Prosperity Bancshares, Inc. (PB)

Prosperity Bancshares has been a disappointing performer since my opening piece on this Texan bank, lagging the returns of the wider regional bank space by a double-digit margin. Balance sheet repricing continues to drive expansion in Prosperity's net interest margin, fueling decent earnings growth. A modest uptick in non-performing credits was a slight disappointment last quarter, although net losses remain very low.

PB beats Q2 EPS estimates as higher NII and lower expenses offset deposit decline and credit risks.

Prosperity Bancshares, Inc. (NYSE:PB ) Q2 2025 Earnings Conference Call July 23, 2025 11:30 AM ET Company Participants . Timanus - Chairman of the Board Asylbek Osmonov - Chief Financial Officer Charlotte M.

Earnings Summary on PB

Prosperity Bancshares remains a quality operator with a growing 3.2% dividend yield and a strategic, accretive acquisition expanding its Texas footprint. Q2 results showed solid net interest margin and controlled expenses, with earnings in line despite a slight revenue miss and mixed loan/deposit trends. Asset quality is strong, with minimal charge-offs, no provision for credit losses, and improving return metrics and efficiency ratios versus peers.

Although the revenue and EPS for Prosperity Bancshares (PB) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Prosperity Bancshares (PB) came out with quarterly earnings of $1.42 per share, beating the Zacks Consensus Estimate of $1.4 per share. This compares to earnings of $1.22 per share a year ago.

Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Prosperity Bancshares (PB), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2025.

HOUSTON and CORPUS CHRISTI, Texas , July 18, 2025 /PRNewswire/ -- Prosperity Bancshares, Inc.® (NYSE: PB) ("Prosperity"), the parent company of Prosperity Bank®, and American Bank Holding Corporation ("American"), the parent holding company of American Bank, N.A. ("American Bank"), headquartered in Corpus Christi, Texas, today jointly announced the signing of a definitive merger agreement whereby Prosperity will acquire American and American Bank.

Prosperity Bancshares (PB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

HOUSTON , July 16, 2025 /PRNewswire/ -- Prosperity Bancshares, Inc.® (NYSE: PB) today announced that its Board of Directors declared a quarterly common stock dividend of $0.58 per share for the third quarter of 2025, payable October 1, 2025, to shareholders of record as of September 15, 2025.  Prosperity Bancshares, Inc.® As of March 31, 2025, Prosperity Bancshares, Inc.® is a $38.765 billion Houston, Texas based regional financial holding company providing personal banking services and investments to consumers and small to medium sized businesses throughout Texas and Oklahoma.

Prosperity Bancshares stands out for its conservative management, resilient loan portfolio, and operations in high-growth markets, supporting steady performance through economic cycles. The bank's low-cost, high-quality deposit base enables a strong net interest margin, despite a low-yielding securities portfolio with unrealized losses. Shares trade below historical valuation multiples, offering a potential 20% upside if they revert to average, plus a reliable and growing dividend yield.

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HOUSTON , June 25, 2025 /PRNewswire/ -- In conjunction with Prosperity Bancshares, Inc.® (NYSE: PB) Second Quarter 2025 Earnings Announcement, scheduled before the market opens on Wednesday, July 23, 2025, you are invited to listen to its conference call at 11:30 AM, Eastern Time (10:30 AM, Central Time) on that day. Participants will include members of Prosperity's executive management team.

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Prosperity Bancshares (PB) have what it takes?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Prosperity Bancshares (PB) have what it takes?