Get Diamond plan for FREE

    logo

    Consumer Portfolio Services, Inc. (CPSS)

    Price:

    8.04 USD

    ( - 0 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    CPSS
    Name
    Consumer Portfolio Services, Inc.
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    Price
    8.040
    Market Cap
    177.451M
    Enterprise value
    3.251B
    Currency
    USD
    Ceo
    Charles E. Bradley Jr.
    Full Time Employees
    943
    Ipo Date
    1992-10-22
    City
    Las Vegas
    Address
    3800 Howard Hughes Parkway

    Check the

    KEY TAKEAWAYS

    ASK OUR AI ABOUT THE COMPANY (REGISTER FOR EARLY ACCESS)
    Descriptive alt text

    (REGISTER FOR EARLY ACCESS) CHOOSE A PROMPT ABOVE TO ASK OUR AI ABOUT THE SPECIFIC INFORMATION

    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    SoFi Technologies, Inc.

    VALUE SCORE:

    8

    Symbol
    SOFI
    Market Cap
    23.554B
    Industry
    Financial - Credit Services
    Sector
    Financial Services

    2nd position

    Qfin Holdings, Inc.

    VALUE SCORE:

    12

    Symbol
    QFIN
    Market Cap
    13.254B
    Industry
    Financial - Credit Services
    Sector
    Financial Services

    The best

    Medallion Financial Corp.

    VALUE SCORE:

    13

    Symbol
    MFIN
    Market Cap
    234.889M
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    9.162
    P/S
    0.412
    P/B
    0.581
    Debt/Equity
    11.240
    EV/FCF
    12.392
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    8.092
    Earnings yield
    0.109
    Debt/assets
    0.907
    FUNDAMENTALS
    Net debt/ebidta
    113.759
    Interest coverage
    0.125
    Research And Developement To Revenue
    0
    Intangile to total assets
    0
    Capex to operating cash flow
    0.001
    Capex to revenue
    0.000
    Capex to depreciation
    0.219
    Return on tangible assets
    0.005
    Debt to market cap
    19.482
    Piotroski Score
    4.000
    FUNDAMENTALS
    PEG
    0.092
    P/CF
    0.635
    P/FCF
    0.631
    RoA %
    0.512
    RoIC %
    -43.145
    Gross Profit Margin %
    48.406
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    4.529
    Net-Net
    -28.406
    FUNDAMENTALS PER SHARE
    FCF per share
    12.655
    Revenue per share
    19.378
    Net income per share
    0.878
    Operating cash flow per share
    12.664
    Free cash flow per share
    12.655
    Cash per share
    6.839
    Book value per share
    13.849
    Tangible book value per share
    13.849
    Shareholders equity per share
    13.849
    Interest debt per share
    165.801
    TECHNICAL
    52 weeks high
    11.050
    52 weeks low
    6.670
    Current trading session High
    8.270
    Current trading session Low
    8.000
    DIVIDEND
    Dividend yield
    0.00%
    Payout ratio
    0.00%
    Years of div. Increase
    0
    Years of div.
    0
    Q-shift
    Dividend per share
    0
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.029080335%
    Payout Ratio
    37.520367%
    P/E
    12.902
    logo

    Country
    SG
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -3.345
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.033351265%
    Payout Ratio
    67.50669500000001%
    P/E
    24.302
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -1.100
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.046580773%
    Payout Ratio
    22.998282%
    P/E
    4.959
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.018026138%
    Payout Ratio
    25.088070000000002%
    P/E
    10.751
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.040320426%
    Payout Ratio
    60.697585%
    P/E
    15.054
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    9.977
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Mortgages
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    11.620
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Asset Management
    Dividend yield
    0.24009603%
    Payout Ratio
    215.9458%
    P/E
    8.882
    DESCRIPTION

    Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was founded in 1991 and is based in Las Vegas, Nevada.

