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    AmeriServ Financial, Inc. (ASRV)

    Price:

    3.08 USD

    ( - -0.03 USD)

    Your position:

    0 USD

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    Symbol
    ASRV
    Name
    AmeriServ Financial, Inc.
    Industry
    Banks - Regional
    Sector
    Financial Services
    Price
    3.080
    Market Cap
    50.878M
    Enterprise value
    128.970M
    Currency
    USD
    Ceo
    Jeffrey A. Stopko
    Full Time Employees
    298
    Ipo Date
    1985-01-30
    City
    Johnstown
    Address
    216 Franklin Street

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    SIMILAR COMPANIES STI SCORE

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    GGAL
    Market Cap
    11.203T
    Industry
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    Sector
    Financial Services

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    Market Cap
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    The best

    Bank OZK

    VALUE SCORE:

    15

    Symbol
    OZK
    Market Cap
    5.521B
    Industry
    Banks - Regional
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    10.057
    P/S
    0.583
    P/B
    0.459
    Debt/Equity
    0.744
    EV/FCF
    36.347
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    1.240
    Earnings yield
    0.099
    Debt/assets
    0.057
    FUNDAMENTALS
    Net debt/ebidta
    7.349
    Interest coverage
    0.283
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.009
    Capex to operating cash flow
    0.189
    Capex to revenue
    0.008
    Capex to depreciation
    0.329
    Return on tangible assets
    0.004
    Debt to market cap
    1.621
    Piotroski Score
    5.000
    FUNDAMENTALS
    PEG
    0.289
    P/CF
    13.848
    P/FCF
    17.073
    RoA %
    0.349
    RoIC %
    2.477
    Gross Profit Margin %
    44.018
    Quick Ratio
    0.061
    Current Ratio
    0.061
    Net Profit Margin %
    5.793
    Net-Net
    -76.439
    FUNDAMENTALS PER SHARE
    FCF per share
    0.180
    Revenue per share
    5.287
    Net income per share
    0.306
    Operating cash flow per share
    0.222
    Free cash flow per share
    0.180
    Cash per share
    4.287
    Book value per share
    6.715
    Tangible book value per share
    5.887
    Shareholders equity per share
    6.715
    Interest debt per share
    6.319
    TECHNICAL
    52 weeks high
    3.420
    52 weeks low
    2.030
    Current trading session High
    3.170
    Current trading session Low
    3.040
    DIVIDEND
    Dividend yield
    3.90%
    Payout ratio
    39.2%
    Years of div. Increase
    0
    Years of div.
    13.000
    Q-shift
    2.000
    Dividend per share
    0.120
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    365.25973999999997%
    P/E
    84.829
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.0026851045%
    Payout Ratio
    2.5210898%
    P/E
    9.100
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    2.790279%
    P/E
    25.985
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    -23.629
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.030635837%
    Payout Ratio
    35.817942%
    P/E
    11.443
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    3.096
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    24.592
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.051041666%
    Payout Ratio
    7.757842500000001%
    P/E
    3.020
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.012026458%
    Payout Ratio
    17.254569%
    P/E
    19.993
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.10357848%
    Payout Ratio
    100%
    P/E
    23.093
    DESCRIPTION

    AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates through a network of 17 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, Pennsylvania, and Washington County, Maryland; and operates 18 automated bank teller machines. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania.

    NEWS
    https://images.financialmodelingprep.com/news/ameriserv-financial-bank-and-federated-hermes-announce-strategic-alliance-20251203.jpg
    AmeriServ Financial Bank and Federated Hermes Announce Strategic Alliance to Expand Investment Opportunities in Western Pennsylvania

    prnewswire.com

    2025-12-03 08:29:00

    JOHNSTOWN, Pa. , Dec. 3, 2025 /PRNewswire/ -- AmeriServ Financial Bank, the banking subsidiary of AmeriServ Financial Inc. (NASDAQ: ASRV) and Federated Hermes Inc., a leading global investment management company headquartered in Pittsburgh today announced a new strategic alliance designed to broaden investment opportunities for AmeriServ's individual and institutional wealth management customers across the region.

