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    Bank of the James Financial Group, Inc. (BOTJ)

    Price:

    18.01 USD

    ( - -0.35 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    BOTJ
    Name
    Bank of the James Financial Group, Inc.
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    18.010
    Market Cap
    81.826M
    Enterprise value
    68.158M
    Currency
    USD
    Ceo
    Robert R. Chapman
    Full Time Employees
    162
    Ipo Date
    2000-08-10
    City
    Lynchburg
    Address
    828 Main Street

    Check the

    KEY TAKEAWAYS

    ASK OUR AI ABOUT THE COMPANY (REGISTER FOR EARLY ACCESS)
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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    Grupo Financiero Galicia S.A.

    VALUE SCORE:

    10

    Symbol
    GGAL
    Market Cap
    11.203T
    Industry
    Banks - Regional
    Sector
    Financial Services

    2nd position

    First Merchants Corporation

    VALUE SCORE:

    14

    Symbol
    FRME
    Market Cap
    2.239B
    Industry
    Banks - Regional
    Sector
    Financial Services

    The best

    Bank OZK

    VALUE SCORE:

    15

    Symbol
    OZK
    Market Cap
    5.521B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    10.337
    P/S
    1.640
    P/B
    1.063
    Debt/Equity
    0.115
    EV/FCF
    5.539
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    1.247
    Earnings yield
    0.097
    Debt/assets
    0.009
    FUNDAMENTALS
    Net debt/ebidta
    -3.222
    Interest coverage
    0.679
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.008
    Capex to operating cash flow
    0.029
    Capex to revenue
    0.007
    Capex to depreciation
    0.198
    Return on tangible assets
    0.008
    Debt to market cap
    0.108
    Piotroski Score
    5.000
    FUNDAMENTALS
    PEG
    0.967
    P/CF
    7.071
    P/FCF
    7.286
    RoA %
    0.778
    RoIC %
    3.031
    Gross Profit Margin %
    22.788
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    15.867
    Net-Net
    -156.261
    FUNDAMENTALS PER SHARE
    FCF per share
    2.472
    Revenue per share
    10.981
    Net income per share
    1.742
    Operating cash flow per share
    2.547
    Free cash flow per share
    2.472
    Cash per share
    50.834
    Book value per share
    16.446
    Tangible book value per share
    14.606
    Shareholders equity per share
    16.942
    Interest debt per share
    5.098
    TECHNICAL
    52 weeks high
    18.500
    52 weeks low
    11.560
    Current trading session High
    18.400
    Current trading session Low
    18.010
    DIVIDEND
    Dividend yield
    2.22%
    Payout ratio
    23.0%
    Years of div. Increase
    4.000
    Years of div.
    12.000
    Q-shift
    3.000
    Dividend per share
    0.400
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.039329935%
    Payout Ratio
    52.75524%
    P/E
    13.418
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0026851045%
    Payout Ratio
    2.5210898%
    P/E
    9.100
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0.701565%
    P/E
    19.680
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.014098691%
    Payout Ratio
    -26.723554999999998%
    P/E
    -11.985
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.019444445%
    Payout Ratio
    26.716873000000003%
    P/E
    15.021
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.030635837%
    Payout Ratio
    35.817942%
    P/E
    11.443
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Asset Management
    Dividend yield
    0.055276383%
    Payout Ratio
    31.666666%
    P/E
    7.882
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.01525553%
    Payout Ratio
    25.39996%
    P/E
    16.771
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    -18.825194%
    P/E
    -54.855
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.065808296%
    Payout Ratio
    70.983434%
    P/E
    10.136
    DESCRIPTION

    Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also offers loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it provides other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company offers securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. It operates through a network of 16 full-service offices, 2 limited-service offices, and 1 residential mortgage loan production office. The company was founded in 1998 and is headquartered in Lynchburg, Virginia.

    NEWS
    https://images.financialmodelingprep.com/news/bank-of-the-james-q3-earnings-rise-yy-profit-20251104.jpg
    Bank of the James Q3 Earnings Rise Y/Y, Profit Margin Expands

    zacks.com

    2025-11-04 13:51:05

    BOTJ reports record Q3 profit, margin gains and strong loan growth, driving shareholder value.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-cfocio-transition-and-appointment-20251030.jpg
    Bank of the James Announces CFO–CIO Transition and Appointment of New Chief Financial Officer

    globenewswire.com

    2025-10-30 16:30:00

    LYNCHBURG, Va., Oct. 30, 2025 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced changes to the Bank's executive leadership to improve oversight and better coordinate financial and investment approaches.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-third-quarter-first-nine-months-20251030.jpg
    Bank of the James Announces Third Quarter, First Nine Months of 2025 Financial Results

    globenewswire.com

    2025-10-30 16:30:00

    Bank of the James Reports Record Quarterly Earnings and Margin Expansion Loan Growth, Stable Funding Costs, and Exceptional Asset Quality Drive Record Profitability

    https://images.financialmodelingprep.com/news/correcting-and-replacing-bank-of-the-james-announces-second-20250805.jpg
    CORRECTING and REPLACING "Bank of the James Announces Second Quarter, First Half of 2025 Financial Results"; Corrects Typos in Narrative Related to Total Assets and Loan Balances

