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    Navient Corporation (NAVI)

    Price:

    12.86 USD

    ( - -0.43 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    NAVI
    Name
    Navient Corporation
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    Price
    12.860
    Market Cap
    1.279B
    Enterprise value
    49.045B
    Currency
    USD
    Ceo
    David L. Yowan
    Full Time Employees
    2100
    Ipo Date
    2014-04-17
    City
    Wilmington
    Address
    123 Justison Street

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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    Upstart Holdings, Inc.

    VALUE SCORE:

    3

    Symbol
    UPST
    Market Cap
    5.057B
    Industry
    Financial - Credit Services
    Sector
    Financial Services

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    PayPal Holdings, Inc.

    VALUE SCORE:

    10

    Symbol
    PYPL
    Market Cap
    68.228B
    Industry
    Financial - Credit Services
    Sector
    Financial Services

    The best

    Medallion Financial Corp.

    VALUE SCORE:

    13

    Symbol
    MFIN
    Market Cap
    230.374M
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    37.824
    P/S
    0.354
    P/B
    0.502
    Debt/Equity
    18.369
    EV/FCF
    237.429
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    12.825
    Earnings yield
    0.026
    Debt/assets
    0.938
    FUNDAMENTALS
    Net debt/ebidta
    15.471
    Interest coverage
    0.560
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.009
    Capex to operating cash flow
    0
    Capex to revenue
    0
    Capex to depreciation
    0
    Return on tangible assets
    0.001
    Debt to market cap
    36.832
    Piotroski Score
    7.000
    FUNDAMENTALS
    PEG
    -1.072
    P/CF
    6.595
    P/FCF
    6.557
    RoA %
    0.068
    RoIC %
    42.711
    Gross Profit Margin %
    64.681
    Quick Ratio
    0.437
    Current Ratio
    0.437
    Net Profit Margin %
    0.942
    Net-Net
    -443.210
    FUNDAMENTALS PER SHARE
    FCF per share
    1.950
    Revenue per share
    36.100
    Net income per share
    0.340
    Operating cash flow per share
    1.950
    Free cash flow per share
    1.950
    Cash per share
    20.770
    Book value per share
    25.640
    Tangible book value per share
    21.280
    Shareholders equity per share
    25.640
    Interest debt per share
    499.730
    TECHNICAL
    52 weeks high
    16.150
    52 weeks low
    10.530
    Current trading session High
    13.440
    Current trading session Low
    12.830
    DIVIDEND
    Dividend yield
    4.98%
    Payout ratio
    197%
    Years of div. Increase
    0
    Years of div.
    12.000
    Q-shift
    3.000
    Dividend per share
    0.640
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.010087294%
    Payout Ratio
    23.271756%
    P/E
    23.833
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Asset Management
    Dividend yield
    0.03437565%
    Payout Ratio
    74.71827%
    P/E
    13.421
    logo

    Country
    JP
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.031398613%
    Payout Ratio
    0%
    P/E
    11.873
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.045408677%
    Payout Ratio
    24.440673%
    P/E
    5.372
    logo

    Country
    US
    Sector
    Communication Services
    Industry
    Entertainment
    Dividend yield
    0.007145409%
    Payout Ratio
    15.677965999999998%
    P/E
    13.460
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -58.902
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.019114133%
    Payout Ratio
    27.685526%
    P/E
    12.875
    logo

    Country
    US
    Sector
    Communication Services
    Industry
    Broadcasting
    Dividend yield
    0.024808109%
    Payout Ratio
    17.619176%
    P/E
    7.168
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Life
    Dividend yield
    0.021908037%
    Payout Ratio
    20.110592%
    P/E
    8.998
    DESCRIPTION

    Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.

    NEWS
    https://images.financialmodelingprep.com/news/navient-named-one-of-the-2025-best-places-to-20250930.jpeg
    Navient Named One of the 2025 Best Places to Work for Working Daughters

    globenewswire.com

    2025-09-30 08:00:00

    HERNDON, Va., Sept. 30, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) has been recognized for the fourth year as a Best Place to Work for Working Daughters, according to Working Daughter, a community created for caregivers balancing eldercare with their careers.

    https://images.financialmodelingprep.com/news/navient-downgraded-to-underperform-at-bofa-on-turnaround-execution-20250904.jpg
    Navient downgraded to Underperform at BofA on turnaround execution risk

    https://thefly.com

    2025-09-04 06:19:32

    As previously reported, BofA downgraded Navient to Underperform from Neutral with a price target of $12, down from $15. While the firm appreciates the company's execution on cost cutting and business divestments, it views the "Phase 2" growth initiatives as more difficult than the "Phase 1" focus on expense reductions and capital allocation and believes a shift to growth has "significantly higher execution risk," the analyst tells investors. Early indications suggest additional loan products, fee-based products, or leaning further into in-school lending are potential options, but all of these come with near-term risks, the analyst added.

    https://images.financialmodelingprep.com/news/navient-navi-up-56-since-last-earnings-report-can-20250829.jpg
    Navient (NAVI) Up 5.6% Since Last Earnings Report: Can It Continue?

    zacks.com

    2025-08-29 12:36:42

    Navient (NAVI) reported earnings 30 days ago. What's next for the stock?

    https://images.financialmodelingprep.com/news/navient-declares-third-quarter-common-stock-dividend-20250814.jpg
    Navient declares third quarter common stock dividend

    globenewswire.com

    2025-08-14 17:00:00

    HERNDON, Va., Aug. 14, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) announced that its board of directors approved a 2025 third quarter dividend of $0.16 per share on the company's common stock.

