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    American Coastal Insurance Corporation (ACIC)

    Price:

    12.68 USD

    ( + 0.03 USD)

    Your position:

    0 USD

    ACTION PANEL
    CREATE A NOTE
    ABOUT
    Symbol
    ACIC
    Name
    American Coastal Insurance Corporation
    Industry
    Insurance - Property & Casualty
    Sector
    Financial Services
    Price
    12.680
    Market Cap
    618.344M
    Enterprise value
    659.112M
    Currency
    USD
    Ceo
    Bennett Bradford Martz
    Full Time Employees
    65
    Ipo Date
    2007-11-07
    City
    Saint Petersburg
    Address
    800 2nd Avenue S.

    Check the

    KEY TAKEAWAYS

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    SIMILAR COMPANIES STI SCORE

    Similar STI Score

    Palomar Holdings, Inc.

    VALUE SCORE:

    10

    Symbol
    PLMR
    Market Cap
    3.376B
    Industry
    Insurance - Property & Casualty
    Sector
    Financial Services

    2nd position

    Slide Insurance Holdings, Inc. Common Stock

    VALUE SCORE:

    11

    Symbol
    SLDE
    Market Cap
    2.233B
    Industry
    Insurance - Property & Casualty
    Sector
    Financial Services

    The best

    Selective Insurance Group, Inc.

    VALUE SCORE:

    11

    Symbol
    SIGI
    Market Cap
    5.003B
    Industry
    Insurance - Property & Casualty
    Sector
    Financial Services
    FUNDAMENTALS
    P/E
    7.241
    P/S
    1.886
    P/B
    1.886
    Debt/Equity
    0.466
    EV/FCF
    2.802
    Price to operating cash flow
    -1.000
    Price to free cash flow
    -1.000
    EV/sales
    1.256
    Earnings yield
    0.138
    Debt/assets
    0.179
    FUNDAMENTALS
    Net debt/ebidta
    -1.570
    Interest coverage
    10.701
    Research And Developement To Revenue
    0
    Intangile to total assets
    0.075
    Capex to operating cash flow
    0.001
    Capex to revenue
    0.000
    Capex to depreciation
    0.020
    Return on tangible assets
    0.108
    Debt to market cap
    0.247
    Piotroski Score
    4.000
    FUNDAMENTALS
    PEG
    1.493
    P/CF
    4.197
    P/FCF
    4.209
    RoA %
    10.023
    RoIC %
    0
    Gross Profit Margin %
    32.263
    Quick Ratio
    0
    Current Ratio
    0
    Net Profit Margin %
    25.990
    Net-Net
    -3.367
    FUNDAMENTALS PER SHARE
    FCF per share
    3.019
    Revenue per share
    6.738
    Net income per share
    1.751
    Operating cash flow per share
    3.021
    Free cash flow per share
    3.019
    Cash per share
    7.380
    Book value per share
    6.724
    Tangible book value per share
    5.418
    Shareholders equity per share
    6.724
    Interest debt per share
    3.358
    TECHNICAL
    52 weeks high
    14.210
    52 weeks low
    9.970
    Current trading session High
    12.710
    Current trading session Low
    12.519
    DIVIDEND
    Dividend yield
    3.94%
    Payout ratio
    28.3%
    Years of div. Increase
    0
    Years of div.
    1.000
    Q-shift
    Dividend per share
    0.500
    SIMILAR COMPANIES
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0%
    Payout Ratio
    26.247546%
    P/E
    4.563
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0%
    Payout Ratio
    9.897944%
    P/E
    12.641
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0.035380837%
    Payout Ratio
    27.828570000000003%
    P/E
    7.225
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Asset Management
    Dividend yield
    0.10752688%
    Payout Ratio
    79.08883%
    P/E
    5.210
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Asset Management
    Dividend yield
    0.11356456%
    Payout Ratio
    0%
    P/E
    7.019
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    6.028
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Financial - Credit Services
    Dividend yield
    0%
    Payout Ratio
    0%
    P/E
    7.483
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Banks - Regional
    Dividend yield
    0.015059509%
    Payout Ratio
    16.669458000000002%
    P/E
    11.198
    logo

    Country
    US
    Sector
    Financial Services
    Industry
    Insurance - Property & Casualty
    Dividend yield
    0.017414967%
    Payout Ratio
    14.606527999999999%
    P/E
    8.393
    DESCRIPTION

    American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.

    NEWS
    https://images.financialmodelingprep.com/news/american-coastal-insurance-nasdaqacic-and-hagerty-nysehgty-head-to-20251205.jpg
    American Coastal Insurance (NASDAQ:ACIC) and Hagerty (NYSE:HGTY) Head to Head Review

    defenseworld.net

    2025-12-05 02:16:47

    American Coastal Insurance (NASDAQ: ACIC - Get Free Report) and Hagerty (NYSE: HGTY - Get Free Report) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, institutional ownership, valuation, risk and earnings. Valuation and Earnings This table compares American Coastal

    https://images.financialmodelingprep.com/news/american-coastal-insurance-corporation-declares-special-cash-dividend-of-20251201.jpg
    American Coastal Insurance Corporation Declares Special Cash Dividend of $0.75 Per Share and Announces Executive Fireside Chat to Discuss “The Next Horizon”

    globenewswire.com

    2025-12-01 16:15:00

    ST. PETERSBURG, Fla., Dec. 01, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of American Coastal Insurance Company (“AmCoastal”), announced today that its Board of Directors declared a special cash dividend of $0.75 per share of common stock outstanding, payable on January 9, 2026, to shareholders of record on January 2, 2026.

