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    Community Bank System, Inc. (CBU)

    Price:

    60.23 USD

    ( + 3.03 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    CBU
    Name
    Community Bank System, Inc.
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    60.230
    Market Cap
    3.184B
    Enterprise value
    4.061B
    Currency
    USD
    Ceo
    Dimitar A. Karaivanov
    Full Time Employees
    2730
    Website
    Ipo Date
    1985-11-26
    City
    Dewitt
    Address
    5790 Widewaters Parkway

    Check the

    KEY TAKEAWAYS

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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    The PNC Financial Services Group, Inc.

    VALUE SCORE:

    12

    Symbol
    PNC
    Market Cap
    79.427B
    Industry
    Banks - Regional
    Sector
    Financial Services

    2nd position

    Regions Financial Corporation

    VALUE SCORE:

    13

    Symbol
    RF
    Market Cap
    23.878B
    Industry
    Banks - Regional
    Sector
    Financial Services

    The best

    Synovus Financial Corp.

    VALUE SCORE:

    14

    Symbol
    SNV
    Market Cap
    7.022B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    16.333
    P/S
    3.257
    P/B
    1.733
    Debt/Equity
    0.470
    EV/FCF
    18.006
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    3.614
    Earnings yield
    0.061
    Debt/assets
    0.051
    FUNDAMENTALS
    Net debt/ebidta
    1.277
    Interest coverage
    1.696
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.054
    Capex to operating cash flow
    0.128
    Capex to revenue
    0.029
    Capex to depreciation
    0.992
    Return on tangible assets
    0.012
    Debt to market cap
    0.271
    Piotroski Score
    4.000
    FUNDAMENTALS
    PEG
    9.881
    P/CF
    14.136
    P/FCF
    16.227
    RoA %
    1.161
    RoIC %
    6.777
    Gross Profit Margin %
    57.383
    Quick Ratio
    0.063
    Current Ratio
    0.063
    Net Profit Margin %
    19.914
    Net-Net
    -266.304
    FUNDAMENTALS PER SHARE
    FCF per share
    3.717
    Revenue per share
    18.518
    Net income per share
    3.688
    Operating cash flow per share
    4.261
    Free cash flow per share
    3.717
    Cash per share
    15.806
    Book value per share
    34.749
    Tangible book value per share
    17.691
    Shareholders equity per share
    34.749
    Interest debt per share
    19.147
    TECHNICAL
    52 weeks high
    73.390
    52 weeks low
    49.440
    Current trading session High
    60.615
    Current trading session Low
    57.460
    DIVIDEND
    Dividend yield
    3.05%
    Payout ratio
    49.3%
    Years of div. Increase
    8.000
    Years of div.
    35.000
    Q-shift
    1.000
    Dividend per share
    1.840
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.03846154%
    Payout Ratio
    60.271597%
    P/E
    15.906
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.013844997%
    Payout Ratio
    25.656652%
    P/E
    18.900
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.027037175%
    Payout Ratio
    34.70433%
    P/E
    10.753
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.024307692%
    Payout Ratio
    36.497217%
    P/E
    15.429
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.032060027%
    Payout Ratio
    36.956048%
    P/E
    11.543
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.033691302%
    Payout Ratio
    38.750896000000004%
    P/E
    11.530
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.044852942%
    Payout Ratio
    -65.770715%
    P/E
    -15.629
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.030303031%
    Payout Ratio
    49.457473%
    P/E
    15.854
    DESCRIPTION

    Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management; and employee benefit services, as well as operates as a full-service insurance agency that offers personal and commercial lines of insurance, and other risk management products and services. Further, it provides contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration, fund administration, transfer agency, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting services. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and advisory products, as well as master recordkeeping services. As of January 24, 2022, it operated approximately 215 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York.

    NEWS
    https://images.financialmodelingprep.com/news/a-360degree-view-of-the-financial-sector-from-the-20250724.jpg
    A 360-degree view of the financial sector from the CEO of Community Financial System

    youtube.com

    2025-07-24 10:48:46

    Dimitar Karaivanov, the CEO of Community Financial System, the parent company of Community Bank, discusses the state of lending and whether consumers and businesses are feeling cautious or confident about the economy.

    https://images.financialmodelingprep.com/news/community-financial-system-inc-cbu-q2-2025-earnings-call-20250723.jpg
    Community Financial System, Inc. (CBU) Q2 2025 Earnings Call Transcript

    seekingalpha.com

    2025-07-23 05:08:08

    Community Financial System, Inc. (NYSE:CBU ) Q2 2025 Earnings Conference Call July 22, 2025 11:00 AM ET Company Participants Dimitar Karaivanov - President, CEO & Director Marya Wlos - Executive VP & CFO Conference Call Participants Sharanjit Cheema - D.A. Davidson & Co., Research Division Matthew Breese - Stephens Inc., Research Division David Konrad - Keefe, Bruyette, & Woods, Inc., Research Division Operator Good day, and welcome to the Community Financial Systems, Inc.'s Second Quarter 2025 Earnings Conference Call.

    https://images.financialmodelingprep.com/news/community-financials-eps-jumps-in-q2-20250722.jpg
    Community Financial's EPS Jumps in Q2

    fool.com

    2025-07-22 17:20:48

    Community Financial's EPS Jumps in Q2

    https://images.financialmodelingprep.com/news/heres-what-key-metrics-tell-us-about-community-financial-20250722.jpg
    Here's What Key Metrics Tell Us About Community Financial (CBU) Q2 Earnings

    zacks.com

    2025-07-22 10:30:32

    Although the revenue and EPS for Community Financial (CBU) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

    https://images.financialmodelingprep.com/news/community-financial-system-cbu-misses-q2-earnings-and-revenue-20250722.jpg
    Community Financial System (CBU) Misses Q2 Earnings and Revenue Estimates

    zacks.com

    2025-07-22 10:01:38

    Community Financial System (CBU) came out with quarterly earnings of $0.97 per share, missing the Zacks Consensus Estimate of $1.03 per share. This compares to earnings of $0.95 per share a year ago.

