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    OppFi Inc. (OPFI)

    Price:

    10.13 USD

    ( - -0.38 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    OPFI
    Name
    OppFi Inc.
    Industry
    Software - Application
    Sector
    Technology
    Price
    10.130
    Market Cap
    917.587M
    Enterprise value
    425.023M
    Currency
    USD
    Ceo
    Todd G. Schwartz
    Full Time Employees
    445
    Website
    Ipo Date
    2020-11-20
    City
    Chicago
    Address
    130 East Randolph Street

    Check the

    KEY TAKEAWAYS

    ASK OUR AI ABOUT THE COMPANY (REGISTER FOR EARLY ACCESS)
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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    Black Knight, Inc.

    VALUE SCORE:

    0

    Symbol
    BKI
    Market Cap
    11.879B
    Industry
    Software - Application
    Sector
    Technology

    2nd position

    Ibotta, Inc.

    VALUE SCORE:

    11

    Symbol
    IBTA
    Market Cap
    761.504M
    Industry
    Software - Application
    Sector
    Technology

    The best

    Full Truck Alliance Co. Ltd.

    VALUE SCORE:

    12

    Symbol
    YMM
    Market Cap
    4.949B
    Industry
    Software - Application
    Sector
    Technology
    FUNDAMENTALS
    P/E
    -8.047
    P/S
    1.653
    P/B
    20.190
    Debt/Equity
    24.132
    EV/FCF
    3.575
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    2.152
    Earnings yield
    -0.124
    Debt/assets
    0.478
    FUNDAMENTALS
    Net debt/ebidta
    1.454
    Interest coverage
    1.088
    Research And Developement To Revenue
    0
    Intangile to total assets
    0
    Capex to operating cash flow
    0.049
    Capex to revenue
    0.031
    Capex to depreciation
    2.259
    Return on tangible assets
    -0.050
    Debt to market cap
    0.351
    Piotroski Score
    3.000
    FUNDAMENTALS
    PEG
    0.032
    P/CF
    0.767
    P/FCF
    2.620
    RoA %
    -4.974
    RoIC %
    116.125
    Gross Profit Margin %
    85.406
    Quick Ratio
    16.561
    Current Ratio
    16.561
    Net Profit Margin %
    -6.035
    Net-Net
    -1.458
    FUNDAMENTALS PER SHARE
    FCF per share
    12.556
    Revenue per share
    20.858
    Net income per share
    -1.259
    Operating cash flow per share
    13.207
    Free cash flow per share
    12.556
    Cash per share
    1.700
    Book value per share
    8.181
    Tangible book value per share
    8.181
    Shareholders equity per share
    0.502
    Interest debt per share
    17.189
    TECHNICAL
    52 weeks high
    17.728
    52 weeks low
    4.680
    Current trading session High
    10.600
    Current trading session Low
    10.070
    DIVIDEND
    Dividend yield
    2.47%
    Payout ratio
    -267%
    Years of div. Increase
    1.000
    Years of div.
    2.000
    Q-shift
    Dividend per share
    0.250
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Technology
    Industry
    Software - Infrastructure
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -2.054
    logo

    Country
    US
    Sector
    Technology
    Industry
    Software - Application
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -3.217
    logo

    Country
    US
    Sector
    Real Estate
    Industry
    Real Estate - Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -1.852
    logo

    Country
    US
    Sector
    Technology
    Industry
    Software - Application
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -0.108

    No data to display

    logo

    Country
    US
    Sector
    Technology
    Industry
    Software - Application
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    29.703
    DESCRIPTION

    OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.

    NEWS
    https://images.financialmodelingprep.com/news/oppfi-announces-its-third-quarter-2025-earnings-conference-call-20251007.jpg
    OppFi Announces its Third Quarter 2025 Earnings Conference Call

    prnewswire.com

    2025-10-07 07:00:00

    CHICAGO , Oct. 7, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, will report financial results for its third quarter 2025 before the market open on Wednesday, October 29, 2025. Management will host a conference call on October 29, 2025, at 9:00 a.m.

    https://images.financialmodelingprep.com/news/oppfis-nco-rate-falling-is-risk-mitigation-strategy-paying-20251003.jpg
    OppFi's NCO Rate Falling: Is Risk Mitigation Strategy Paying Off?

    zacks.com

    2025-10-03 10:26:18

    OPFI's NCO rate keeps falling as AI-driven underwriting and risk strategies fuel record revenues and profit growth.

    https://images.financialmodelingprep.com/news/oppfi-announces-new-150-million-revolving-credit-facility-20251002.jpg
    OppFi Announces New $150 Million Revolving Credit Facility

    prnewswire.com

    2025-10-02 07:00:00

    CHICAGO , Oct. 2, 2025 /PRNewswire/ -- OppFi Inc. (NYSE:OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today announced that it has closed a new $150 million revolving credit facility among one of its subsidiaries and funds managed by Castlelake L.P., replacing a prior facility.

    https://images.financialmodelingprep.com/news/opfi-vs-futu-which-fintech-stock-is-the-smarter-20250923.jpg
    OPFI vs. FUTU: Which Fintech Stock Is the Smarter Buy Right Now?

    zacks.com

    2025-09-23 13:41:07

    OppFi lifts guidance with AI-driven lending growth and strong credit quality, while Futu Holdings posts surging revenues and margins.