    https://images.financialmodelingprep.com/news/ameriserv-q3-earnings-surge-yy-on-net-interest-income-20251027.jpg
    AmeriServ Q3 Earnings Surge Y/Y on Net Interest Income Growth

    zacks.com

    2025-10-27 12:51:14

    ASRV's Q3 earnings were driven by rising net interest income and margin expansion, though elevated credit loss provisions weighed on results.

    https://images.financialmodelingprep.com/news/ameriserv-financial-reports-increased-earnings-for-the-third-quarter-and-20251021.jpg
    AMERISERV FINANCIAL REPORTS INCREASED EARNINGS FOR THE THIRD QUARTER AND FIRST NINE MONTHS OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND

    prnewswire.com

    2025-10-21 08:00:00

    JOHNSTOWN, Pa. , Oct. 21, 2025 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported third quarter 2025 net income of $2,544,000, or $0.15 per diluted common share.

    https://images.financialmodelingprep.com/news/ameriserv-financial-announces-new-labor-contract-20251016.jpg
    AmeriServ Financial Announces New Labor Contract

    prnewswire.com

    2025-10-16 08:30:00

    JOHNSTOWN, Pa. , Oct. 16, 2025 /PRNewswire/ -- AmeriServ Financial Bank, the banking subsidiary of AmeriServ Financial Inc. (NASDAQ: ASRV) and United Steelworkers (USW) Local 2635-06, have agreed to a new four-year contract.

    https://images.financialmodelingprep.com/news/ameriserv-incurs-q2-loss-amid-credit-provision-surge-stock-down-20250728.jpg
    AmeriServ Incurs Q2 Loss Amid Credit Provision Surge, Stock Down 8%

    zacks.com

    2025-07-28 14:56:07

    Higher credit loss provisions lead to a Q2 loss for ASRV despite strong net interest income and lower expenses.

    https://images.financialmodelingprep.com/news/ameriserv-financial-reports-earnings-for-the-second-quarter-and-20250722.jpg
    AMERISERV FINANCIAL REPORTS EARNINGS FOR THE SECOND QUARTER AND FIRST SIX MONTHS OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND

    prnewswire.com

    2025-07-22 08:00:00

    JOHNSTOWN, Pa. , July 22, 2025 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported a second quarter 2025 net loss of $282,000, or $0.02 per diluted common share.

    https://images.financialmodelingprep.com/news/zacks-initiates-coverage-of-ameriserv-with-outperform-recommendation-20250708.jpg
    Zacks Initiates Coverage of AmeriServ with Outperform Recommendation

    zacks.com

    2025-07-08 13:31:05

    Find out why Zacks has given AmeriServ an "Outperform" rating, being the first on Wall Street to initiate coverage on the stock. Explore how strategic shareholder ties, conservative balance sheet management, and wealth growth drivers position it for long-term outperformance.

    https://images.financialmodelingprep.com/news/ameriserv-financial-reports-earnings-for-the-first-quarter-of-20250422.jpg
    AMERISERV FINANCIAL REPORTS EARNINGS FOR THE FIRST QUARTER OF 2025 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND

    prnewswire.com

    2025-04-22 08:00:00

    JOHNSTOWN, Pa. , April 22, 2025 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported first quarter 2025 net income of $1,908,000, or $0.12 per diluted common share.

    https://images.financialmodelingprep.com/news/ameriserv-financial-announces-signing-of-new-advisory-agreement-with-20250416.jpg
    AmeriServ Financial Announces Signing of New Advisory Agreement with Significant Shareholder SB Value Partners, L.P.

    businesswire.com

    2025-04-16 09:00:00

    JOHNSTOWN, Pa.--(BUSINESS WIRE)--AmeriServ Financial, Inc. (NASDAQ: ASRV) (“AmeriServ” or the “Company”) today announced it has signed a new advisory agreement (the “Advisory Agreement”) with significant shareholder SB Value Partners L.P. (“SBV”) to help grow and optimize its $2.4 billion assets under management in its trust and wealth management business. Also, both AmeriServ and SBV have mutually agreed to extend their Cooperation Agreement (the “Cooperation Agreement”), originally signed on.

