Cap
    10.615T
    Industry
    Banks - Regional
    Sector
    Financial Services

    2nd position

    Peoples Bancorp Inc.

    VALUE SCORE:

    14

    Symbol
    PEBO
    Market Cap
    1.163B
    Industry
    Banks - Regional
    Sector
    Financial Services

    The best

    Bank OZK

    VALUE SCORE:

    14

    Symbol
    OZK
    Market Cap
    5.417B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    15.955
    P/S
    1.931
    P/B
    2.014
    Debt/Equity
    0.098
    EV/FCF
    9.505
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    1.815
    Earnings yield
    0.063
    Debt/assets
    0.009
    FUNDAMENTALS
    Net debt/ebidta
    -0.438
    Interest coverage
    1.051
    Research And Developement To Revenue
    0
    Intangile to total assets
    0
    Capex to operating cash flow
    0.063
    Capex to revenue
    0.013
    Capex to depreciation
    0.474
    Return on tangible assets
    0.012
    Debt to market cap
    0.076
    Piotroski Score
    7.000
    FUNDAMENTALS
    PEG
    3.878
    P/CF
    14.810
    P/FCF
    10.117
    RoA %
    1.165
    RoIC %
    80.339
    Gross Profit Margin %
    75.653
    Quick Ratio
    1.027
    Current Ratio
    1.027
    Net Profit Margin %
    18.904
    Net-Net
    -137.488
    FUNDAMENTALS PER SHARE
    FCF per share
    2.415
    Revenue per share
    12.652
    Net income per share
    2.392
    Operating cash flow per share
    2.577
    Free cash flow per share
    2.415
    Cash per share
    48.857
    Book value per share
    18.950
    Tangible book value per share
    18.950
    Shareholders equity per share
    18.950
    Interest debt per share
    4.832
    TECHNICAL
    52 weeks high
    40.740
    52 weeks low
    23.740
    Current trading session High
    39.800
    Current trading session Low
    38.010
    DIVIDEND
    Dividend yield
    2.02%
    Payout ratio
    26.2%
    Years of div. Increase
    5.000
    Years of div.
    40.000
    Q-shift
    Dividend per share
    0.770
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    11.961
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.010447581%
    Payout Ratio
    8.2979836%
    P/E
    11.180
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.005867561%
    Payout Ratio
    99.805826%
    P/E
    12.046
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.023694344%
    Payout Ratio
    24.256125%
    P/E
    10.337
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.010055866%
    Payout Ratio
    19.240756%
    P/E
    18.918
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.018527182%
    Payout Ratio
    30.008012%
    P/E
    21.463
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.030927835%
    Payout Ratio
    25.565913000000002%
    P/E
    8.786
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.026115619%
    Payout Ratio
    25.828907%
    P/E
    10.424
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.02095672%
    Payout Ratio
    20.537145000000002%
    P/E
    13.256
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0455408%
    Payout Ratio
    67.96061399999999%
    P/E
    14.805
    DESCRIPTION

    Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.

    NEWS
    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20260220.jpg
    Peoples Bancorp Announces Cash Dividend

    accessnewswire.com

    2026-02-20 11:50:00

    NEWTON, NC / ACCESS Newswire / February 20, 2026 / The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq:PEBK) declared the Company's regular cash dividend for the first quarter of 2026 in the amount of $0.21 per share. The first quarter cash dividend will be paid on March 16, 2026 to shareholders of record on March 4, 2026.

    https://images.financialmodelingprep.com/news/peoples-bancorp-stock-slips-post-q4-earnings-despite-profit-20260129.jpg
    Peoples Bancorp Stock Slips Post Q4 Earnings Despite Profit Growth

    zacks.com

    2026-01-29 13:20:26

    PEBK reports strong fourth-quarter 2025 profit growth, driven by higher NIM and a one-time property gain.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-fourth-quarter-and-full-year-2025-20260126.jpg
    Peoples Bancorp Announces Fourth Quarter and Full Year 2025 Results

    accessnewswire.com

    2026-01-26 09:00:00

    NEWTON, NC / ACCESS Newswire / January 26, 2026 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported fourth quarter and full year 2025 results with highlights as follows: Fourth quarter 2025 highlights: Net earnings were $6.6 million or $1.25 per share and $1.21 per diluted share for the three months ended December 31, 2025, as compared to $3.6 million or $0.67 per share and $0.65 per diluted share for the same period one year ago. During the three months ended December 31, 2025, the Bank recognized a $3.0 million net gain on the North Carolina Department of Transportation ("NCDOT") eminent domain acquisition of the Bank's former Mooresville branch office, situated on NC Highway 150 in Mooresville, NC for the widening of NC Highway 150.

    https://images.financialmodelingprep.com/news/peoples-bancorp-gains-256-in-six-months-how-to-20260123.jpg
    Peoples Bancorp Gains 25.6% in Six Months: How to Play the Stock?

    zacks.com

    2026-01-23 13:01:17

    PEBK posts steady earnings with loan growth, rising deposits and strong liquidity amid a tough rate environment.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-special-cash-dividend-20260123.jpg
    Peoples Bancorp Announces Special Cash Dividend

    accessnewswire.com

    2026-01-23 12:30:00

    NEWTON, NC / ACCESS Newswire / January 23, 2026 / The Board of Directors of Peoples Bancorp of North Carolina, Inc. (Nasdaq:PEBK) is pleased to announce the declaration of a special cash dividend in the amount of $0.17 per share. The special cash dividend will be paid on February 13, 2026 to shareholders of record on February 4, 2026.

    https://images.financialmodelingprep.com/news/pebk-vs-botj-which-bank-stock-deserves-a-spot-20260102.jpg
    PEBK vs. BOTJ: Which Bank Stock Deserves a Spot in Your Portfolio?

