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    Heritage Insurance Holdings, Inc. (HRTG)

    Price:

    27.26 USD

    ( - -0.40 USD)

    Your position:

    0 USD

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    ABOUT
    Symbol
    HRTG
    Name
    Heritage Insurance Holdings, Inc.
    Industry
    Insurance - Property & Casualty
    Sector
    Financial Services
    Price
    27.260
    Market Cap
    842.646M
    Enterprise value
    58.873M
    Currency
    USD
    Ceo
    Ernesto Jose Garateix
    Full Time Employees
    540
    Ipo Date
    2014-05-23
    City
    Tampa
    Address
    1401 North Westshore Boulevard

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    SIMILAR COMPANIES STI SCORE

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    Market Cap
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    Industry
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    Sector
    Financial Services

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    Symbol
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    Market Cap
    119.942B
    Industry
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    Horace Mann Educators Corporation

    VALUE SCORE:

    13

    Symbol
    HMN
    Market Cap
    1.761B
    Industry
    Insurance - Property & Casualty
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    5.643
    P/S
    1.000
    P/B
    1.926
    Debt/Equity
    0.233
    EV/FCF
    3.496
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    0.456
    Earnings yield
    0.177
    Debt/assets
    0.043
    FUNDAMENTALS
    Net debt/ebidta
    -2.075
    Interest coverage
    24.028
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.013
    Capex to operating cash flow
    0.023
    Capex to revenue
    0.003
    Capex to depreciation
    -4.919
    Return on tangible assets
    0.064
    Debt to market cap
    0.121
    Piotroski Score
    6.000
    FUNDAMENTALS
    PEG
    0.144
    P/CF
    7.494
    P/FCF
    7.675
    RoA %
    6.303
    RoIC %
    19.325
    Gross Profit Margin %
    35.707
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    17.715
    Net-Net
    -29.420
    FUNDAMENTALS PER SHARE
    FCF per share
    3.554
    Revenue per share
    27.269
    Net income per share
    4.831
    Operating cash flow per share
    3.637
    Free cash flow per share
    3.554
    Cash per share
    21.574
    Book value per share
    14.156
    Tangible book value per share
    13.129
    Shareholders equity per share
    14.156
    Interest debt per share
    3.574
    TECHNICAL
    52 weeks high
    31.980
    52 weeks low
    9.890
    Current trading session High
    27.650
    Current trading session Low
    26.570
    DIVIDEND
    Dividend yield
    0.00%
    Payout ratio
    0.00%
    Years of div. Increase
    0
    Years of div.
    0
    Q-shift
    Dividend per share
    0
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0.066548355%
    Payout Ratio
    22.5596%
    P/E
    5.134
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.014768461%
    Payout Ratio
    15.986252%
    P/E
    11.449
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    15.446
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    15.944
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0.04126625%
    Payout Ratio
    24.053991999999997%
    P/E
    6.959
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0.046393067%
    Payout Ratio
    54.047655999999996%
    P/E
    11.572
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.044706613%
    Payout Ratio
    62.957240000000006%
    P/E
    13.896
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0.017814105%
    Payout Ratio
    10.3417344%
    P/E
    8.543
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0.02375077%
    Payout Ratio
    12.2165196%
    P/E
    4.964
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.025157232%
    Payout Ratio
    37.02304%
    P/E
    10.937
    DESCRIPTION

    Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance. It also provides restoration, and emergency and recovery services; and property management, and reinsurance services. The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through eight wholesale agency relationships; and personal and commercial insurance policies through a network of approximately 70 independent agencies. Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida.

    NEWS
    https://images.financialmodelingprep.com/news/strength-seen-in-heritage-insurance-hrtg-can-its-179-20260225.jpg
    Strength Seen in Heritage Insurance (HRTG): Can Its 17.9% Jump Turn into More Strength?

    zacks.com

    2026-02-25 08:55:20

    Heritage Insurance (HRTG) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

    https://images.financialmodelingprep.com/news/heritage-provides-update-on-fourth-quarter-2025-financial-results-20260223.jpg
    Heritage Provides Update on Fourth Quarter 2025 Financial Results and Announces Earnings Release Date

    prnewswire.com

    2026-02-23 16:15:00

    TAMPA, Fla., Feb. 23, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, today provided an update on the Company's preliminary fourth quarter 2025 financial results and announced its earnings release dates.

    https://images.financialmodelingprep.com/news/instrumental-wealth-llc-acquires-32269-shares-of-heritage-insurance-20260126.png
    Instrumental Wealth LLC Acquires 32,269 Shares of Heritage Insurance Holdings, Inc. $HRTG

    defenseworld.net

    2026-01-26 04:56:45

    Instrumental Wealth LLC grew its holdings in shares of Heritage Insurance Holdings, Inc. (NYSE: HRTG) by 116.1% during the undefined quarter, according to its most recent Form 13F filing with the SEC. The institutional investor owned 60,060 shares of the insurance provider's stock after acquiring an additional 32,269 shares during the quarter. Heritage

    https://images.financialmodelingprep.com/news/ernie-garateix-sells-8334-shares-of-heritage-insurance-nysehrtg-stock-20260124.png
    Ernie Garateix Sells 8,334 Shares of Heritage Insurance (NYSE:HRTG) Stock

    defenseworld.net

    2026-01-24 05:23:04

    Heritage Insurance Holdings, Inc. (NYSE: HRTG - Get Free Report) CEO Ernie Garateix sold 8,334 shares of the company's stock in a transaction dated Tuesday, January 20th. The stock was sold at an average price of $26.03, for a total value of $216,934.02. Following the transaction, the chief executive officer directly owned 1,128,504 shares of the

    https://images.financialmodelingprep.com/news/heritage-insurance-holdings-earnings-beat-expectations-are-more-concrete-20260119.jpg
    Heritage Insurance Holdings: Earnings Beat Expectations Are More Concrete

    seekingalpha.com

    2026-01-19 01:43:45

    Heritage Insurance Holdings is reiterated as a buy with a $35 price target, reflecting confidence in continued earnings outperformance. HRTG delivered a stellar 9-month combined ratio of 76.8%, driven by a quiet storm season and improved costs. Q4 looks set to beat consensus again. EPS for 2025 is estimated at $5.63, a 7% beat over consensus, with valuation at just 6x forward earnings—well below peers.

