OneMain Holdings, Inc. (OMF)

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OMF demonstrates resilience with disciplined loan management, stable yields, and low delinquencies despite macroeconomic uncertainty and rate sensitivity. The company's prudent loan split and conservative growth strategies position it well for future rate cycles and inflationary pressures. Valuation remains attractive: OMF trades at a fair level based on Price/Free Cash Flow and DCF Dividend Discount Model, supporting reasonable upside potential.

Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF are both consumer finance companies focused on catering to the underserved credit market -- subprime and non-prime borrowers.

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OMF jumps 1.3% as Q2 earnings rally 42%, powered by rising net interest income and lower credit loss provisions.

OneMain Q2 Revenue Jumps 10 Percent

OneMain Holdings, Inc. (NYSE:OMF ) Q2 2025 Earnings Conference Call July 25, 2025 9:00 AM ET Company Participants Douglas H. Shulman - Chairman, President & CEO Jeannette E.

OMF delivered strong Q2 results, with earnings and revenue beating estimates, driven by robust loan growth and improved credit metrics. Delinquencies and charge-offs are declining, thanks to tighter underwriting and a resilient consumer, supporting a healthy 7% dividend yield. Despite solid fundamentals, OMF's high leverage limits buyback potential and justifies a compressed valuation relative to peers.

OneMain Holdings (OMF) came out with quarterly earnings of $1.45 per share, beating the Zacks Consensus Estimate of $1.25 per share. This compares to earnings of $1.02 per share a year ago.

2 Q 2025 Diluted EPS of $1.40 2 Q 2025 C&I adjusted diluted EPS of $1.45 2 Q 2025 Managed receivables of $25.2 billion Declared quarterly dividend of $1.04 per share NEW YORK , July 25, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, today reported pretax income of $214 million and net income of $167 million for the second quarter of 2025, compared to $92 million and $71 million, respectively, in the prior year quarter. Earnings per diluted share were $1.40 in the second quarter of 2025, compared to $0.59 in the prior year quarter.

Get a deeper insight into the potential performance of OneMain (OMF) for the quarter ended June 2025 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.

OneMain (OMF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

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NEW YORK , July 8, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, plans to report its second quarter 2025 results before the market opens on Friday, July 25, 2025. The earnings release will be available on OneMain's investor relations website at http://investor.onemainfinancial.com.

OMF hits a 52-week high after a 47.8% jump in the last three months, but rising expenses and asset quality issues can limit near-term upside.

This article is part of our monthly series where we highlight five large-cap, relatively safe, dividend-paying companies offering significant discounts to their historical norms. We go over our filtering process to select just five conservative DGI stocks from more than 7,500 companies that are traded on U.S. exchanges, including OTC networks. In addition to the primary list that yields 4.3%, we present two other groups of five DGI stocks each, from moderate to high yields of up to 9%.