    https://images.financialmodelingprep.com/news/community-financial-system-inc-reports-second-quarter-2025-results-20250722.jpg
    Community Financial System, Inc. Reports Second Quarter 2025 Results

    businesswire.com

    2025-07-22 06:45:00

    SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Reports Second Quarter 2025 Results.

    https://images.financialmodelingprep.com/news/community-financial-system-inc-announces-increase-to-its-quarterly-dividend-20250716.jpg
    Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its 33rd Consecutive Year of Dividend Increases

    businesswire.com

    2025-07-16 16:30:00

    SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Financial System, Inc. Announces Increase To Its Quarterly Dividend Resulting In Its 33rd Consecutive Year of Dividend Increases.

    https://images.financialmodelingprep.com/news/community-financial-system-cbu-earnings-expected-to-grow-should-20250715.jpg
    Community Financial System (CBU) Earnings Expected to Grow: Should You Buy?

    zacks.com

    2025-07-15 11:01:38

    Community Financial (CBU) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

    https://images.financialmodelingprep.com/news/community-financial-system-network-expansion-deposit-repricing-are-the-biggest-20250628.jpg
    Community Financial System: Network Expansion, Deposit Re-Pricing Are The Biggest Earnings Catalysts

    seekingalpha.com

    2025-06-28 23:55:35

    Community Financial System: Network Expansion, Deposit Re-Pricing Are The Biggest Earnings Catalysts

    https://images.financialmodelingprep.com/news/santander-bank-announces-agreement-to-sell-seven-branches-to-community-20250625.jpg
    Santander Bank Announces Agreement to Sell Seven Branches to Community Bank, N.A.

    businesswire.com

    2025-06-25 06:45:00

    BOSTON--(BUSINESS WIRE)--Santander Bank, N.A. (“Santander Bank” or “Santander”) today announced that it has entered into an agreement with Community Bank, N.A. (“Community Bank”), a subsidiary of Community Financial System, Inc., for the sale of seven branches in the Allentown, Pennsylvania, area. The branches are located in Allentown, Bethlehem, Coopersburg, Easton, Emmaus and Whitehall. The agreement comes as Santander Bank continues to transform into a national, digital-first bank with branc.

    https://images.financialmodelingprep.com/news/community-bank-accelerates-greater-lehigh-valley-pa-expansion-20250625.jpg
    Community Bank Accelerates Greater Lehigh Valley PA Expansion

    businesswire.com

    2025-06-25 06:45:00

    SYRACUSE, N.Y.--(BUSINESS WIRE)--Community Bank Accelerates Greater Lehigh Valley PA Expansion.

    https://images.financialmodelingprep.com/news/community-financial-system-announces-second-quarter-2025-earnings-conference-20250623.jpg
    Community Financial System Announces Second Quarter 2025 Earnings Conference Call

    globenewswire.com

    2025-06-23 10:05:00

    SYRACUSE, N.Y., June 23, 2025 (GLOBE NEWSWIRE) -- Community Financial System, Inc. (NYSE: CBU) (the “Company”) will host a conference call to discuss its financial and operating results for the second quarter ended June 30, 2025.

    https://images.financialmodelingprep.com/news/community-financial-cbu-upgraded-to-buy-what-does-it-20250513.jpg
    Community Financial (CBU) Upgraded to Buy: What Does It Mean for the Stock?

    zacks.com

    2025-05-13 13:00:48

    Community Financial (CBU) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

    https://images.financialmodelingprep.com/news/community-financial-system-inc-cbu-q1-2025-earnings-call-transcript-20250429.jpg
    Community Financial System, Inc. (CBU) Q1 2025 Earnings Call Transcript

    seekingalpha.com

    2025-04-29 16:17:45

    Community Financial System, Inc. (NYSE:CBU ) Q1 2025 Earnings Conference Call April 29, 2025 11:00 AM ET Company Participants Dimitar Karaivanov - President & Chief Executive Officer Marya Wlos - Chief Financial Officer Joe Sutaris - Head, Investor Relations Conference Call Participants Frank Schiraldi - Piper Sandler Stephen Moss - Raymond James Matthew Breese - Stephens Inc. Chris O'Connell - KBW Manuel Navas - D.A. Davidson Operator Good day, and welcome to the Community Financial Systems Inc. First Quarter 2025 Earnings Conference Call.

    https://images.financialmodelingprep.com/news/community-financial-cbu-reports-q1-earnings-what-key-metrics-have-20250429.jpg
    Community Financial (CBU) Reports Q1 Earnings: What Key Metrics Have to Say

    zacks.com

    2025-04-29 10:35:43

    Although the revenue and EPS for Community Financial (CBU) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

    https://images.financialmodelingprep.com/news/community-financial-system-cbu-tops-q1-earnings-estimates-20250429.jpg
    Community Financial System (CBU) Tops Q1 Earnings Estimates

    zacks.com

    2025-04-29 08:55:23

    Community Financial System (CBU) came out with quarterly earnings of $0.93 per share, beating the Zacks Consensus Estimate of $0.91 per share. This compares to earnings of $0.82 per share a year ago.