    NEWS
    https://images.financialmodelingprep.com/news/consumer-portfolio-services-nasdaqcpss-vs-bread-financial-nysebfh-headtohead-20260209.png
    Consumer Portfolio Services (NASDAQ:CPSS) vs. Bread Financial (NYSE:BFH) Head-To-Head Survey

    defenseworld.net

    2026-02-09 01:08:47

    Consumer Portfolio Services (NASDAQ: CPSS - Get Free Report) and Bread Financial (NYSE: BFH - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, earnings, institutional ownership, risk and dividends. Risk and Volatility Consumer Portfolio Services has

    https://images.financialmodelingprep.com/news/cps-announces-34561-million-senior-subordinate-assetbacked-securitization-20260127.jpg
    CPS Announces $345.61 Million Senior Subordinate Asset-Backed Securitization

    globenewswire.com

    2026-01-27 16:00:00

    LAS VEGAS, Nevada, Jan. 27, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its first term securitization in 2026 on Tuesday January 27, 2026. The transaction is CPS's 58th senior subordinate securitization since the beginning of 2011 and the 41st consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

    Financial Survey: Consumer Portfolio Services (NASDAQ:CPSS) vs. BB Seguridade Participacoes (OTCMKTS:BBSEY)

    defenseworld.net

    2026-01-15 02:16:45

    Consumer Portfolio Services (NASDAQ: CPSS - Get Free Report) and BB Seguridade Participacoes (OTCMKTS:BBSEY - Get Free Report) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, risk, earnings, dividends, institutional ownership, profitability and valuation. Volatility and Risk Consumer Portfolio Services

    https://images.financialmodelingprep.com/news/cps-announces-new-900-million-forward-flow-agreement-20260113.jpg
    CPS Announces New $900 Million Forward Flow Agreement

    globenewswire.com

    2026-01-13 08:00:00

    LAS VEGAS, Nevada, Jan. 13, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on December 12, 2025, it began a new forward flow program with Valley Strong Credit Union, a leading full-service credit union located in California's Central Valley. Valley Strong's commitment under the forward flow program will enable CPS to expand its annual origination volumes by as much as $900 million.

    https://images.financialmodelingprep.com/news/black-diamond-announces-intent-to-vote-against-cpss-equity-20251112.jpg
    Black Diamond Announces Intent to Vote “Against” CPSS Equity Incentive Plan

    businesswire.com

    2025-11-12 08:00:00

    ST. THOMAS, U.S. Virgin Islands--(BUSINESS WIRE)--Black Diamond Capital Management today announced that one of its affiliates, the largest common stockholder of Consumer Portfolio Services, Inc. (NASDAQ: CPSS) (the “Company” or “CPSS”), intends to vote AGAINST the Company's proposal to approve its 2025 Equity Incentive Plan (Proposal #4) at the Company's upcoming annual meeting of stockholders. Steve Deckoff, the founder of Black Diamond and a member of the Company's Board of Directors since 20.

    https://images.financialmodelingprep.com/news/consumer-portfolio-services-inc-cpss-q3-2025-earnings-call-20251111.jpg
    Consumer Portfolio Services, Inc. (CPSS) Q3 2025 Earnings Call Prepared Remarks Transcript

    seekingalpha.com

    2025-11-11 15:11:31

    Consumer Portfolio Services, Inc. ( CPSS ) Q3 2025 Earnings Call November 11, 2025 1:00 PM EST Company Participants Charles Bradley - CEO & Chairman Denesh Bharwani - CFO & Executive VP Michael Lavin - President, COO & Chief Legal Officer Presentation Operator Good day, everyone, and welcome to the Consumer Portfolio Services 2025 Third Quarter Operating Results Conference Call. Today's call is being recorded.

    https://images.financialmodelingprep.com/news/cps-announces-third-quarter-2025-earnings-20251110.jpg
    CPS Announces Third Quarter 2025 Earnings

    globenewswire.com

    2025-11-10 16:15:00

    Revenues of $108.4 million compared to $100.6 million in the prior year period Pretax income of $7.0 million compared to $6.9 million in the prior year period New contract purchases of $391.1 million in the quarter LAS VEGAS, NV, Nov. 10, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.9 million, or $0.20 per diluted share, for its third quarter ended September 30, 2025. This represents an increase compared to net income of $4.8 million, or $0.20 per diluted share, in the third quarter of 2024.

    https://images.financialmodelingprep.com/news/cps-to-host-conference-call-on-third-quarter-2025-earnings-20251107.jpeg
    CPS to Host Conference Call on Third Quarter 2025 Earnings

    globenewswire.com

    2025-11-07 15:24:00

    LAS VEGAS, Nevada, Nov. 07, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, November 11, 2025 at 1:00 p.m. ET to discuss its third quarter 2025 operating results.

