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    Citizens Holding Company (CIZN)

    Price:

    6.70 USD

    ( + 0.10 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    CIZN
    Name
    Citizens Holding Company
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    6.700
    Market Cap
    37.626M
    Enterprise value
    386.462M
    Currency
    USD
    Ceo
    Phillip R. Branch CPA
    Full Time Employees
    246
    Ipo Date
    1999-10-19
    City
    Philadelphia
    Address
    521 Main Street

    Check the

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    SIMILAR COMPANIES STI SCORE

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    Market Cap
    548.459T
    Industry
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    Sector
    Financial Services

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    Grupo Financiero Banorte, S.A.B. de C.V.

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    GBOOF
    Market Cap
    510.311B
    Industry
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    Turkiye Garanti Bankasi A.S.

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    15

    Symbol
    TKGBF
    Market Cap
    378.253B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    7.066
    P/S
    0.478
    P/B
    0.741
    Debt/Equity
    5.867
    EV/FCF
    0
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    4.270
    Earnings yield
    0.142
    Debt/assets
    0.182
    FUNDAMENTALS
    Net debt/ebidta
    46.387
    Interest coverage
    0
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.008
    Capex to operating cash flow
    0
    Capex to revenue
    0
    Capex to depreciation
    0
    Return on tangible assets
    0.003
    Debt to market cap
    7.935
    Piotroski Score
    6.000
    FUNDAMENTALS
    PEG
    0.377
    P/CF
    0
    P/FCF
    0
    RoA %
    0.325
    RoIC %
    1.875
    Gross Profit Margin %
    0
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    6.777
    Net-Net
    -282.472
    FUNDAMENTALS PER SHARE
    FCF per share
    0
    Revenue per share
    13.992
    Net income per share
    0.948
    Operating cash flow per share
    0
    Free cash flow per share
    0
    Cash per share
    0
    Book value per share
    9.042
    Tangible book value per share
    6.702
    Shareholders equity per share
    9.042
    Interest debt per share
    53.054
    TECHNICAL
    52 weeks high
    11.000
    52 weeks low
    6.560
    Current trading session High
    6.700
    Current trading session Low
    6.600
    DIVIDEND
    Dividend yield
    5.37%
    Payout ratio
    0.00%
    Years of div. Increase
    0
    Years of div.
    26.000
    Q-shift
    3.000
    Dividend per share
    0.360
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.040754717%
    Payout Ratio
    56.67919%
    P/E
    13.912
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -327.912
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.030764544%
    Payout Ratio
    43.942788%
    P/E
    14.208
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.027021008%
    Payout Ratio
    23.769654000000003%
    P/E
    8.909
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.01010101%
    Payout Ratio
    0%
    P/E
    17.922
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.025719268%
    Payout Ratio
    29.635537%
    P/E
    11.659
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.027382603%
    Payout Ratio
    18.729444%
    P/E
    17.203
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.016929364%
    Payout Ratio
    16.772346%
    P/E
    10.918
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.026143791%
    Payout Ratio
    0%
    P/E
    19.948
    DESCRIPTION

    Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and online and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.

    NEWS
    https://images.financialmodelingprep.com/news/swimmer-named-head-of-commercial-banking-at-citizens-mccree-20251007.jpg
    Swimmer Named Head of Commercial Banking at Citizens; McCree to Retire in March 2026

    businesswire.com

    2025-10-07 08:01:00

    PROVIDENCE, R.I.--(BUSINESS WIRE)-- #CBCI--Citizens Financial Group, Inc. (NYSE: CFG) today announced that Ted Swimmer, head of capital markets and advisory for Citizens Commercial Banking, has been named Head of Commercial Banking, effective immediately. Swimmer succeeds Don McCree, who will remain at Citizens as Chair of Commercial Banking until his retirement at the end of March 2026. “I want to thank Don for his significant contributions to Citizens' success and for his strong commitment to a seaml.

    https://images.financialmodelingprep.com/news/citizens-financials-nii-slips-in-1h25-can-fed-cuts-20251002.jpg
    Citizens Financial's NII Slips in 1H25: Can Fed Cuts Drive a Rebound?