    https://images.financialmodelingprep.com/news/oppfi-soars-139-in-a-year-should-you-buy-20250911.jpg
    OppFi Soars 139% in a Year: Should You Buy the Stock Now or Wait?

    zacks.com

    2025-09-11 12:50:22

    OPFI's customer-first model, AI-driven approvals and rising guidance showcase its long-term growth momentum.

    https://images.financialmodelingprep.com/news/opfi-lifts-eps-guidance-for-2025-can-it-meet-20250904.jpg
    OPFI Lifts EPS Guidance for 2025: Can It Meet the Expectation?

    zacks.com

    2025-09-04 13:31:20

    OppFi raises the bar with a new 2025 EPS target, backed by soaring adjusted net income growth.

    https://images.financialmodelingprep.com/news/3-cheap-highly-ranked-stocks-to-buy-for-a-20250903.jpg
    3 Cheap Highly Ranked Stocks to Buy for a Rebound: CARS, OPFI, QUAD

    zacks.com

    2025-09-03 18:56:04

    These highly ranked stocks are starting to embody why investor interest is shifting toward the Russell 2000.

    https://images.financialmodelingprep.com/news/how-much-upside-is-left-in-oppfi-opfi-wall-street-20250903.jpg
    How Much Upside is Left in OppFi (OPFI)? Wall Street Analysts Think 36.05%

    zacks.com

    2025-09-03 10:56:13

    The mean of analysts' price targets for OppFi (OPFI) points to a 36.1% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.

    https://images.financialmodelingprep.com/news/3-reasons-why-growth-investors-shouldnt-overlook-oppfi-opfi-20250828.jpg
    3 Reasons Why Growth Investors Shouldn't Overlook OppFi (OPFI)

    zacks.com

    2025-08-28 13:46:16

    OppFi (OPFI) is well positioned to outperform the market, as it exhibits above-average growth in financials.

    https://images.financialmodelingprep.com/news/oppfi-announces-increase-to-share-repurchase-program-20250826.jpg
    OppFi Announces Increase to Share Repurchase Program

    prnewswire.com

    2025-08-26 07:00:00

    Authorization Permits Company to Purchase an Additional $20 Million of Class A Common Stock CHICAGO  , Aug. 26, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, today announced that its Board of Directors (the "Board") has approved an increase to the Company's existing share repurchase program. The Board has authorized the purchase of up to an additional $20 million of the Company's Class A common stock, bringing the total authorization under the program to $40 million.

    https://images.financialmodelingprep.com/news/oppfi-publishes-supplemental-information-regarding-its-warrants-20250821.jpg
    OppFi Publishes Supplemental Information Regarding its Warrants

    prnewswire.com

    2025-08-21 16:30:00

    CHICAGO , Aug. 21, 2025 /PRNewswire/ -- OppFi Inc. (NYSE: OPFI) ("OppFi" or the "Company"), a tech-enabled digital finance platform that partners with banks to offer financial products and services to everyday Americans, announced today that it has published supplemental information regarding its outstanding warrants to purchase shares of the Company's Class A common stock.  "As OppFi continues to deliver strong performance and as our outstanding public warrants are now within one year of expiration, we wanted to provide our stockholders and potential investors with supplemental information to allow them to evaluate the potential positive impacts and other effects of the warrants on our capital structure.

    https://images.financialmodelingprep.com/news/oppfi-encouraging-update-supports-bullish-momentum-20250813.jpg
    OppFi: Encouraging Update Supports Bullish Momentum

    seekingalpha.com

    2025-08-13 07:51:39

    OppFi delivered another strong quarter, with revenue and EPS beating expectations, driven by improved underwriting and the proprietary Model 6 credit software. The Model 6 platform has enabled larger, higher-quality loans, while reducing net charge-offs, supporting both growth and profitability improvements. Risks remain around credit quality and competition, but ongoing operational success and valuation make OppFi an attractive small-cap opportunity.

    https://images.financialmodelingprep.com/news/is-oppfi-opfi-a-solid-growth-stock-3-reasons-20250812.jpg
    Is OppFi (OPFI) a Solid Growth Stock? 3 Reasons to Think "Yes"

    zacks.com

    2025-08-12 13:46:05

    OppFi (OPFI) could produce exceptional returns because of its solid growth attributes.

    https://images.financialmodelingprep.com/news/oppfi-q2-aidriven-growth-overshadowed-by-fintech-sector-selloff-20250812.jpg
    OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

    seekingalpha.com

    2025-08-12 05:31:24

    OPFI delivered strong Q2 results with 12.8% revenue growth, improved credit quality, and robust adjusted profitability despite macroeconomic headwinds. AI-driven Model 6 is a key growth engine, automating 80% of loan approvals, reducing costs, and lowering credit losses, supporting future scalability. Valuation remains attractive versus peers with low P/E and price/sales multiples, and the company offers special dividends, enhancing shareholder appeal.

    https://images.financialmodelingprep.com/news/new-strong-buy-stocks-for-august-11th-20250811.jpg
    New Strong Buy Stocks for August 11th

    zacks.com

    2025-08-11 09:01:13

    TPC, OPFI, BHB, WTS and GILT have been added to the Zacks Rank #1 (Strong Buy) List on August 11, 2025.

    https://images.financialmodelingprep.com/news/best-value-stocks-to-buy-for-august-11th-20250811.jpg
    Best Value Stocks to Buy for August 11th

    zacks.com

    2025-08-11 07:21:28

    MPAA, OPFI and CZFS made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 11, 2025.