    globenewswire.com

    2025-08-05 08:27:00

    LYNCHBURG, Va., Aug. 05, 2025 (GLOBE NEWSWIRE) -- In a release issued under the same headline earlier today by Bank of the James Financial Group, Inc. (NASDAQ:BOTJ), please note that typos have been corrected in the 10th bullet point and the "Balance Sheet" section of the narrative, relating to total assets and loan balance amounts; where total assets of $1.04 billion should have been $1.004 billion, and loan balances of $649.09 at June 30, 2025 and $636.55 at December 31, 2024 should have been labeled as "million" amounts.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-first-quarter-of-2025financial-20250430.jpg
    Bank of the James Announces First Quarter of 2025 Financial Results

    globenewswire.com

    2025-04-30 14:00:00

    LYNCHBURG, Va., April 30, 2025 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three month period ended March 31, 2025.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-fourth-quarter-full-year-20250131.jpg
    Bank of the James Announces Fourth Quarter, Full Year of 2024 Financial Results and Declaration of Dividend

    globenewswire.com

    2025-01-31 12:00:00

    LYNCHBURG, Va., Jan. 31, 2025 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three month and 12 month periods ended December 31, 2024.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-third-quarter-first-nine-20241025.jpg
    Bank of the James Announces Third Quarter, First Nine Months of 2024 Financial Results and Declaration of Dividend

    globenewswire.com

    2024-10-25 12:00:00

    LYNCHBURG, Va., Oct. 25, 2024 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three month and nine month periods ended September 30, 2024.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-second-quarter-first-half-20240726.jpg
    Bank of the James Announces Second Quarter, First Half of 2024 Financial Results and Declaration of Dividend

    globenewswire.com

    2024-07-26 12:00:00

    LYNCHBURG, Va., July 26, 2024 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three month and six month periods ended June 30, 2024.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-first-quarter-of-2024financial-20240426.jpg
    Bank of the James Announces First Quarter of 2024 Financial Results and Declaration of Dividend

    globenewswire.com

    2024-04-26 12:00:00

    LYNCHBURG, Va., April 26, 2024 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three month period ended March 31, 2024.

    https://images.financialmodelingprep.com/news/21-upcoming-dividend-increases-including-2-kings-20240223.jpg
    21 Upcoming Dividend Increases Including 2 Kings

    seekingalpha.com

    2024-02-23 03:48:17

    Dividend Kings S&P Global and Genuine Parts Company extend their streaks with modest increases. The average dividend increase this week is 8.28% and the median is 7%.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-fourth-quarter-full-year-of-20240202.jpg
    Bank of the James Announces Fourth Quarter, Full Year of 2023 Financial Results and Declaration of Increased Dividend

    globenewswire.com

    2024-02-02 13:15:00

    LYNCHBURG, Va., Feb. 02, 2024 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three and 12 month periods ended December 31, 2023.

    https://images.financialmodelingprep.com/news/bank-of-the-james-financial-group-inc-announces-quarterly-20240119.jpg
    Bank of the James Financial Group, Inc. Announces Quarterly Dividend; Increases Quarterly Dividend by 25%

    globenewswire.com

    2024-01-19 12:30:00

    LYNCHBURG, Va., Jan. 19, 2024 (GLOBE NEWSWIRE) -- On January 16, 2024, the Board of Directors of Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc., an SEC-registered investment advisor, declared a cash dividend in the amount of $0.10 per common share. This is an increase of $0.02 per common share, or 25%, from the dividend declared in October 2023. The dividend is payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-third-quarter-nine-months-20231020.jpg
    Bank of the James Announces Third Quarter, Nine Months of 2023 Financial Results and Declaration of Dividend

    globenewswire.com

    2023-10-20 12:25:00

    LYNCHBURG, Va., Oct. 20, 2023 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three and nine month periods ended September 30, 2023.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-second-quarter-first-half-20230721.jpg
    Bank of the James Announces Second Quarter, First Half of 2023 Financial Results and Declaration of Dividend

    globenewswire.com

    2023-07-21 12:00:00

    LYNCHBURG, Va., July 21, 2023 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three month and six month periods ended June 30, 2023.

    https://images.financialmodelingprep.com/news/bank-of-the-james-financial-group-announces-promotion-of-20211013.jpg
    Bank of the James Financial Group Announces Promotion of Michael A. Syrek to President of Bank of the James

    globenewswire.com

    2021-10-13 14:18:00

    LYNCHBURG, Va., Oct. 13, 2021 (GLOBE NEWSWIRE) -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank serving Region 2000 (the greater Lynchburg MSA), and the Blacksburg, Charlottesville, Harrisonburg, Lexington, and Roanoke, Virginia markets, today announced the promotion of Michael A. Syrek to President of the Bank.

    https://images.financialmodelingprep.com/news/bank-of-the-james-announces-second-quarter-first-half-20210723.jpg
    Bank of the James Announces Second Quarter, First Half 2021 Financial Results and Declaration of Dividend

    globenewswire.com

    2021-07-23 12:00:00

    Asset Quality, Commercial Banking Momentum, Active Mortgage Lending Asset Quality, Commercial Banking Momentum, Active Mortgage Lending