    zacks.com

    2025-10-02 10:51:21

    Can CFG's NII rebound in 2025 as Fed cuts, asset yields and balance sheet discipline take hold? Let's explore now.

    https://images.financialmodelingprep.com/news/first-citizens-bancshares-inc-announces-date-of-third-quarter-2025-20251001.jpg
    First Citizens BancShares, Inc. Announces Date of Third Quarter 2025 Earnings Call

    prnewswire.com

    2025-10-01 16:30:00

    RALEIGH, N.C. , Oct. 1, 2025 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (NASDAQ: FCNCA) today announced that it will report its financial results for the quarter ended September 30, 2025, before the U.S. financial markets open on Thursday, October 23, 2025.

    https://images.financialmodelingprep.com/news/citizens-financial-group-announces-redemption-of-subordinated-notes-20251001.jpg
    Citizens Financial Group Announces Redemption of Subordinated Notes

    businesswire.com

    2025-10-01 10:19:00

    PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) today announced the redemption on November 3, 2025, of all of its outstanding 4.300% Fixed-Rate Subordinated Notes due December 3, 2025 (CUSIP No. 174610AK1) (the “Notes”). The redemption price for the Notes will be equal to 100% of principal amount of the Notes redeemed, plus any accrued and unpaid interest to, but excluding, the redemption date of November 3, 2025. In accordance with the indenture governing the Note.

    https://images.financialmodelingprep.com/news/first-citizens-appoints-new-leadership-in-south-carolina-and-20250930.jpg
    First Citizens Appoints New Leadership in South Carolina and Georgia

    prnewswire.com

    2025-09-30 08:00:00

    RALEIGH, N.C. , Sept. 30, 2025 /PRNewswire/ -- First Citizens Bank has named two new Area Executives in South Carolina and Georgia.

    https://images.financialmodelingprep.com/news/first-citizens-bank-announces-new-leadership-in-equipment-finance-20250929.jpg
    First Citizens Bank Announces New Leadership in Equipment Finance Group

    prnewswire.com

    2025-09-29 18:23:00

    RALEIGH, N.C. , Sept. 29, 2025 /PRNewswire/ -- First Citizens Bank today announced that Rod Versteegh, previously Global Business Unit President at DLL, has joined First Citizens as its new Equipment Finance Executive.

    https://images.financialmodelingprep.com/news/citizens-holding-company-announces-suspension-of-quarterly-cash-dividend-20250929.jpg
    Citizens Holding Company Announces Suspension of Quarterly Cash Dividend

    businesswire.com

    2025-09-29 18:00:00

    PHILADELPHIA, Miss.--(BUSINESS WIRE)--Citizens Holding Company (the “Company”) (OTCQX:CIZN) today announced the suspension of the Company's quarterly cash dividend on its common stock. Stacy Brantley, CEO of the Company, stated, “The Company is diligently engaged in the process of raising capital to further support recent growth. We believe these efforts, along with the Company's expanding profitability, will significantly enhance the Company's balance sheet and position the Company to continue.

    https://images.financialmodelingprep.com/news/citizens-financial-group-announces-third-quarter-2025-earnings-conference-20250929.jpg
    Citizens Financial Group Announces Third Quarter 2025 Earnings Conference Call Details

    businesswire.com

    2025-09-29 15:01:00

    PROVIDENCE, R.I.--(BUSINESS WIRE)--As previously announced, Citizens Financial Group, Inc. (NYSE: CFG) will report its third quarter 2025 earnings on October 15, 2025. The news release and supplemental materials will be available at http://investor.citizensbank.com. CFG management will host a live conference call that morning with details as follows: Time: 9:00 am (ET) Dial-in: To ask a question on the call, individuals may call in by dialing 800-369-1703, conference ID 3503262 For the listen o.