    https://images.financialmodelingprep.com/news/navient-corporation-navi-q2-2025-earnings-call-transcript-20250730.jpg
    Navient Corporation (NAVI) Q2 2025 Earnings Call Transcript

    seekingalpha.com

    2025-07-30 14:36:39

    Navient Corporation (NASDAQ:NAVI ) Q2 2025 Earnings Conference Call July 30, 2025 8:00 AM ET Company Participants David L. Yowan - President, CEO & Director Jen Earyes - Head of Investor Relations Joe Fisher - Executive VP, CFO & Principal Accounting Officer Conference Call Participants Jeffrey David Adelson - Morgan Stanley, Research Division Jordan Neil Hymowitz - Philadelphia Financial Management of San Francisco, LLC Mark Christian DeVries - Deutsche Bank AG, Research Division Moshe Ari Orenbuch - TD Cowen, Research Division Nathaniel Richam-Odoi - BofA Securities, Research Division Richard Barry Shane - JPMorgan Chase & Co, Research Division Ryan Patrick Shelley - BofA Securities, Research Division Sanjay Harkishin Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division William Haraway Ryan - Seaport Research Partners Operator Good day, and thank you for standing by.

    https://images.financialmodelingprep.com/news/navient-q2-earnings-miss-on-lower-nii-higher-provisions-20250730.jpg
    Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down

    zacks.com

    2025-07-30 14:05:22

    NAVI stock slips 2.5% after Q2 earnings miss due to lower NII and higher provisions for loan losses.

    https://images.financialmodelingprep.com/news/navient-navi-q2-earnings-taking-a-look-at-key-metrics-20250730.jpg
    Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

    zacks.com

    2025-07-30 10:36:16

    The headline numbers for Navient (NAVI) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

    https://images.financialmodelingprep.com/news/navient-navi-q2-earnings-and-revenues-miss-estimates-20250730.jpg
    Navient (NAVI) Q2 Earnings and Revenues Miss Estimates

    zacks.com

    2025-07-30 09:11:14

    Navient (NAVI) came out with quarterly earnings of $0.21 per share, missing the Zacks Consensus Estimate of $0.27 per share. This compares to earnings of $0.48 per share a year ago.

    https://images.financialmodelingprep.com/news/navient-posts-second-quarter-2025-financial-results-20250730.jpg
    Navient posts second quarter 2025 financial results

    globenewswire.com

    2025-07-30 06:45:00

    HERNDON, Va., July 30, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today posted its 2025 second quarter financial results. Complete financial results are available on the company's website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC's website at www.sec.gov.

    https://images.financialmodelingprep.com/news/navients-q2-earnings-in-the-cards-heres-what-to-20250728.jpg
    Navient's Q2 Earnings in the Cards: Here's What to Expect

    zacks.com

    2025-07-28 11:31:04

    NAVI is set to report Q2 results, with revenues likely to increase. However, earnings are likely to have declined amid weaker loan volumes and income.

    https://images.financialmodelingprep.com/news/an-attractive-opportunity-with-over-9-yield-from-navient-20250724.jpg
    An Attractive Opportunity With Over 9% Yield From Navient Corporation

    seekingalpha.com

    2025-07-24 08:00:00

    Navient Corporation's baby bond, JSM, currently offers a yield to maturity of 9.27%, significantly higher than the company's OTC bonds. JSM is trading below par and appears undervalued relative to similar NAVI unsecured bonds, suggesting a potential price appreciation of 27%. Both JSM and NAVI's OTC bonds have similar credit ratings (BB-/Ba3), indicating comparable credit risk, but JSM offers a superior yield.

    https://images.financialmodelingprep.com/news/earnings-preview-navient-navi-q2-earnings-expected-to-decline-20250716.jpg
    Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline

    zacks.com

    2025-07-16 11:06:34

    Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

    https://images.financialmodelingprep.com/news/navient-to-announce-second-quarter-2025-results-host-earnings-webcast-20250716.jpg
    Navient to announce second quarter 2025 results, host earnings webcast July 30

    globenewswire.com

    2025-07-16 09:15:00

    HERNDON, Va., July 16, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) will host an audio webcast to review its second quarter 2025 financial results on Wednesday, July 30, 2025, at 8:00 a.m. Eastern Time. The results are scheduled to be released the same day by 7:00 a.m. on Navient.com/investors. In addition to being available on the company's investor website, the results will be filed with the SEC on a Form 8-K available at SEC.gov.

    https://images.financialmodelingprep.com/news/navient-holds-2025-annual-shareholder-meetingappoints-edward-bramson-as-20250605.jpg
    Navient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chair

    globenewswire.com

    2025-06-05 17:00:00

    HERNDON, Va., June 05, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) today held its 2025 Annual Meeting of Shareholders. Shareholders voted in accordance with the recommendations of the company's board of directors to approve three proposals, including the election of seven nominees to the board.

    https://images.financialmodelingprep.com/news/navient-baby-bond-lock-in-96-ytm-with-at-20250514.jpg
    Navient Baby Bond: Lock In 9.6% YTM With At Least 11% Upside

    seekingalpha.com

    2025-05-14 09:08:35

    Navient's exchange-traded bond JSM is undervalued versus its OTC counterpart, offering a higher yield and capital appreciation potential of around 11%. Both bonds have similar credit ratings, but JSM's yield to maturity (9.6%) and current price discount make it the more attractive option. Market sentiment is currently negative for exchange-traded bonds, creating a buying opportunity for JSM ahead of a likely mean reversion.

    https://images.financialmodelingprep.com/news/navient-declares-second-quarter-common-stock-dividend-20250508.jpg
    Navient declares second quarter common stock dividend

    globenewswire.com

    2025-05-08 17:00:00

    HERNDON, Va., May 08, 2025 (GLOBE NEWSWIRE) -- Navient (Nasdaq: NAVI) announced that its board of directors approved a 2025 second quarter dividend of $0.16 per share on the company's common stock.