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    Farmers & Merchants Bancorp, Inc. (FMAO)

    Price:

    27.46 USD

    ( + 0.34 USD)

    Your position:

    0 USD

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    Symbol
    FMAO
    Name
    Farmers & Merchants Bancorp, Inc.
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    27.460
    Market Cap
    377.573M
    Enterprise value
    541.655M
    Currency
    USD
    Ceo
    Lars Eller
    Full Time Employees
    482
    Website
    Ipo Date
    2006-01-30
    City
    Archbold
    Address
    307 North Defiance Street

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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    WesBanco, Inc.

    VALUE SCORE:

    12

    Symbol
    WSBC
    Market Cap
    3.494B
    Industry
    Banks - Regional
    Sector
    Financial Services

    2nd position

    The First Bancorp, Inc.

    VALUE SCORE:

    14

    Symbol
    FNLC
    Market Cap
    317.731M
    Industry
    Banks - Regional
    Sector
    Financial Services

    The best

    Bank OZK

    VALUE SCORE:

    14

    Symbol
    OZK
    Market Cap
    5.485B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    11.335
    P/S
    2.009
    P/B
    1.018
    Debt/Equity
    0.809
    EV/FCF
    26.704
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    3.088
    Earnings yield
    0.088
    Debt/assets
    0.087
    FUNDAMENTALS
    Net debt/ebidta
    4.242
    Interest coverage
    0.614
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.027
    Capex to operating cash flow
    0.068
    Capex to revenue
    0.008
    Capex to depreciation
    0.299
    Return on tangible assets
    0.010
    Debt to market cap
    0.795
    Piotroski Score
    5.000
    FUNDAMENTALS
    PEG
    2.597
    P/CF
    15.995
    P/FCF
    17.158
    RoA %
    0.970
    RoIC %
    5.225
    Gross Profit Margin %
    62.046
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    17.721
    Net-Net
    -185.040
    FUNDAMENTALS PER SHARE
    FCF per share
    1.581
    Revenue per share
    13.671
    Net income per share
    2.423
    Operating cash flow per share
    1.696
    Free cash flow per share
    1.581
    Cash per share
    37.770
    Book value per share
    26.973
    Tangible book value per share
    20.316
    Shareholders equity per share
    26.973
    Interest debt per share
    26.858
    TECHNICAL
    52 weeks high
    29.830
    52 weeks low
    20.880
    Current trading session High
    27.990
    Current trading session Low
    26.830
    DIVIDEND
    Dividend yield
    3.28%
    Payout ratio
    27.0%
    Years of div. Increase
    10.000
    Years of div.
    20.000
    Q-shift
    1.000
    Dividend per share
    0.900
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.029576076%
    Payout Ratio
    15.924951000000002%
    P/E
    13.856
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.016625104%
    Payout Ratio
    17.802148000000003%
    P/E
    10.632
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.03271934%
    Payout Ratio
    30.795296999999998%
    P/E
    9.302
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.024294391%
    Payout Ratio
    24.298441%
    P/E
    13.123
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0168092%
    Payout Ratio
    14.689767000000002%
    P/E
    10.871
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    17.113
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.035543997%
    Payout Ratio
    23.688357%
    P/E
    8.706
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    3.9229350000000003%
    P/E
    13.168
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.028533215%
    Payout Ratio
    35.573432%
    P/E
    11.970
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.021595528%
    Payout Ratio
    26.467434%
    P/E
    13.661
    DESCRIPTION

    Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.

    NEWS
    https://images.financialmodelingprep.com/news/thinly-traded-farmers-merchants-bancorp-in-strong-position-for-20260225.jpg
    Thinly Traded Farmers & Merchants Bancorp In Strong Position For 2026

    seekingalpha.com

    2026-02-25 23:35:29

    Farmers & Merchants Bancorp delivered record net income in Q4 and FY 2025, with EPS up 10.7% to $133.96. FMCB boasts a robust balance sheet: 1.67% ROA, 15.11% ROE, 4.15% NIM, and a conservative 74% loan-to-deposit ratio. Despite thin trading and OTC listing, FMCB remains a Dividend King with 61 consecutive years of increases and a 1.7% yield.

    https://images.financialmodelingprep.com/news/farmers-merchants-bancorp-inc-reports-2025-fourthquarter-and-fullyear-20260212.jpg
    Farmers & Merchants Bancorp, Inc. Reports 2025 Fourth-Quarter and Full-Year Financial Results

    globenewswire.com

    2026-02-12 16:30:00

    ARCHBOLD, Ohio, Feb. 12, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 fourth quarter and twelve months ended December 31, 2025, on a consolidated basis.

    https://images.financialmodelingprep.com/news/critical-comparison-farmers-merchants-bancorp-nasdaqfmao-university-bancorp-otcmktsunib-20260111.png
    Critical Comparison: Farmers & Merchants Bancorp (NASDAQ:FMAO) & University Bancorp (OTCMKTS:UNIB)

    defenseworld.net

    2026-01-11 01:40:48

    University Bancorp (OTCMKTS:UNIB - Get Free Report) and Farmers and Merchants Bancorp (NASDAQ: FMAO - Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, valuation, earnings, profitability and risk. Analyst Recommendations This is a summary

    https://images.financialmodelingprep.com/news/mike-schnitkey-promoted-to-market-president-for-northwest-ohio-at-20251217.jpg
    Mike Schnitkey Promoted to Market President for Northwest Ohio at F&M Bank

    globenewswire.com

    2025-12-17 12:36:00

    ARCHBOLD, Ohio, Dec. 17, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is pleased to announce the promotion of Mike Schnitkey to Agri-Finance and Northwest Ohio Market President. Mike, a respected leader within F&M Bank, has been a dedicated member of the team since September 1995.