    https://images.financialmodelingprep.com/news/cps-announces-3846-million-senior-subordinate-assetbacked-securitization-20251023.jpeg
    CPS Announces $384.6 Million Senior Subordinate Asset-Backed Securitization

    globenewswire.com

    2025-10-23 16:05:00

    LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securitization in 2025 on Thursday October 23, 2025. The transaction is CPS's 57th senior subordinate securitization since the beginning of 2011 and the 40th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

    https://images.financialmodelingprep.com/news/cps-announces-closing-of-1675-million-credit-facility-20251023.jpeg
    CPS Announces Closing of $167.5 Million Credit Facility

    globenewswire.com

    2025-10-23 13:00:00

    LAS VEGAS, Nevada, Oct. 23, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that on October 17, 2025, it closed a new two-year revolving credit agreement.

    https://images.financialmodelingprep.com/news/consumer-portfolio-services-to-present-at-the-2025-gateway-20250826.jpg
    Consumer Portfolio Services to Present at the 2025 Gateway Conference on September 3rd

    globenewswire.com

    2025-08-26 16:05:00

    LAS VEGAS, Aug. 26, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”), a leader in providing indirect automobile financing to consumers, is confirmed to present at the 2025 Annual Gateway Conference, which is being held September 3–4 at the Four Seasons Hotel in San Francisco, CA.

    https://images.financialmodelingprep.com/news/cps-announces-second-quarter-2025-earnings-20250811.jpg
    CPS Announces Second Quarter 2025 Earnings

    globenewswire.com

    2025-08-11 16:15:00

    LAS VEGAS, NV, Aug. 11, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.8 million, or $0.20 per diluted share, for its second quarter ended June 30, 2025. This represents an increase compared to net income of $4.7 million, or $0.19 per diluted share, in the second quarter of 2024.

    https://images.financialmodelingprep.com/news/cps-to-host-conference-call-on-second-quarter-2025-20250808.jpg
    CPS to Host Conference Call on Second Quarter 2025 Earnings

    globenewswire.com

    2025-08-08 13:18:00

    Las Vegas, Nevada, Aug. 08, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Tuesday, August 12, 2025 at 1:00 p.m. ET to discuss its second quarter 2025 operating results.

    https://images.financialmodelingprep.com/news/cps-announces-41833-million-senior-subordinate-assetbacked-securitization-20250728.jpg
    CPS Announces $418.33 Million Senior Subordinate Asset-Backed Securitization

    globenewswire.com

    2025-07-28 13:30:00

    LAS VEGAS, Nevada, July 28, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its third term securitization in 2025 on Monday July 28, 2025. The transaction is CPS's 56th senior subordinate securitization since the beginning of 2011 and the 39th consecutive securitization to receive a triple “A” rating from at least two rating agencies on the senior class of notes.

    https://images.financialmodelingprep.com/news/consumer-portfolio-services-inc-cpss-q1-2025-earnings-call-20250513.jpg
    Consumer Portfolio Services, Inc. (CPSS) Q1 2025 Earnings Call Transcript

    seekingalpha.com

    2025-05-13 17:15:34

    Consumer Portfolio Services, Inc. (NASDAQ:CPSS ) Q1 2025 Earnings Conference Call May 13, 2025 1:00 PM ET Company Participants Charles Bradley - CEO & Chairman Denesh Bharwani - CFO & EVP Michael Lavin - President, COO & Chief Legal Officer Conference Call Participants Operator Good day, everyone, and welcome to the Consumer Portfolio Services 2025 First Quarter Operating Results Conference Call. Today's call is being recorded.

    https://images.financialmodelingprep.com/news/cps-announces-first-quarter-2025-earnings-20250512.jpg
    CPS Announces First Quarter 2025 Earnings

    globenewswire.com

    2025-05-12 16:00:00

    LAS VEGAS, NV, May 12, 2025 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced earnings of $4.7 million, or $0.19 per diluted share, for its first quarter ended March 31, 2025. This compares to a net income of $4.6 million, or $0.19 per diluted share, in the first quarter of 2024.