    zacks.com

    2026-01-02 12:40:33

    Peoples Bancorp and Bank of the James are navigating community banking with distinct models, but which has more upside? Let's dive in.

    https://images.financialmodelingprep.com/news/analyzing-pinnacle-financial-partners-nasdaqpnfp-and-peoples-bancorp-of-20251122.png
    Analyzing Pinnacle Financial Partners (NASDAQ:PNFP) and Peoples Bancorp of North Carolina (NASDAQ:PEBK)

    defenseworld.net

    2025-11-22 02:30:46

    Pinnacle Financial Partners (NASDAQ: PNFP - Get Free Report) and Peoples Bancorp of North Carolina (NASDAQ: PEBK - Get Free Report) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation and profitability. Dividends Pinnacle Financial Partners

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20251121.jpg
    Peoples Bancorp Announces Cash Dividend

    accessnewswire.com

    2025-11-21 10:40:00

    NEWTON, NC / ACCESS Newswire / November 21, 2025 / The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq:PEBK) declared the Company's regular cash dividend for the fourth quarter of 2025 in the amount of $0.20 per share. The fourth quarter cash dividend will be paid on December 15, 2025 to shareholders of record on December 3, 2025.

    https://images.financialmodelingprep.com/news/peoples-bancorp-stock-gains-on-solid-q3-earnings-and-20251024.jpg
    Peoples Bancorp Stock Gains on Solid Q3 Earnings and Loan Growth

    zacks.com

    2025-10-24 12:11:04

    PEBK posts solid third-quarter 2025 results as loan growth and margin expansion boost core banking performance.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-third-quarter-2025-results-20251020.jpg
    Peoples Bancorp Announces Third Quarter 2025 Results

    accessnewswire.com

    2025-10-20 09:00:00

    NEWTON, NC / ACCESS Newswire / October 20, 2025 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported third quarter 2025 results with highlights as follows: Third quarter 2025 highlights: Net earnings were $3.7 million or $0.70 per share and $0.67 per diluted share for the three months ended September 30, 2025, as compared to $4.0 million or $0.74 per share and $0.72 per diluted share for the same period one year ago. Net interest margin was 3.58% for the three months ended September 30, 2025, compared to 3.35% for the three months ended September 30, 2024.

    https://images.financialmodelingprep.com/news/zacks-initiates-coverage-of-peoples-bancorp-with-neutral-recommendation-20251017.jpg
    Zacks Initiates Coverage of Peoples Bancorp With Neutral Recommendation

    zacks.com

    2025-10-17 13:01:27

    Discover why Zacks rates Peoples Bancorp as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore PEBK's steady profitability and strong asset quality amid slowing loan growth.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20250822.jpg
    Peoples Bancorp Announces Cash Dividend

    accessnewswire.com

    2025-08-22 12:00:00

    NEWTON, NC / ACCESS Newswire / August 22, 2025 / The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq:PEBK) declared the Company's regular cash dividend for the third quarter of 2025 in the amount of $0.20 per share. The third quarter cash dividend will be paid on September 15, 2025 to shareholders of record on September 3, 2025.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-second-quarter-2025-results-20250721.jpg
    Peoples Bancorp Announces Second Quarter 2025 Results

    accessnewswire.com

    2025-07-21 09:00:00

    NEWTON, NC / ACCESS Newswire / July 21, 2025 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported second quarter 2025 results with highlights as follows: Second quarter 2025 highlights: Net earnings were $5.2 million or $0.97 per share and $0.95 per diluted share for the three months ended June 30, 2025, as compared to $4.9 million or $0.93 per share and $0.89 per diluted share for the same period one year ago. Net interest margin was 3.57% for the three months ended June 30, 2025, compared to 3.35% for the three months ended June 30, 2024.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-cash-dividend-20250516.jpg
    Peoples Bancorp Announces Cash Dividend

    accessnewswire.com

    2025-05-16 14:30:00

    NEWTON, NC / ACCESS Newswire / May 16, 2025 / The Board of Directors of Peoples Bancorp of North Carolina, Inc., Newton, NC (Nasdaq:PEBK) declared the Company's regular cash dividend for the second quarter of 2025 in the amount of $0.20 per share. The second quarter cash dividend will be paid on June 13, 2025 to shareholders of record on June 3, 2025.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-first-quarter-2025-results-20250421.jpg
    Peoples Bancorp Announces First Quarter 2025 Results

    accessnewswire.com

    2025-04-21 09:00:00

    NEWTON, NC / ACCESS Newswire / April 21, 2025 / Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) (the "Company"), the parent company of Peoples Bank (the "Bank"), reported first quarter 2025 results with highlights as follows: First quarter 2025 highlights: Net earnings were $4.3 million or $0.82 per share and $0.79 per diluted share for the three months ended March 31, 2025, as compared to $3.9 million or $0.74 per share and $0.72 per diluted share for the same period one year ago. Cash dividends were $0.36 per share for the three months ended March 31, 2025, compared to $0.35 per share for the prior year period.

    https://images.financialmodelingprep.com/news/peoples-bancorp-announces-authorization-of-stock-repurchase-plan-20250313.jpg
    Peoples Bancorp Announces Authorization of Stock Repurchase Plan

    globenewswire.com

    2025-03-13 10:29:00

    NEWTON, N.C., March 13, 2025 (GLOBE NEWSWIRE) -- Peoples Bancorp of North Carolina, Inc. (Nasdaq: PEBK), the parent company of Peoples Bank, Newton, NC announced today that its Board of Directors has authorized a stock repurchase program, whereby up to $3.0 million will be allocated to repurchase the Company's common stock. At December 31, 2024, the Company had assets of $1.65 billion and shareholders' equity of $130.6 million