    https://images.financialmodelingprep.com/news/farmers-merchants-bancorp-inc-declares-2025-fourthquarter-cash-dividend-20251216.jpg
    Farmers & Merchants Bancorp, Inc. Declares 2025 Fourth-Quarter Cash Dividend

    globenewswire.com

    2025-12-16 17:01:00

    Regular quarterly dividend increased 4.0% year-over-year to $0.23 per share Regular quarterly dividend increased 4.0% year-over-year to $0.23 per share

    https://images.financialmodelingprep.com/news/farmers-merchants-bancorp-record-earnings-meets-a-historically-cheap-20251121.jpg
    Farmers & Merchants Bancorp: Record Earnings Meets A Historically Cheap Valuation

    seekingalpha.com

    2025-11-21 22:18:29

    Like the broader small bank space, shares of Farmers & Merchants Bancorp have continued to tread water since my last update. In contrast, profits continue to grow, with Farmers reporting record nine-month earnings this year. Given sound credit quality, strong pre-provision earnings, and a large capital cushion, Farmers may be one of the safer banks to own if the economy does head south.

    https://images.financialmodelingprep.com/news/best-income-stocks-to-buy-for-nov-21st-20251121.jpg
    Best Income Stocks to Buy for Nov. 21st

    zacks.com

    2025-11-21 06:41:04

    PINE, FMAO and THFF made it to the Zacks Rank #1 (Strong Buy) income stocks list on November 21, 2025.

    https://images.financialmodelingprep.com/news/new-strong-buy-stocks-for-nov-21-tdc-sbfg-20251121.jpg
    New Strong Buy Stocks for Nov. 21: TDC, SBFG, and More

    zacks.com

    2025-11-21 06:20:16

    TDC, SBFG, FMAO, THFF and PINE have been added to the Zacks Rank #1 (Strong Buy) List on November 21, 2025.

    https://images.financialmodelingprep.com/news/best-income-stocks-to-buy-for-nov-18th-20251118.jpg
    Best Income Stocks to Buy for Nov. 18th

    zacks.com

    2025-11-18 05:36:08

    FMAO, THFF and ALL made it to the Zacks Rank #1 (Strong Buy) income stocks list on November 18, 2025.

    https://images.financialmodelingprep.com/news/best-income-stocks-to-buy-for-nov-14-20251114.jpg
    Best Income Stocks to Buy for Nov. 14

    zacks.com

    2025-11-14 05:21:05

    UVV, HAFC and FMAO made it to the Zacks Rank #1 (Strong Buy) income stocks list on Nov.14, 2025.

    https://images.financialmodelingprep.com/news/best-value-stocks-to-buy-for-nov14-20251114.jpg
    Best Value Stocks to Buy for Nov.14

    zacks.com

    2025-11-14 05:11:05

    Here are three stocks with buy rank and strong value characteristics for investors to consider today, Nov. 14:

    https://images.financialmodelingprep.com/news/best-income-stocks-to-buy-for-nov-12-20251112.jpg
    Best Income Stocks to Buy for Nov. 12

    zacks.com

    2025-11-12 06:01:04

    FMAO, NWG and SBFG made it to the Zacks Rank #1 (Strong Buy) income stocks list on Nov.12, 2025.

    https://images.financialmodelingprep.com/news/fm-bank-appoints-amy-cover-as-chief-marketing-experience-20251031.jpg
    F&M Bank Appoints Amy Cover as Chief Marketing & Experience Officer

    globenewswire.com

    2025-10-31 10:30:00

    ARCHBOLD, Ohio, Oct. 31, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is proud to announce the appointment of Amy Cover to Chief Marketing & Experience Officer (CMXO). In this expanded role, Cover will continue to lead the Bank's marketing and brand initiatives while overseeing customer experience and internal communications to ensure a consistent, meaningful connection between F&M's brand, employees, and customers.

    https://images.financialmodelingprep.com/news/farmers-merchants-bancorp-inc-reports-2025-thirdquarter-and-yeartodate-20251027.png
    Farmers & Merchants Bancorp, Inc. Reports 2025 Third-Quarter and Year-to-Date Financial Results

    globenewswire.com

    2025-10-27 09:05:00

    ARCHBOLD, Ohio, Oct. 27, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 third quarter and year-to-date ended September 30, 2025 on a consolidated basis.

    https://images.financialmodelingprep.com/news/farmers-merchants-bancorp-attractive-thanks-to-robust-loan-book-20251021.png
    Farmers & Merchants Bancorp: Attractive Thanks To Robust Loan Book

    seekingalpha.com

    2025-10-21 10:30:00

    Farmers & Merchants Bancorp (FMAO) demonstrates strong profitability and prudent loan management, with minimal past-due loans and robust loan loss provisions. FMAO's net interest income grew nearly 20% year-over-year, supporting a well-covered dividend that was recently increased for the 31st consecutive time. About half of FMAO's $2.6B loan book is commercial real estate, but credit quality remains high, with negligible delinquencies in this segment.

    https://images.financialmodelingprep.com/news/fm-bank-welcomes-mike-benson-as-senior-vice-president-20251020.png
    F&M Bank Welcomes Mike Benson as Senior Vice President, Senior Small Business Banking Manager

    globenewswire.com

    2025-10-20 13:25:00

    ARCHBOLD, Ohio, Oct. 20, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is pleased to announce the addition of Mike Benson as Senior Vice President, Senior Small Business Banking Manager. This newly created position will facilitate F&M's strategy to support small businesses across its growing footprint in Ohio, Indiana, and Michigan.