    https://images.financialmodelingprep.com/news/citizens-inc-provides-business-update-highlighting-its-growth-and-20250926.jpg
    Citizens, Inc. Provides Business Update Highlighting Its Growth and Operations Initiatives

    newsfilecorp.com

    2025-09-26 09:20:00

    Austin, Texas--(Newsfile Corp. - September 26, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, hosted a business update webcast on September 24, 2025 at 1:45 ET. The Company provided a positive overview of its operations and growth strategy.

    https://images.financialmodelingprep.com/news/citizens-financial-services-an-underappreciated-prospect-with-upside-20250922.jpg
    Citizens Financial Services: An Underappreciated Prospect With Upside

    seekingalpha.com

    2025-09-22 11:50:47

    Citizens Financial Services offers an appealing investment opportunity due to its solid growth, strong asset quality, and attractive valuation. CZFS has demonstrated consistent balance sheet expansion, improved net interest income, and superior return on assets and equity versus peers. Shares are the cheapest among comparable banks on a price-to-earnings and price-to-book basis, with a P/E below the industry-preferred maximum.

    https://images.financialmodelingprep.com/news/citizens-cia-moves-54-higher-will-this-strength-last-20250922.jpg
    Citizens (CIA) Moves 5.4% Higher: Will This Strength Last?

    zacks.com

    2025-09-22 10:41:11

    Citizens (CIA) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

    https://images.financialmodelingprep.com/news/citizens-financial-group-announces-prime-rate-change-20250917.jpg
    Citizens Financial Group Announces Prime Rate Change

    businesswire.com

    2025-09-17 17:22:00

    PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) announced today that Citizens Bank, N.A. has decreased its prime lending rate to 7.25 percent from 7.50 percent, effective Thursday, September 18, 2025. About Citizens Financial Group, Inc. Citizens Financial Group, Inc. is one of the nation's oldest and largest financial institutions, with $218.3 billion in assets as of June 30, 2025. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail.

    https://images.financialmodelingprep.com/news/citizens-inc-business-update-conference-call-and-webcast-on-20250917.jpeg
    Citizens, Inc. Business Update Conference Call and Webcast on September 24, 2025

    newsfilecorp.com

    2025-09-17 09:20:00

    Austin, Texas--(Newsfile Corp. - September 17, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today announced management will conduct a business update conference call and webcast on September 24, 2025 at 1:45 ET. Citizens' management will present and respond to questions during this event.

    https://images.financialmodelingprep.com/news/citizens-expands-workforce-development-commitment-to-20-million-20250916.jpg
    Citizens Expands Workforce Development Commitment to $20 Million

    businesswire.com

    2025-09-16 11:36:00

    PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens announced today a new $20 million commitment over the next three years (2026 to 2028) to support workforce development programs and long-term economic growth. The investment builds on the successful delivery of the bank's $10 million commitment across 2024 and 2025, which exceeded funding expectations in expanding access to upskilling, reskilling, and career pathways. Funding will continue to support nonprofits working to enhance educational and caree.

    https://images.financialmodelingprep.com/news/betterment-at-work-and-first-citizens-wealth-launch-401k-20250916.jpg
    Betterment at Work and First Citizens Wealth Launch 401(k) Solution for Business Clients

    prnewswire.com

    2025-09-16 09:00:00

    New digital offering provides First Citizens small and mid-size business clients with access to workplace retirement plans NEW YORK , Sept. 16, 2025 /PRNewswire/ --  Betterment at Work , a leading provider of modern, scalable 401(k) plans for growing businesses, today announced a partnership with  First Citizens Wealth.

    https://images.financialmodelingprep.com/news/citizens-financial-services-a-review-3-years-after-the-20250911.jpg
    Citizens Financial Services: A Review 3 Years After The Uplisting

    seekingalpha.com

    2025-09-11 10:30:00

    Citizens Financial Services delivered strong H1 results, with rising net interest income and a well-covered dividend payout ratio below 30%. The bank's loan book is conservatively managed, with most commercial real estate loans having low loan-to-value ratios and limited office exposure. Despite trading at a 40% premium to tangible book value, robust earnings and a low payout ratio suggest tangible book value will continue to grow rapidly.