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    Atlanticus Holdings Corporation (ATLC)

    Price:

    52.65 USD

    ( + 0.09 USD)

    Your position:

    0 USD

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    Symbol
    ATLC
    Name
    Atlanticus Holdings Corporation
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    Price
    52.650
    Market Cap
    797.202M
    Enterprise value
    2.952B
    Currency
    USD
    Ceo
    Jeffrey A. Howard
    Full Time Employees
    417
    Ipo Date
    1999-04-23
    City
    Atlanta
    Address
    Five Concourse Parkway

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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    Atlanticus Holdings Corporation 9.25% Senior Notes due 2029

    VALUE SCORE:

    6

    Symbol
    ATLCZ
    Market Cap
    797.417M
    Industry
    Financial - Credit Services
    Sector
    Financial Services

    2nd position

    Qfin Holdings, Inc.

    VALUE SCORE:

    12

    Symbol
    QFIN
    Market Cap
    13.254B
    Industry
    Financial - Credit Services
    Sector
    Financial Services

    The best

    Medallion Financial Corp.

    VALUE SCORE:

    13

    Symbol
    MFIN
    Market Cap
    235.227M
    Industry
    Financial - Credit Services
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    6.727
    P/S
    1.351
    P/B
    1.265
    Debt/Equity
    9.631
    EV/FCF
    13.187
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    10.901
    Earnings yield
    0.149
    Debt/assets
    0.856
    FUNDAMENTALS
    Net debt/ebidta
    35.106
    Interest coverage
    0.693
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.005
    Capex to operating cash flow
    0.013
    Capex to revenue
    0.011
    Capex to depreciation
    0.992
    Return on tangible assets
    0.017
    Debt to market cap
    7.603
    Piotroski Score
    5.000
    FUNDAMENTALS
    PEG
    -5.945
    P/CF
    1.611
    P/FCF
    1.634
    RoA %
    1.672
    RoIC %
    1.652
    Gross Profit Margin %
    60.621
    Quick Ratio
    6.191
    Current Ratio
    6.191
    Net Profit Margin %
    20.058
    Net-Net
    -398.697
    FUNDAMENTALS PER SHARE
    FCF per share
    32.256
    Revenue per share
    39.020
    Net income per share
    7.827
    Operating cash flow per share
    32.684
    Free cash flow per share
    32.256
    Cash per share
    28.103
    Book value per share
    41.312
    Tangible book value per share
    39.204
    Shareholders equity per share
    41.612
    Interest debt per share
    415.388
    TECHNICAL
    52 weeks high
    78.910
    52 weeks low
    41.370
    Current trading session High
    53.340
    Current trading session Low
    52.210
    DIVIDEND
    Dividend yield
    0.00%
    Payout ratio
    13.6%
    Years of div. Increase
    0
    Years of div.
    0
    Q-shift
    Dividend per share
    0
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.13607776%
    Payout Ratio
    122.88394%
    P/E
    9.023
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Specialty
    Dividend yield
    0.03145282%
    Payout Ratio
    280.55556%
    P/E
    89.044
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.023605151%
    Payout Ratio
    25.219893%
    P/E
    10.921
    logo

    Country
    CN
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0.10099668%
    Payout Ratio
    0%
    P/E
    1.880
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    9.873
    logo

    Country
    CN
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    4.448
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.045728803%
    Payout Ratio
    62.957240000000006%
    P/E
    13.585
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Asset Management
    Dividend yield
    0.112560056%
    Payout Ratio
    99.33165000000001%
    P/E
    8.825
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.02595449%
    Payout Ratio
    37.02304%
    P/E
    10.601
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    15.036
    DESCRIPTION

    Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.

    NEWS
    https://images.financialmodelingprep.com/news/atlanticus-announces-approval-of-quarterly-preferred-stock-dividend-20260203.jpg
    Atlanticus Announces Approval of Quarterly Preferred Stock Dividend

    globenewswire.com

    2026-02-03 16:15:00

    ATLANTA, Feb. 03, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that its Board of Directors approved a quarterly dividend of $0.476563 per share to Series B Cumulative Perpetual Preferred shareholders. The cash dividend will be paid on or about March 16, 2026 to holders of record of Atlanticus' Series B Cumulative Perpetual Preferred Stock on the close of business on March 1, 2026.

    https://images.financialmodelingprep.com/news/is-atlanticus-atlc-stock-undervalued-right-now-20260130.jpg
    Is Atlanticus (ATLC) Stock Undervalued Right Now?

    zacks.com

    2026-01-30 10:40:53

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/atlanticus-holdings-corporation-nasdaqatlc-receives-average-rating-of-moderate-buy-20260120.png
    Atlanticus Holdings Corporation (NASDAQ:ATLC) Receives Average Rating of “Moderate Buy” from Brokerages

    defenseworld.net

    2026-01-20 04:39:07

    Shares of Atlanticus Holdings Corporation (NASDAQ: ATLC - Get Free Report) have been given an average recommendation of "Moderate Buy" by the seven brokerages that are covering the firm, Marketbeat Ratings reports. Two investment analysts have rated the stock with a hold rating and five have assigned a buy rating to the company. The average 12

    https://images.financialmodelingprep.com/news/what-makes-atlanticus-atlc-a-new-buy-stock-20260114.jpg
    What Makes Atlanticus (ATLC) a New Buy Stock

    zacks.com

    2026-01-14 13:00:45

    Atlanticus (ATLC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

    https://images.financialmodelingprep.com/news/should-value-investors-buy-atlanticus-atlc-stock-20260114.jpg
    Should Value Investors Buy Atlanticus (ATLC) Stock?

