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    Credit Acceptance Corporation (CACC)

    Price:

    476.75 USD

    ( + 2.19 USD)

    Your position:

    0 USD

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    Symbol
    CACC
    Name
    Credit Acceptance Corporation
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    Price
    476.750
    Market Cap
    5.358B
    Enterprise value
    11.794B
    Currency
    USD
    Ceo
    Kenneth S. Booth
    Full Time Employees
    2431
    Ipo Date
    1992-06-05
    City
    Southfield
    Address
    25505 West Twelve Mile Road

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    SIMILAR COMPANIES STI SCORE

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    Market Cap
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    Industry
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    Sector
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    Symbol
    CGABL
    Market Cap
    6.643B
    Industry
    Financial - Credit Services
    Sector
    Financial Services

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    Medallion Financial Corp.

    VALUE SCORE:

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    Symbol
    MFIN
    Market Cap
    237.813M
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    13.002
    P/S
    2.384
    P/B
    3.549
    Debt/Equity
    4.162
    EV/FCF
    10.166
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    5.012
    Earnings yield
    0.077
    Debt/assets
    0.742
    FUNDAMENTALS
    Net debt/ebidta
    11.352
    Interest coverage
    0
    Research And Developement To Revenue
    0
    Intangile to total assets
    0
    Capex to operating cash flow
    0.002
    Capex to revenue
    0.001
    Capex to depreciation
    0.107
    Return on tangible assets
    0.049
    Debt to market cap
    1.208
    Piotroski Score
    6.000
    FUNDAMENTALS
    PEG
    0.271
    P/CF
    4.972
    P/FCF
    4.835
    RoA %
    4.864
    RoIC %
    5.994
    Gross Profit Margin %
    71.140
    Quick Ratio
    19.003
    Current Ratio
    19.003
    Net Profit Margin %
    18.884
    Net-Net
    -569.426
    FUNDAMENTALS PER SHARE
    FCF per share
    95.740
    Revenue per share
    194.176
    Net income per share
    36.668
    Operating cash flow per share
    95.887
    Free cash flow per share
    95.740
    Cash per share
    49.447
    Book value per share
    134.327
    Tangible book value per share
    134.327
    Shareholders equity per share
    134.327
    Interest debt per share
    559.114
    TECHNICAL
    52 weeks high
    560.000
    52 weeks low
    409.220
    Current trading session High
    477.760
    Current trading session Low
    471.520
    DIVIDEND
    Dividend yield
    0.00%
    Payout ratio
    0.00%
    Years of div. Increase
    0
    Years of div.
    0
    Q-shift
    Dividend per share
    0
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Brokers
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    45.571
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    Country
    US
    Sector
    Consumer Cyclical
    Industry
    Auto - Parts
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    20.882
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Mortgages
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -10.951
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.011294117%
    Payout Ratio
    23.271756%
    P/E
    21.287
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    10.610
    DESCRIPTION

    Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

    NEWS
    https://images.financialmodelingprep.com/news/credit-acceptance-named-to-2025-crains-fast-50-list-20250814.jpg
    Credit Acceptance Named to 2025 Crain's Fast 50 List

    globenewswire.com

    2025-08-14 16:02:00

    Southfield, Michigan, Aug. 14, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named to the 2025 Crain's Fast 50 list for the ninth time.

    https://images.financialmodelingprep.com/news/heres-what-key-metrics-tell-us-about-credit-acceptance-20250801.jpg
    Here's What Key Metrics Tell Us About Credit Acceptance (CACC) Q2 Earnings

    zacks.com

    2025-08-01 10:30:13

    Although the revenue and EPS for Credit Acceptance (CACC) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

    https://images.financialmodelingprep.com/news/caccs-q2-earnings-lag-on-high-costs-finance-charges-20250801.jpg
    CACC's Q2 Earnings Lag on High Costs, Finance Charges Provide Support

    zacks.com

    2025-08-01 09:05:43

    Credit Acceptance's Q2 earnings fall short on surging expenses, but finance charges, loan growth and a fall in provisions help cushion the blow.

    https://images.financialmodelingprep.com/news/cacc-q2-eps-drops-17-20250801.jpg
    CACC Q2 EPS Drops 17%

    fool.com

    2025-08-01 07:33:57

    CACC Q2 EPS Drops 17%

    https://images.financialmodelingprep.com/news/credit-acceptance-corporation-cacc-q2-2025-earnings-call-transcript-20250731.jpg
    Credit Acceptance Corporation (CACC) Q2 2025 Earnings Call Transcript

    seekingalpha.com

    2025-07-31 19:52:58

    Credit Acceptance Corporation (NASDAQ:CACC ) Q2 2025 Earnings Conference Call July 31, 2025 5:00 PM ET Company Participants Jay Brinkley - Senior Vice President & Treasurer Jay D. Martin - Chief Financial Officer Kenneth S.

    https://images.financialmodelingprep.com/news/credit-acceptance-cacc-q2-earnings-and-revenues-lag-estimates-20250731.jpg
    Credit Acceptance (CACC) Q2 Earnings and Revenues Lag Estimates

    zacks.com

    2025-07-31 18:11:10

    Credit Acceptance (CACC) came out with quarterly earnings of $8.56 per share, missing the Zacks Consensus Estimate of $9.84 per share. This compares to a loss of $3.83 per share a year ago.