    https://images.financialmodelingprep.com/news/heritage-insurance-hrtg-is-a-great-momentum-stock-should-20251231.jpg
    Heritage Insurance (HRTG) is a Great Momentum Stock: Should You Buy?

    zacks.com

    2025-12-31 13:01:20

    Does Heritage Insurance (HRTG) have what it takes to be a top stock pick for momentum investors? Let's find out.

    https://images.financialmodelingprep.com/news/heritage-insurance-nysehrtg-ceo-ernie-garateix-sells-8334-shares-of-20251230.png
    Heritage Insurance (NYSE:HRTG) CEO Ernie Garateix Sells 8,334 Shares of Stock

    defenseworld.net

    2025-12-30 05:03:03

    Heritage Insurance Holdings, Inc. (NYSE: HRTG - Get Free Report) CEO Ernie Garateix sold 8,334 shares of the stock in a transaction on Monday, December 22nd. The shares were sold at an average price of $29.48, for a total transaction of $245,686.32. Following the completion of the sale, the chief executive officer directly owned 1,136,838 shares

    https://images.financialmodelingprep.com/news/3-insurers-to-buy-heading-into-2026-as-high-20251229.jpg
    3 Insurers to Buy Heading Into 2026 as High Rates Boost Yields

    zacks.com

    2025-12-29 12:50:45

    High bond yields and disciplined underwriting are set to boost the earnings power of MCY, HRTG and RNR in 2026.

    https://images.financialmodelingprep.com/news/is-heritage-insurance-hrtg-stock-undervalued-right-now-20251226.jpg
    Is Heritage Insurance (HRTG) Stock Undervalued Right Now?

    zacks.com

    2025-12-26 10:41:34

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/heritage-insurance-holdings-a-rare-combination-of-profitability-and-20251218.jpg
    Heritage Insurance Holdings: A Rare Combination Of Profitability And Value

    seekingalpha.com

    2025-12-18 07:20:10

    Heritage Insurance has executed a successful turnaround, reflected in robust earnings, strong ROE, and disciplined underwriting. HRTG trades at a significant valuation discount despite 41.6% ROE and 98.6% EPS growth, presenting substantial upside potential. Forward P/E scenarios indicate price targets of $40.56 (8x) and $48.17 (9.5x), both well above current levels.

    https://images.financialmodelingprep.com/news/ernie-garateix-sells-6291-shares-of-heritage-insurance-nysehrtg-stock-20251217.png
    Ernie Garateix Sells 6,291 Shares of Heritage Insurance (NYSE:HRTG) Stock

    defenseworld.net

    2025-12-17 04:54:51

    Heritage Insurance Holdings, Inc. (NYSE: HRTG - Get Free Report) CEO Ernie Garateix sold 6,291 shares of Heritage Insurance stock in a transaction that occurred on Thursday, December 11th. The stock was sold at an average price of $28.42, for a total value of $178,790.22. Following the sale, the chief executive officer directly owned 1,187,515 shares

    https://images.financialmodelingprep.com/news/should-value-investors-buy-heritage-insurance-hrtg-stock-20251210.jpg
    Should Value Investors Buy Heritage Insurance (HRTG) Stock?

    zacks.com

    2025-12-10 10:41:44

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/5-topranked-stocks-from-the-thriving-pc-insurance-industry-20251210.jpg
    5 Top-Ranked Stocks From the Thriving P&C Insurance Industry for 2026

    zacks.com

    2025-12-10 08:06:08

    Five top-ranked P&C insurers, including TRV, RNR, ALL, MCY and HGTY stand out as stronger pricing and prudent underwriting lift the industry.

    https://images.financialmodelingprep.com/news/4-stocks-trading-near-52week-high-with-room-to-20251205.jpg
    4 Stocks Trading Near 52-Week High With Room to Rise Further

    zacks.com

    2025-12-05 10:51:24

    Investors target stocks that have been on a bullish run. Stocks like KSS, HRTG, MD and NEM are seeing price strength, and the momentum is likely to continue.

    https://images.financialmodelingprep.com/news/heritage-insurance-skyrockets-136-ytd-time-to-buy-the-20251205.jpg
    Heritage Insurance Skyrockets 136% YTD: Time to Buy the Stock? (Revised)

    zacks.com

    2025-12-05 05:31:10

    HRTG stock surges 136% YTD, fueled by strong underwriting, pricing discipline, and reinsurance-driven margin gains.

    https://images.financialmodelingprep.com/news/heritage-to-present-at-sidoti-year-end-virtual-conference-20251204.jpg
    Heritage to Present at Sidoti Year End Virtual Conference

    prnewswire.com

    2025-12-04 16:38:00

    TAMPA, Fla. , Dec. 4, 2025 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, today announced that Ernie Garateix, CEO, and Kirk Lusk, CFO, will participate at the Sidoti Year End Virtual Investor Conference on Thursday, December 11, 2025.