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    Atlanticus Holdings Corporation (ATLC)

    Price:

    64.47 USD

    ( - -1.50 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    ATLC
    Name
    Atlanticus Holdings Corporation
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    Price
    64.465
    Market Cap
    976.099M
    Enterprise value
    2.828B
    Currency
    USD
    Ceo
    Jeffrey A. Howard
    Full Time Employees
    417
    Ipo Date
    1999-04-23
    City
    Atlanta
    Address
    Five Concourse Parkway

    Check the

    KEY TAKEAWAYS

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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    SoFi Technologies, Inc.

    VALUE SCORE:

    6

    Symbol
    SOFI
    Market Cap
    32.896B
    Industry
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    Sector
    Financial Services

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    Qfin Holdings, Inc.

    VALUE SCORE:

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    Symbol
    QFIN
    Market Cap
    9.096B
    Industry
    Financial - Credit Services
    Sector
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    Medallion Financial Corp.

    VALUE SCORE:

    13

    Symbol
    MFIN
    Market Cap
    245.365M
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    8.319
    P/S
    0.718
    P/B
    1.638
    Debt/Equity
    9.092
    EV/FCF
    11.841
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    4.273
    Earnings yield
    0.120
    Debt/assets
    0.757
    FUNDAMENTALS
    Net debt/ebidta
    23.344
    Interest coverage
    1.239
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.005
    Capex to operating cash flow
    0.008
    Capex to revenue
    0.003
    Capex to depreciation
    0.573
    Return on tangible assets
    0.016
    Debt to market cap
    5.490
    Piotroski Score
    6.000
    FUNDAMENTALS
    PEG
    -7.526
    P/CF
    1.999
    P/FCF
    2.037
    RoA %
    1.639
    RoIC %
    17.468
    Gross Profit Margin %
    114.535
    Quick Ratio
    0.096
    Current Ratio
    0.096
    Net Profit Margin %
    8.539
    Net-Net
    -395.861
    FUNDAMENTALS PER SHARE
    FCF per share
    32.754
    Revenue per share
    90.757
    Net income per share
    7.749
    Operating cash flow per share
    33.004
    Free cash flow per share
    32.754
    Cash per share
    35.115
    Book value per share
    41.717
    Tangible book value per share
    39.587
    Shareholders equity per share
    39.349
    Interest debt per share
    362.480
    TECHNICAL
    52 weeks high
    78.910
    52 weeks low
    41.370
    Current trading session High
    66.980
    Current trading session Low
    64.320
    DIVIDEND
    Dividend yield
    0.00%
    Payout ratio
    13.9%
    Years of div. Increase
    0
    Years of div.
    0
    Q-shift
    Dividend per share
    0
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.13178295%
    Payout Ratio
    177.7125%
    P/E
    12.180
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Specialty
    Dividend yield
    0.029964328%
    Payout Ratio
    48.480000000000004%
    P/E
    16.151
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.02333889%
    Payout Ratio
    26.523688%
    P/E
    11.488
    logo

    Country
    CN
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.09310873%
    Payout Ratio
    0%
    P/E
    2.427
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    14.902
    logo

    Country
    CN
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    8.834
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0450211%
    Payout Ratio
    62.23882%
    P/E
    13.809
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Asset Management
    Dividend yield
    0.10472541%
    Payout Ratio
    120.99210000000001%
    P/E
    9.485
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.024928367%
    Payout Ratio
    34.346142%
    P/E
    11.526
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    13.418
    DESCRIPTION

    Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.

    NEWS
    https://images.financialmodelingprep.com/news/atlanticus-refinances-securitization-facility-20251210.jpg
    Atlanticus Refinances Securitization Facility

    globenewswire.com

    2025-12-10 16:15:00

    ATLANTA, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (Atlanticus, the Company, we, our or us), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that on December 4, 2025, the Mercury subsidiaries of Atlanticus refinanced an existing $750 million term securitization. The new bonds are for three years, have more favorable structural elements, and achieved an immediate 200+ basis point reduction in the coupon rate, when compared to the bonds they replaced.

    https://images.financialmodelingprep.com/news/atlanticus-announces-approval-of-quarterly-preferred-stock-dividend-20251112.jpg
    Atlanticus Announces Approval of Quarterly Preferred Stock Dividend

    globenewswire.com

    2025-11-12 16:15:00

    ATLANTA, Nov. 12, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we” or “our”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that its Board of Directors approved a quarterly dividend of $0.476563 per share to Series B Cumulative Perpetual Preferred shareholders. The cash dividend will be paid on or about December 15, 2025 to holders of record of Atlanticus' Series B Cumulative Perpetual Preferred Stock on the close of business on December 1, 2025.

    https://images.financialmodelingprep.com/news/atlanticus-holdings-corporation-atlc-tops-q3-earnings-and-revenue-20251110.jpg
    Atlanticus Holdings Corporation (ATLC) Tops Q3 Earnings and Revenue Estimates

    zacks.com

    2025-11-10 10:31:00

    Atlanticus Holdings Corporation (ATLC) came out with quarterly earnings of $1.48 per share, beating the Zacks Consensus Estimate of $1.34 per share. This compares to earnings of $1.27 per share a year ago.