    zacks.com

    2026-01-14 10:41:46

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/atlanticus-nasdaqatlc-shares-gap-down-should-you-sell-20260104.png
    Atlanticus (NASDAQ:ATLC) Shares Gap Down – Should You Sell?

    defenseworld.net

    2026-01-04 02:27:05

    Atlanticus Holdings Corporation (NASDAQ: ATLC - Get Free Report)'s share price gapped down before the market opened on Friday. The stock had previously closed at $69.50, but opened at $67.42. Atlanticus shares last traded at $67.3860, with a volume of 5,957 shares. Analyst Upgrades and Downgrades A number of research analysts have commented on the

    https://images.financialmodelingprep.com/news/contrasting-greystone-housing-impact-investors-nyseghi-atlanticus-nasdaqatlc-20251231.png
    Contrasting Greystone Housing Impact Investors (NYSE:GHI) & Atlanticus (NASDAQ:ATLC)

    defenseworld.net

    2025-12-31 01:49:00

    Greystone Housing Impact Investors (NYSE: GHI - Get Free Report) and Atlanticus (NASDAQ: ATLC - Get Free Report) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, risk, profitability, earnings and institutional ownership. Insider and Institutional Ownership 9.0% of

    https://images.financialmodelingprep.com/news/atlanticus-refinances-securitization-facility-20251210.jpg
    Atlanticus Refinances Securitization Facility

    globenewswire.com

    2025-12-10 16:15:00

    ATLANTA, Dec. 10, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (Atlanticus, the Company, we, our or us), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that on December 4, 2025, the Mercury subsidiaries of Atlanticus refinanced an existing $750 million term securitization. The new bonds are for three years, have more favorable structural elements, and achieved an immediate 200+ basis point reduction in the coupon rate, when compared to the bonds they replaced.

    https://images.financialmodelingprep.com/news/atlanticus-announces-approval-of-quarterly-preferred-stock-dividend-20251112.jpg
    Atlanticus Announces Approval of Quarterly Preferred Stock Dividend

    globenewswire.com

    2025-11-12 16:15:00

    ATLANTA, Nov. 12, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we” or “our”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that its Board of Directors approved a quarterly dividend of $0.476563 per share to Series B Cumulative Perpetual Preferred shareholders. The cash dividend will be paid on or about December 15, 2025 to holders of record of Atlanticus' Series B Cumulative Perpetual Preferred Stock on the close of business on December 1, 2025.

    https://images.financialmodelingprep.com/news/atlanticus-holdings-corporation-atlc-tops-q3-earnings-and-revenue-20251110.jpg
    Atlanticus Holdings Corporation (ATLC) Tops Q3 Earnings and Revenue Estimates

    zacks.com

    2025-11-10 10:31:00

    Atlanticus Holdings Corporation (ATLC) came out with quarterly earnings of $1.48 per share, beating the Zacks Consensus Estimate of $1.34 per share. This compares to earnings of $1.27 per share a year ago.

    https://images.financialmodelingprep.com/news/prog-holdings-announces-sale-of-vive-credit-card-receivables-20251022.jpg
    PROG Holdings Announces Sale of Vive Credit Card Receivables Portfolio to Atlanticus

    businesswire.com

    2025-10-22 07:10:00

    SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Four Technologies, and Build, today announced the sale of its Vive Financial credit card receivables portfolio to Atlanticus Holdings Corporation (NASDAQ: ATLC). The transaction is expected to improve PROG Holdings' capital efficiency and profitability profile while maintaining access to second-look credit solutions for near and below-prime consumers. “Today's announcement refle.

    https://images.financialmodelingprep.com/news/are-investors-undervaluing-atlanticus-atlc-right-now-20251002.jpg
    Are Investors Undervaluing Atlanticus (ATLC) Right Now?

    zacks.com

    2025-10-02 10:41:52

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/strength-seen-in-atlanticus-atlc-can-its-55-jump-20250916.jpg
    Strength Seen in Atlanticus (ATLC): Can Its 5.5% Jump Turn into More Strength?

    zacks.com

    2025-09-16 14:40:13

    Atlanticus (ATLC) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

    https://images.financialmodelingprep.com/news/should-value-investors-buy-atlanticus-atlc-stock-20250916.jpg
    Should Value Investors Buy Atlanticus (ATLC) Stock?

    zacks.com

    2025-09-16 10:41:50

    Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    https://images.financialmodelingprep.com/news/atlanticus-holdings-corporation-atlc-hit-a-52-week-high-20250916.jpg
    Atlanticus Holdings Corporation (ATLC) Hit a 52 Week High, Can the Run Continue?

    zacks.com

    2025-09-16 10:16:05

    Atlanticus (ATLC) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.

    https://images.financialmodelingprep.com/news/atlanticus-announces-acquisition-of-mercury-financial-llc-20250911.jpg
    Atlanticus Announces Acquisition of Mercury Financial LLC

    globenewswire.com

    2025-09-11 17:00:00

    ATLANTA, Sept. 11, 2025 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus”, the “Company”, “we”, “our” or “us”), announced today that it has acquired Mercury Financial LLC (“Mercury”). Mercury is a leading data- and tech-centric credit card platform utilized by bank partners to provide credit cards to near-prime consumers in the U.S. At the closing, Mercury became a wholly-owned subsidiary of Atlanticus. An accompanying transaction presentation is available in the Investors section of the Company's website at www.atlanticus.com or by clicking here .