    https://images.financialmodelingprep.com/news/credit-acceptance-announces-second-quarter-2025-results-20250731.jpg
    Credit Acceptance Announces Second Quarter 2025 Results

    globenewswire.com

    2025-07-31 16:01:00

    Southfield, Michigan, July 31, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidated net income of $87.4 million, or $7.42 per diluted share, for the three months ended June 30, 2025. Adjusted net income, a non-GAAP financial measure, for the three months ended June 30, 2025 was $100.8 million, or $8.56 per diluted share.

    https://images.financialmodelingprep.com/news/credit-acceptance-announces-extension-of-revolving-secured-warehouse-facility-20250730.jpg
    Credit Acceptance Announces Extension of Revolving Secured Warehouse Facility

    globenewswire.com

    2025-07-30 16:02:00

    Southfield, Michigan, July 30, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we extended the date on which our $300.0 million revolving secured warehouse facility will cease to revolve from December 29, 2026 to July 30, 2028. The interest rate on borrowings under the facility has been decreased from the Secured Overnight Financing Rate (“SOFR”) plus 221.4 basis points to SOFR plus 205 basis points. There were no other material changes to the terms of the facility.

    https://images.financialmodelingprep.com/news/credit-acceptance-announces-timing-of-second-quarter-2025-earnings-20250724.jpg
    Credit Acceptance Announces Timing of Second Quarter 2025 Earnings Release and Webcast

    globenewswire.com

    2025-07-24 16:02:00

    Southfield, Michigan, July 24, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we expect to issue a news release with our second quarter 2025 earnings on Thursday, July 31, 2025, after the market closes. A webcast is scheduled for Thursday, July 31, 2025, at 5:00 p.m. Eastern Time to discuss second quarter 2025 earnings.

    https://images.financialmodelingprep.com/news/credit-acceptance-cacc-earnings-expected-to-grow-should-you-20250723.jpg
    Credit Acceptance (CACC) Earnings Expected to Grow: Should You Buy?

    zacks.com

    2025-07-23 11:07:23

    Credit Acceptance (CACC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

    https://images.financialmodelingprep.com/news/credit-acceptance-named-2025-top-workplace-in-financial-services-20250717.jpg
    Credit Acceptance Named 2025 Top Workplace in Financial Services

    globenewswire.com

    2025-07-17 16:02:00

    Southfield, Michigan, July 17, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named a 2025 Top Workplace in Financial Services for the second consecutive year. We ranked #4 in the 1,000+ employee size category, up five spots from last year.

    https://images.financialmodelingprep.com/news/credit-acceptance-announces-extension-of-revolving-secured-warehouse-facility-20250711.jpg
    Credit Acceptance Announces Extension of Revolving Secured Warehouse Facility

    globenewswire.com

    2025-07-11 16:02:00

    Southfield, Michigan, July 11, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we extended the date on which our $75.0 million revolving secured warehouse facility will cease to revolve from September 30, 2026, to September 30, 2028. The interest rate on borrowings under the facility has decreased from the Secured Overnight Financing Rate (“SOFR”) plus 210 basis points to SOFR plus 185 basis points. The amendment has also decreased the servicing fee from 6.0% to 4.0% of collections on the underlying consumer loans. There were no other material changes to the terms of the facility.

    https://images.financialmodelingprep.com/news/credit-acceptance-announces-extension-of-revolving-secured-line-of-20250624.jpg
    Credit Acceptance Announces Extension of Revolving Secured Line of Credit Facility

    globenewswire.com

    2025-06-24 16:02:00

    Southfield, Michigan, June 24, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we have extended the maturity of our revolving secured line of credit facility with a commercial bank syndicate from June 22, 2027 to June 22, 2028.

    https://images.financialmodelingprep.com/news/why-is-credit-acceptance-cacc-up-33-since-last-20250530.jpg
    Why Is Credit Acceptance (CACC) Up 3.3% Since Last Earnings Report?

    zacks.com

    2025-05-30 12:37:35

    Credit Acceptance (CACC) reported earnings 30 days ago. What's next for the stock?

    https://images.financialmodelingprep.com/news/caccs-q1-earnings-miss-stock-gains-26-on-higher-20250501.jpg
    CACC's Q1 Earnings Miss, Stock Gains 2.6% on Higher Finance Charges

    zacks.com

    2025-05-01 08:05:36

    Higher operating expenses hurt Credit Acceptance's Q1 earnings, while a rise in revenues, lower provisions and an increase in net loan receivables offer support.

    https://images.financialmodelingprep.com/news/credit-acceptance-corporation-cacc-q1-2025-earnings-call-transcript-20250430.jpg
    Credit Acceptance Corporation (CACC) Q1 2025 Earnings Call Transcript

    seekingalpha.com

    2025-04-30 22:08:55

    Credit Acceptance Corporation (NASDAQ:CACC ) Q1 2025 Earnings Call April 30, 2025 5:00 PM ET Company Participants Jay Martin - Chief Financial Officer Ken Booth - Chief Executive Officer Doug Busk - Chief Treasury Officer Jay Brinkley - Senior Vice President and Treasurer Conference Call Participants Moshe Orenbuch - TD Cowen Robert Wildhack - Autonomous Research John Rowan - Janney Jordan Hymowitz - Philadelphia Financial Operator Good day, everyone and welcome to the Credit Acceptance Corporation First Quarter 2025 Earnings Call. Today's call is being recorded.