    https://images.financialmodelingprep.com/news/prog-holdings-announces-sale-of-vive-credit-card-receivables-20251022.jpg
    PROG Holdings Announces Sale of Vive Credit Card Receivables Portfolio to Atlanticus

    businesswire.com

    2025-10-22 07:10:00

    SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Four Technologies, and Build, today announced the sale of its Vive Financial credit card receivables portfolio to Atlanticus Holdings Corporation (NASDAQ: ATLC). The transaction is expected to improve PROG Holdings' capital efficiency and profitability profile while maintaining access to second-look credit solutions for near and below-prime consumers. “Today's announcement refle.

    https://images.financialmodelingprep.com/news/are-investors-undervaluing-atlanticus-atlc-right-now-20251002.jpg
    Are Investors Undervaluing Atlanticus (ATLC) Right Now?

    zacks.com

    2025-10-02 10:41:52

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/strength-seen-in-atlanticus-atlc-can-its-55-jump-20250916.jpg
    Strength Seen in Atlanticus (ATLC): Can Its 5.5% Jump Turn into More Strength?

    zacks.com

    2025-09-16 14:40:13

    Atlanticus (ATLC) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

    https://images.financialmodelingprep.com/news/should-value-investors-buy-atlanticus-atlc-stock-20250916.jpg
    Should Value Investors Buy Atlanticus (ATLC) Stock?

    zacks.com

    2025-09-16 10:41:50

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/atlanticus-holdings-corporation-atlc-hit-a-52-week-high-20250916.jpg
    Atlanticus Holdings Corporation (ATLC) Hit a 52 Week High, Can the Run Continue?

    zacks.com

    2025-09-16 10:16:05

    Atlanticus (ATLC) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

    https://images.financialmodelingprep.com/news/atlanticus-announces-acquisition-of-mercury-financial-llc-20250911.jpg
    Atlanticus Announces Acquisition of Mercury Financial LLC

    globenewswire.com

    2025-09-11 17:00:00

    ATLANTA, Sept. 11, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus”, the “Company”, “we”, “our” or “us”), announced today that it has acquired Mercury Financial LLC (“Mercury”). Mercury is a leading data- and tech-centric credit card platform utilized by bank partners to provide credit cards to near-prime consumers in the U.S. At the closing, Mercury became a wholly-owned subsidiary of Atlanticus. An accompanying transaction presentation is available in the Investors section of the Company's website at www.atlanticus.com or by clicking here .

    https://images.financialmodelingprep.com/news/atlanticus-announces-approval-of-quarterly-preferred-stock-dividend-20250821.jpg
    Atlanticus Announces Approval of Quarterly Preferred Stock Dividend

    globenewswire.com

    2025-08-21 16:15:00

    ATLANTA, Aug. 21, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we” or “our”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that its Board of Directors approved a quarterly dividend of $0.476563 per share to Series B Cumulative Perpetual Preferred shareholders. The cash dividend will be paid on or about September 15, 2025 to holders of record of Atlanticus' Series B Cumulative Perpetual Preferred Stock on the close of business on September 1, 2025.

    https://images.financialmodelingprep.com/news/atlanticus-holdings-corporation-atlc-tops-q2-earnings-and-revenue-20250807.jpg
    Atlanticus Holdings Corporation (ATLC) Tops Q2 Earnings and Revenue Estimates

    zacks.com

    2025-08-07 21:01:08

    Atlanticus Holdings Corporation (ATLC) came out with quarterly earnings of $1.51 per share, beating the Zacks Consensus Estimate of $1.3 per share. This compares to earnings of $0.99 per share a year ago.

    https://images.financialmodelingprep.com/news/atlanticus-reports-second-quarter-2025-financial-results-20250807.jpg
    Atlanticus Reports Second Quarter 2025 Financial Results

    globenewswire.com

    2025-08-07 18:35:00

    Second Quarter 2025 net margin growth of 35.8% over prior year, with 4.0 million accounts served (1)

    https://images.financialmodelingprep.com/news/atlanticus-holdings-corporation-atlc-earnings-expected-to-grow-what-20250807.jpg
    Atlanticus Holdings Corporation (ATLC) Earnings Expected to Grow: What to Know Ahead of Q2 Release

    zacks.com

    2025-08-07 11:01:08

    Atlanticus (ATLC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

    https://images.financialmodelingprep.com/news/atlanticus-announces-approval-of-quarterly-preferred-stock-dividend-20250513.jpg
    Atlanticus Announces Approval of Quarterly Preferred Stock Dividend

    globenewswire.com

    2025-05-13 17:00:00

    ATLANTA, May 13, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we” or “our”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that its Board of Directors approved a quarterly dividend of $0.476563 per share to Series B Cumulative Perpetual Preferred shareholders. The cash dividend will be paid on or about June 16, 2025 to holders of record of Atlanticus' Series B Cumulative Perpetual Preferred Stock on the close of business on June 1, 2025.

    https://images.financialmodelingprep.com/news/atlanticus-holdings-corporation-atlc-tops-q1-earnings-and-revenue-20250508.jpg
    Atlanticus Holdings Corporation (ATLC) Tops Q1 Earnings and Revenue Estimates

    zacks.com

    2025-05-08 20:20:35

    Atlanticus Holdings Corporation (ATLC) came out with quarterly earnings of $1.49 per share, beating the Zacks Consensus Estimate of $1.33 per share. This compares to earnings of $1.09 per share a year ago.

    https://images.financialmodelingprep.com/news/atlanticus-reports-first-quarter-2025-financial-results-20250508.jpg
    Atlanticus Reports First Quarter 2025 Financial Results

    globenewswire.com

    2025-05-08 17:55:00

    First Quarter 2025 net margin growth of 26.4% over prior year, with 3.8 million accounts served (1)