OptimumBank Holdings, Inc. (OPHC)

FORT LAUDERDALE, Fla., Feb. 23, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (“Company”) announced today the formation of OptimumFunding, LLC (“OptimumFunding”), a wholly owned subsidiary created to support a new HUD and FHA lending initiative, representing a significant milestone in the Company's long-term strategic growth plan.

Fort Lauderdale, FL, Feb. 02, 2026 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is a bank holding company. OptimumBank (the "Bank") is a Florida-chartered commercial bank and is owned 100% by the Company. The Company is pleased to announce net earnings of $4.

OptimumBank Holdings, Inc. invites individual and institutional investors as well as advisors and analysts to attend its real-time, interactive presentation at the Emerging Growth Conference. Fort Lauderdale, Florida--(Newsfile Corp. - January 16, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") today announced that it has been invited to present at the Emerging Growth Conference on January 21, 2026.

Competitive SOFR + 2.67% Pricing Available for a Limited Time Fort Lauderdale, Florida--(Newsfile Corp. - January 9, 2026) - OptimumBank, Member FDIC (NYSE American: OPHC), today announced the launch of a limited-time Owner-Occupied Commercial Real Estate financing promotion for the first quarter of 2026, offering qualified borrowers up to 80 percent loan-to-value at a rate of SOFR plus 2.67 percent with a one-quarter point fee. The promotion is designed to support growing businesses seeking competitive financing solutions for owner-occupied commercial real estate, while reinforcing OptimumBank's relationship-driven lending model and local decision-making approach.

Fort Lauderdale, Florida--(Newsfile Corp. - January 5, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is pleased to provide a year-end update on the successful completion of a comprehensive modernization of its capital structure. This strategic initiative, finalized through a series of coordinated actions by the Company's largest institutional and insider stakeholders, establishes a transparent and high-performance equity foundation as the Company prepares for its next phase of asset growth.

FT. LAUDERDALE, Fla., Dec. 09, 2025 (GLOBE NEWSWIRE) -- OptimumBank (NYSE: OPHC) based in Ft.

Fort Lauderdale, FL, Nov. 12, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a one-bank holding company and owns 100% of OptimumBank (the “Bank”). The Company is pleased to announce net earnings of $4.32 million, or $0.37 per basic share, and $0.18 per diluted share, for the third quarter of 2025. This compares to net earnings of $3.60 million, or $0.31 per basic share, and $0.15 per diluted share, for the second quarter of 2025, and $3.30 million net earnings, or $0.34 per basic share, and $0.15 per diluted share, for the comparable quarter last year. For the nine-month period ended September 30, 2025, net earnings was $11.80 million, or $1.00 per basic share, and $0.50 per diluted share, compared to net earnings of $9.17 million, or $1.02 per basic share, and $0.45 per diluted share, for the nine-month period ended September 30, 2024. The increase of $2.63 million in earnings for the nine-month period ended September 30, 2025, compared to the same period in 2024, was primarily driven by a $5.26 million improvement in net interest income and $1.49 million increase in noninterest income, partially offset by an increase in noninterest expenses and income taxes. The diluted share count incorporates the effect of certain changes to existing preferred shares, and comparability with prior diluted EPS figures may be affected accordingly.

Fort Lauderdale, Florida--(Newsfile Corp. - October 24, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC), the parent company of OptimumBank, announced today that its leadership team will ring the Opening Bell at the New York Stock Exchange (NYSE) on Monday, October 27, 2025, in celebration of the Bank's 25th anniversary. OptimumBank executives, board members, and team leaders will join Chairman Moishe Gubin on the NYSE Trading Floor to mark this milestone occasion—honoring twenty-five years of growth, resilience, and community-focused service across Florida and beyond.

AUSTIN, Texas, Oct. 21, 2025 (GLOBE NEWSWIRE) -- via IBN – IBN, a multifaceted communications organization engaged in connecting public companies to the investment community, is pleased to announce the release of the latest episode of The GotStocks Podcast as part of its sustained effort to provide specialized content distribution via widespread syndication channels.

Presentation on Monday, October 20th at 1:30 PT Fort Lauderdale, Florida--(Newsfile Corp. - October 15, 2025) - OptimumBank (NYSE American: OPHC), South Florida based community bank, announced today that it will be presenting at the 19th annual Main Event on Monday, October 20th at 1:30 PT at the Hotel del Coronado in San Diego, California. Moishe Gubin, Chairman of the Board, will be giving the presentation.

AUSTIN, Texas, Sept. 16, 2025 (GLOBE NEWSWIRE) -- via IBN – OptimumBank Holdings Inc. (NYSE American: OPHC) , a single bank holding company that owns 100% of OptimumBank, a community bank headquartered in Fort Lauderdale, Florida, has selected IBN , a multifaceted financial news and publishing company serving private and public entities, to spearhead its corporate communications efforts.

Fort Lauderdale, FL, Aug. 07, 2025 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (NYSE American: OPHC) (the “Company”) is a one-bank holding company and owns 100% of OptimumBank (the “Bank”). The Company is pleased to announce net earnings of $3.60 million, or $0.31 per basic share, and $0.29 per diluted share, for the second quarter of 2025. This compares to net income of $3.87 million, or $0.33 per basic share, and $0.32 per diluted share, for the first quarter of 2025, and $3.50 million net earnings, or $0.36 per basic share, and $0.34 per diluted share, for the comparable quarter last year. For the six months ended June 30, 2025, net earnings was $7.47 million, or $0.64 per basic share, and $0.61 per diluted share, compared to net earnings of $5.87 million, or $0.68 per basic share, and $0.66 per diluted share, for the six months ended June 30, 2024. The increase of $1.6 million in earnings for the six-month ended June 30, 2025, compared to the same period in 2024, was primarily driven by a $3.18 million improvement in net interest income and $0.63 million in noninterest income, partially offset by an increase in noninterest expenses and income taxes. The decline in diluted earnings per share is the result of the average increase in both common and preferred shares by 3,351,368 shares.

OptimumBank (OPHC) Q2 EPS Jumps 93%

Fort Lauderdale, Florida--(Newsfile Corp. - August 4, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC), announced today that it will release its financial results for the second quarter ended June 30, 2025, before the market opens on Thursday, August 7, 2025. The Company's management team will host a conference call and live webcast that morning at 10:00 A.M.

A Strategic Initiative to Empower Families and Strengthen Communities Fort Lauderdale, Florida--(Newsfile Corp. - June 16, 2025) - OptimumBank (NYSE American: OPHC) proudly announces a new partnership with Habitat for Humanity of Broward to provide zero interest mortgage loans to six families facing housing affordability challenges. This collaboration reflects a shared commitment to expanding access to affordable housing, promoting financial security, and strengthening communities in Broward County.

Fort Lauderdale, Florida--(Newsfile Corp. - May 13, 2025) - OptimumBank Holdings, Inc. (NYSE American: OPHC) (the "Company") is a one-bank holding company and owns 100% of OptimumBank (the "Bank"). Today the Company reported robust financial performance for the quarter ended March 31, 2025.