Kingstone Companies, Inc. (KINS)

Kingstone aims to double in size with $0.5B in premiums, but faces concentration risks despite stronger profitability and expansion plans.

Kingstone Companies is refocusing on homeowners insurance in New York, exiting non-core lines to improve capital efficiency and market understanding. KINS launched a Select homeowners product using advanced underwriting techniques, resulting in ~31% lower claim frequency and a significantly reduced expense ratio since 2021. The company diversified reinsurance by issuing its first catastrophe bond, aiming to reduce loss volatility and strengthen financial resilience.

KINGSTON, NEW YORK / ACCESS Newswire / September 24, 2025 / Kingstone Companies, Inc. (NASDAQ:KINS) (the "Company" or "Kingstone"), a Northeast regional property and casualty insurance holding company, today announced financial guidance for fiscal year 2026 and additional guidance for fiscal year 2025, as follows: Guidance Metrics 2025E 2026E Direct premiums written growth 12% to 17% 15% to 20% Core Business1 direct premiums written growth 15% to 20% NA2 Net premiums earned $187 million $233 million Net combined ratio 79% to 83% 79% to 83% Net income per share - basic $2.10 to $2.50 $2.15 to $2.85 Net income per share - diluted $1.95 to $2.35 $2.10 to $2.80 Return on equity 30% to 38% 26% to 36% 1Kingstone refers to New York business as its "Core" business and business outside of New York as its "Non-Core" business. 2Beginning with the period ending September 30, 2025, the Company will no longer be reporting Core operating results vs.

KINGSTON, NEW YORK / ACCESS Newswire / September 10, 2025 / Kingstone Companies, Inc. (Nasdaq:KINS) ("Kingstone" or the "Company"), a Northeast regional property and casualty insurance holding company, today announced that Meryl Golden, President and Chief Executive Officer, will present at the Sidoti Small-Cap Virtual Conference on Wednesday, September 17, 2025, at 10:45 AM ET. Investors can access the live webcast of the presentation by registering here.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Kingstone has executed a strong turnaround, returning to profitability through disciplined underwriting, cost control, and focused risk selection in New York. Management's bold growth strategy—doubling premiums and expanding into new states—has spooked the market, despite strong Q2 results and reaffirmed guidance. Key leadership hires add expertise in M&A and data-driven underwriting, positioning KINS as a potential M&A target and supporting the ambitious expansion plan.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Kingstone Companies, Inc. (NASDAQ:KINS ) Q2 2025 Earnings Conference Call August 8, 2025 8:30 AM ET Company Participants Meryl S. Golden - President, CEO & Director Conference Call Participants Robert Edward Farnam - Janney Montgomery Scott LLC, Research Division Gabriel McClure - Unidentified Company Karin Daly - The Equity Group, Inc. Operator Greetings, and welcome to the Kingstone Company's Second Quarter 2025 Earnings Conference Call.

Achieves Highest Quarterly Net Income in its History Raises 2025 EPS Guidance, and Announces 5-Year Goal to Achieve $500 Million in Premium KINGSTON, NEW YORK / ACCESS Newswire / August 7, 2025 / Kingstone Companies, Inc. (Nasdaq:KINS) (the "Company" or "Kingstone"), a Northeast regional property and casualty insurance holding company, today announced its financial results for the second quarter ended June 30, 2025. The Company will hold its second quarter 2025 financial results conference call on Friday, August 8, 2025, at 8:30 a.m.

Board Composition Updated KINGSTON, NY / ACCESS Newswire / August 6, 2025 / Kingstone Companies, Inc. (Nasdaq:KINS) (the "Company" or "Kingstone"), a Northeast regional property and casualty insurance holding company, announced the results of its annual meeting of stockholders, which was held virtually today. Voting Results At the Annual Meeting, stockholders approved the following proposals: The election of six directors, Meryl S.

Amid market jitters and tariff threats, low-leverage picks like NWG, ZION, INGR, KINS and LXFR offer safer growth potential.

Kingstone benefits from key competitors exiting the NY market, creating a clear path to scale and improve its competitive position. Strong Q1 results, with 23% growth in direct premiums and 45% EBITDA growth, highlight improving profitability and pricing power. Valuation is highly attractive, trading at just 6.4x 2026 EPS, with potential for a significant re-rating as KINS executes and gains visibility.

KINGSTON, NY / ACCESS Newswire / July 22, 2025 / Kingstone Companies, Inc. (NASDAQ:KINS) (the "Company" or "Kingstone"), a Northeast regional property and casualty insurance holding company, today announced that its Board of Directors has declared a quarterly cash dividend on its common stock for the first time since the third quarter of 2022. The Company will pay a dividend of $0.05 per share of its common stock, payable on August 26, 2025, to stockholders of record at the close of business on August 11, 2025.

KINGSTON, NY / ACCESS Newswire / July 17, 2025 / Kingstone Companies, Inc. (Nasdaq:KINS) ("Kingstone" or the "Company"), a Northeast regional property and casualty insurance holding company, today announced that its Annual Meeting of Stockholders will be held on Wednesday, August 6, 2025, and has scheduled its second quarter 2025 conference call for Friday, August 8, 2025. Annual Meeting of Stockholders Kingstone Companies, Inc. will host its 2025 Annual Meeting of Stockholders in a virtual format on Wednesday, August 6, 2025, at 9:00am ET.

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

KINGSTON, NY / ACCESS Newswire / June 30, 2025 / Kingstone Companies, Inc. (NASDAQ:KINS) (the "Company" or "Kingstone"), a Northeast regional property and casualty insurance holding company, today announced that it has been added as a member of the broad-market Russell 3000® Index, with automatic inclusion in the small-cap Russell 2000® Index, effective after the U.S. market opens on Monday, June 30, 2025, as part of the 2025 Russell indexes reconstitution. Meryl Golden, Chief Executive Officer at Kingstone, stated, "The past year has been transformational for Kingstone, and we are pleased to have earned inclusion in the Russell indexes, among the most widely recognized benchmarks for small-cap stocks.