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    Old Point Financial Corporation (OPOF)

    Price:

    40.74 USD

    ( + 0.10 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    OPOF
    Name
    Old Point Financial Corporation
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    40.740
    Market Cap
    207.864M
    Enterprise value
    66.420M
    Currency
    USD
    Ceo
    Robert F. Shuford Jr.
    Full Time Employees
    260
    Ipo Date
    1999-01-11
    City
    Hampton
    Address
    101 East Queen Street

    Check the

    KEY TAKEAWAYS

    ASK OUR AI ABOUT THE COMPANY (REGISTER FOR EARLY ACCESS)
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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    First Citizens BancShares, Inc.

    VALUE SCORE:

    8

    Symbol
    FCNCP
    Market Cap
    24.287B
    Industry
    Banks - Regional
    Sector
    Financial Services

    2nd position

    Westamerica Bancorporation

    VALUE SCORE:

    14

    Symbol
    WABC
    Market Cap
    1.245B
    Industry
    Banks - Regional
    Sector
    Financial Services

    The best

    Bank OZK

    VALUE SCORE:

    15

    Symbol
    OZK
    Market Cap
    5.623B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    24.002
    P/S
    2.524
    P/B
    1.760
    Debt/Equity
    0.588
    EV/FCF
    21.198
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    3.154
    Earnings yield
    0.042
    Debt/assets
    0.050
    FUNDAMENTALS
    Net debt/ebidta
    3.866
    Interest coverage
    0.402
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.001
    Capex to operating cash flow
    0.060
    Capex to revenue
    0.009
    Capex to depreciation
    0.311
    Return on tangible assets
    0.006
    Debt to market cap
    0.334
    Piotroski Score
    6.000
    FUNDAMENTALS
    PEG
    -1.809
    P/CF
    15.951
    P/FCF
    16.960
    RoA %
    0.618
    RoIC %
    2.857
    Gross Profit Margin %
    55.915
    Quick Ratio
    69.855
    Current Ratio
    69.855
    Net Profit Margin %
    10.519
    Net-Net
    -206.219
    FUNDAMENTALS PER SHARE
    FCF per share
    2.401
    Revenue per share
    16.136
    Net income per share
    1.697
    Operating cash flow per share
    2.553
    Free cash flow per share
    2.401
    Cash per share
    45.458
    Book value per share
    23.149
    Tangible book value per share
    22.802
    Shareholders equity per share
    23.149
    Interest debt per share
    18.129
    TECHNICAL
    52 weeks high
    42.130
    52 weeks low
    17.020
    Current trading session High
    40.740
    Current trading session Low
    40.625
    DIVIDEND
    Dividend yield
    1.37%
    Payout ratio
    32.9%
    Years of div. Increase
    0
    Years of div.
    26.000
    Q-shift
    3.000
    Dividend per share
    0.560
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.010909091%
    Payout Ratio
    55.548507%
    P/E
    47.227
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.039444026%
    Payout Ratio
    41.51671%
    P/E
    10.477
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.052051015%
    Payout Ratio
    82.12766%
    P/E
    16.353
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0492%
    Payout Ratio
    320.4352%
    P/E
    72.241
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.03003003%
    Payout Ratio
    0%
    P/E
    17.367
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.03074141%
    Payout Ratio
    29.926383%
    P/E
    11.826
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.025217148%
    Payout Ratio
    30.064982%
    P/E
    12.140
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.03208191%
    Payout Ratio
    30.190343%
    P/E
    9.129
    DESCRIPTION

    Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia.

    NEWS
    https://images.financialmodelingprep.com/news/townebank-and-old-point-financial-corporation-announce-expected-closing-20250814.jpg
    TowneBank and Old Point Financial Corporation Announce Expected Closing Date and Election Deadline for Merger

    prnewswire.com

    2025-08-14 17:45:00

    SUFFOLK, Va. and HAMPTON, Va.

    https://images.financialmodelingprep.com/news/old-point-opof-q2-eps-falls-52-20250801.jpg
    Old Point (OPOF) Q2 EPS Falls 52%

    fool.com

    2025-08-01 15:59:35

    Old Point (OPOF) Q2 EPS Falls 52%

    https://images.financialmodelingprep.com/news/old-point-releases-second-quarter-2025-results-20250730.jpg
    Old Point Releases Second Quarter 2025 Results

    prnewswire.com

    2025-07-30 16:15:00

    HAMPTON, Va. , July 30, 2025 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ: OPOF) reported net income of $1.2 million with diluted earnings per common share of $0.24 for the second quarter of 2025 compared to net income of $2.2 million with diluted earnings per common share of $0.42 for the first quarter of 2025, and net income of $2.5 million with diluted earnings per common share of $0.50 for the second quarter of 2024.

    https://images.financialmodelingprep.com/news/old-point-announces-shareholder-approval-for-merger-20250702.jpg
    Old Point Announces Shareholder Approval for Merger

    prnewswire.com

    2025-07-02 16:30:00

    HAMPTON, Va. , July 2, 2025 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ: OPOF), holding company of The Old Point National Bank of Phoebus ("Old Point National Bank"), announced today that its shareholders approved the merger of the Company and Old Point National Bank with and into TowneBank.

    https://images.financialmodelingprep.com/news/old-point-financial-corporation-announces-quarterly-dividend-20250527.jpg
    Old Point Financial Corporation Announces Quarterly Dividend

    prnewswire.com

    2025-05-27 16:30:00

    HAMPTON, Va. , May 27, 2025 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on June 30, 2025 to shareholders of record as of June 9, 2025.