    https://images.financialmodelingprep.com/news/ameriserv-financial-reports-earnings-for-the-full-year-of-20250121.jpg
    AMERISERV FINANCIAL REPORTS EARNINGS FOR THE FULL YEAR OF 2024 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND

    prnewswire.com

    2025-01-21 08:00:00

    JOHNSTOWN, Pa. , Jan. 21, 2025 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported fourth quarter 2024 net income of $889,000, or $0.05 per diluted common share.

    https://images.financialmodelingprep.com/news/west-chester-capital-advisors-inc-announces-rebrand-name-change-20241108.jpg
    West Chester Capital Advisors, Inc. Announces Rebrand, Name Change to AmeriServ Wealth Advisors, Inc.

    prnewswire.com

    2024-11-08 13:02:00

    JOHNSTOWN, Pa. , Nov. 8, 2024 /PRNewswire/ -- (NASDAQ: ASRV) – West Chester Capital Advisors, Inc., the registered investment advisor of AmeriServ Financial Bank, announced today that it has changed its name to AmeriServ Wealth Advisors, Inc. The name change and rebranding, which includes a new visual identity, web presence and enhanced positioning, is intended to better reflect the company's business and its strong partnership with AmeriServ Bank.

    https://images.financialmodelingprep.com/news/ameriserv-financial-inc-completes-merger-of-subsidiary-trust-company-20241105.jpg
    AmeriServ Financial Inc. Completes Merger of Subsidiary Trust Company

    prnewswire.com

    2024-11-05 13:02:00

    JOHNSTOWN, Pa. , Nov. 5, 2024 /PRNewswire/ -- (NASDAQ: ASRV) – AmeriServ Financial, Inc. today announced the completion of the merger of its subsidiary, AmeriServ Trust and Financial Services Company, with and into its subsidiary bank, AmeriServ Financial Bank.

    https://images.financialmodelingprep.com/news/ameriserv-financial-reports-earnings-for-the-third-quarter-and-20241022.jpg
    AMERISERV FINANCIAL REPORTS EARNINGS FOR THE THIRD QUARTER AND FIRST NINE MONTHS OF 2024 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND

    prnewswire.com

    2024-10-22 08:00:00

    JOHNSTOWN, Pa. , Oct. 22, 2024 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported third quarter 2024 net income of $1,183,000, or $0.07 per diluted common share.

    https://images.financialmodelingprep.com/news/ameriserv-financial-inc-announces-quarterly-common-stock-cash-dividend-20240719.jpg
    AMERISERV FINANCIAL, INC. ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND

    prnewswire.com

    2024-07-19 09:00:00

    JOHNSTOWN, Pa. , July 19, 2024 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) announced that its Board of Directors declared a $0.03 per share quarterly common stock cash dividend.

    https://images.financialmodelingprep.com/news/ameriserv-financial-reports-earnings-for-the-second-quarter-and-20240716.jpg
    AMERISERV FINANCIAL REPORTS EARNINGS FOR THE SECOND QUARTER AND FIRST SIX MONTHS OF 2024

    prnewswire.com

    2024-07-16 08:00:00

    JOHNSTOWN, Pa. , July 16, 2024 /PRNewswire/ -- AmeriServ Financial, Inc. (NASDAQ: ASRV) reported a second quarter 2024 net loss of $375,000, or $0.02 per diluted common share.

    https://images.financialmodelingprep.com/news/ameriserv-financial-announces-cooperation-and-settlement-agreement-with-driver-20240614.jpg
    AmeriServ Financial Announces Cooperation and Settlement Agreement with Driver Management

    businesswire.com

    2024-06-14 08:00:00

    JOHNSTOWN, Pa.--(BUSINESS WIRE)--AmeriServ Financial, Inc. (NASDAQ: ASRV) (“AmeriServ” or the “Company”) today announced that it has reached a cooperation and settlement agreement (the “Cooperation Agreement”) with Driver Opportunity Partners I LP (collectively with its affiliates, “Driver”). Pursuant to the Cooperation Agreement, Driver has agreed to withdraw its notice of nomination of director candidates for election to the Company's Board of Directors (the “Board”), along with other shareho.