    https://images.financialmodelingprep.com/news/opof-q1-earnings-rise-yy-on-nim-gains-deposit-20250506.jpg
    OPOF Q1 Earnings Rise Y/Y on NIM Gains, Deposit Growth, Stock up 2%

    zacks.com

    2025-05-06 15:15:31

    Old Point's Q1 2025 earnings rise 24% year over year on margin gains and deposit growth, but rising NPAs and higher credit loss provisions pose near-term challenges.

    https://images.financialmodelingprep.com/news/old-point-releases-first-quarter-2025-results-20250430.jpg
    Old Point Releases First Quarter 2025 Results

    prnewswire.com

    2025-04-30 16:15:00

    HAMPTON, Va. , April 30, 2025 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ "OPOF") reported net income of $2.2 million with diluted earnings per common share of $0.42 for the first quarter of 2025 compared to net income of $2.9 million with diluted earnings per common share of $0.57 for the fourth quarter of 2024, and net income of $1.7 million with diluted earnings per common share of $0.34 for the first quarter of 2024.

    https://images.financialmodelingprep.com/news/the-zacks-analyst-blog-tmobile-salesforce-alibaba-and-old-20250414.jpg
    The Zacks Analyst Blog T-Mobile, Salesforce, Alibaba and Old Point Financial

    zacks.com

    2025-04-14 03:15:32

    T-Mobile, Salesforce, Alibaba and Old Point Financial are included in this Analyst Blog.

    https://images.financialmodelingprep.com/news/shareholder-alert-the-ma-class-action-firm-investigates-the-20250403.jpg
    SHAREHOLDER ALERT: The M&A Class Action Firm Investigates the Merger of Old Point Financial Corporation - OPOF

    prnewswire.com

    2025-04-03 18:00:00

    NEW YORK , April 3, 2025 /PRNewswire/ -- Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered millions of dollars for shareholders and is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report. We are headquartered at the Empire State Building in New York City and are investigating Old Point Financial Corporation (NASDAQ: OPOF ), relating to the proposed merger with TowneBank.

    https://images.financialmodelingprep.com/news/opof-stock-alert-halper-sadeh-llc-is-investigating-whether-20250403.jpg
    OPOF Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Old Point Financial Corporation Is Fair to Shareholders

    businesswire.com

    2025-04-03 11:24:00

    NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the sale of Old Point Financial Corporation (NASDAQ: OPOF) to Hampton Roads based TowneBank is fair to Old Point shareholders. Under the terms of the agreement, Old Point shareholders will elect to receive either $41.00 in cash or 1.1400 shares of TowneBank common stock for each share of Old Point common stock. Halper Sadeh encourages Old Point shareholders to click here to learn more about their.

    https://images.financialmodelingprep.com/news/old-point-financial-corporation-announces-quarterly-dividend-20250219.jpg
    Old Point Financial Corporation Announces Quarterly Dividend

    prnewswire.com

    2025-02-19 16:30:00

    HAMPTON, Va. , Feb. 19, 2025 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on March 28, 2025 to shareholders of record as of March 5, 2025.

    https://images.financialmodelingprep.com/news/old-point-releases-fourth-quarter-and-full-year-2024-20250130.jpg
    Old Point Releases Fourth Quarter and Full Year 2024 Results

    prnewswire.com

    2025-01-30 16:15:00

    HAMPTON, Va. , Jan. 30, 2025 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ "OPOF") reported net income of $2.9 million with diluted earnings per common share of $0.57 for the fourth quarter of 2024 compared to net income of $2.4 million with diluted earnings per common share of $0.47 for the third quarter of 2024, and net income of $1.5 million with diluted earnings per common share of $0.29 for the fourth quarter of 2023.

    https://images.financialmodelingprep.com/news/old-point-financial-corporation-announces-quarterly-dividend-20241120.jpg
    Old Point Financial Corporation Announces Quarterly Dividend

    prnewswire.com

    2024-11-20 16:15:00

    HAMPTON, Va., Nov. 20, 2024 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on December 27, 2024 to shareholders of record as of December 4, 2024.

    https://images.financialmodelingprep.com/news/old-point-announces-appointment-of-cathy-w-liles-as-20241108.jpg
    OLD POINT ANNOUNCES APPOINTMENT OF CATHY W. LILES AS CHIEF FINANCIAL OFFICER

    prnewswire.com

    2024-11-08 16:22:00

    HAMPTON, Va. , Nov. 8, 2024 /PRNewswire/ -- Cathy W.

    https://images.financialmodelingprep.com/news/old-point-releases-third-quarter-2024-results-20241024.jpg
    Old Point Releases Third Quarter 2024 Results

    prnewswire.com

    2024-10-24 16:15:00

    HAMPTON, Va. , Oct. 24, 2024 /PRNewswire/ -- Old Point Financial Corporation (the "Company" or "Old Point") (NASDAQ "OPOF") reported net income of $2.4 million with diluted earnings per common share of $0.47 for the third quarter of 2024 compared to net income of $2.5 million with diluted earnings per common share of $0.50 for the second quarter of 2024, and net income of $1.4 million with diluted earnings per common share of $0.27 for the third quarter of 2023.

    https://images.financialmodelingprep.com/news/old-point-financial-corporation-announces-quarterly-dividend-20240821.jpg
    Old Point Financial Corporation Announces Quarterly Dividend

    prnewswire.com

    2024-08-21 16:15:00

    HAMPTON, Va. , Aug. 21, 2024 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.14 per share on its common stock to be paid on September 27, 2024 to shareholders of record as of September 4, 2024.