    https://images.financialmodelingprep.com/news/investors-title-nasdaqitic-versus-american-coastal-insurance-nasdaqacic-headtohead-20251122.png
    Investors Title (NASDAQ:ITIC) versus American Coastal Insurance (NASDAQ:ACIC) Head-To-Head Review

    defenseworld.net

    2025-11-22 02:30:45

    Investors Title (NASDAQ: ITIC - Get Free Report) and American Coastal Insurance (NASDAQ: ACIC - Get Free Report) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, profitability, valuation, analyst recommendations, institutional ownership, earnings and risk. Earnings and Valuation This table compares

    https://images.financialmodelingprep.com/news/american-coastal-insurance-corporation-to-participate-in-upcoming-conferences-20251120.jpg
    American Coastal Insurance Corporation to Participate in Upcoming Conferences

    globenewswire.com

    2025-11-20 16:15:00

    ST. PETERSBURG, Fla., Nov. 20, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of American Coastal Insurance Company (“AmCoastal”), announced today that its executive management team will participate in several investor conferences in December.

    https://images.financialmodelingprep.com/news/american-coastal-acic-upgraded-to-buy-heres-what-you-20251119.jpg
    American Coastal (ACIC) Upgraded to Buy: Here's What You Should Know

    zacks.com

    2025-11-19 13:01:19

    American Coastal (ACIC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

    https://images.financialmodelingprep.com/news/american-coastal-insurance-corporation-acic-q3-2025-earnings-call-transcript-20251105.jpg
    American Coastal Insurance Corporation (ACIC) Q3 2025 Earnings Call Transcript

    seekingalpha.com

    2025-11-05 20:31:10

    American Coastal Insurance Corporation ( ACIC ) Q3 2025 Earnings Call November 5, 2025 5:00 PM EST Company Participants B. Martz - President & CEO Svetlana Castle - Chief Financial Officer Conference Call Participants Karin Daly - The Equity Group, Inc. Charles Peters - Raymond James & Associates, Inc., Research Division Presentation Operator Greetings, and welcome to the American Coastal Insurance Corporation's Third Quarter 2025 Earnings Conference Call.

    https://images.financialmodelingprep.com/news/american-coastal-insurance-acic-tops-q3-earnings-and-revenue-20251105.jpg
    American Coastal Insurance (ACIC) Tops Q3 Earnings and Revenue Estimates

    zacks.com

    2025-11-05 19:31:17

    American Coastal Insurance (ACIC) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.39 per share. This compares to earnings of $0.54 per share a year ago.

    https://images.financialmodelingprep.com/news/american-coastal-insurance-corporation-reports-financial-results-for-its-third-20251105.jpeg
    American Coastal Insurance Corporation Reports Financial Results for Its Third Quarter Ended September 30, 2025

    globenewswire.com

    2025-11-05 16:05:00

    Company to Host Quarterly Conference Call at 5:00 P.M. ET on November 5, 2025 The information in this press release should be read in conjunction with an earnings presentation that is available on the Company's website at investors.amcoastal.com/events-and-presentations .

    https://images.financialmodelingprep.com/news/american-coastal-insurance-corporation-acic-q2-2025-earnings-call-20250807.jpg
    American Coastal Insurance Corporation (ACIC) Q2 2025 Earnings Call Transcript

    seekingalpha.com

    2025-08-07 00:52:09

    American Coastal Insurance Corporation (NASDAQ:ACIC ) Q2 2025 Earnings Conference Call August 6, 2025 5:00 PM ET Company Participants Bennett Bradford Martz - President & CEO Svetlana Castle - Chief Financial Officer Conference Call Participants Charles Gregory Peters - Raymond James & Associates, Inc., Research Division William Joseph Dezellem - Tieton Capital Management, LLC Karin Daly - The Equity Group, Inc. Operator Greetings, and welcome to the American Coastal Insurance Corporation Second Quarter Earnings Conference Call and Webcast. [Operator Instructions] As a reminder, this conference is being recorded.

    https://images.financialmodelingprep.com/news/american-coastal-insurance-acic-beats-q2-earnings-and-revenue-20250806.jpg
    American Coastal Insurance (ACIC) Beats Q2 Earnings and Revenue Estimates

    zacks.com

    2025-08-06 19:40:40

    American Coastal Insurance (ACIC) came out with quarterly earnings of $0.54 per share, beating the Zacks Consensus Estimate of $0.38 per share. This compares to earnings of $0.4 per share a year ago.

    https://images.financialmodelingprep.com/news/american-coastal-acic-q2-eps-jumps-36-20250806.jpg
    American Coastal (ACIC) Q2 EPS Jumps 36%

    fool.com

    2025-08-06 16:40:09

    American Coastal Insurance (ACIC -0.78%), a specialist in Florida commercial residential insurance, reported its second quarter 2025 financial results on August 6, 2025. The company posted diluted earnings per share of $0.53 in Q2 2025, exceeding consensus estimates of $0.38 non-GAAP and representing a 35.9% increase from the prior year period.

    https://images.financialmodelingprep.com/news/american-coastal-insurance-corporation-reports-financial-results-for-its-20250806.jpg
    American Coastal Insurance Corporation Reports Financial Results for Its Second Quarter Ended June 30, 2025

    globenewswire.com

    2025-08-06 16:05:00

    Company to Host Quarterly Conference Call at 5:00 P.M. ET on August 6, 2025 The information in this press release should be read in conjunction with an earnings presentation that is available on the Company's website at investors.amcoastal.com/Presentations.

    https://images.financialmodelingprep.com/news/american-coastal-insurance-corporation-schedules-second-quarter-financial-results-and-20250723.jpg
    American Coastal Insurance Corporation Schedules Second Quarter Financial Results and Conference Call

    globenewswire.com

    2025-07-23 16:15:00

    ST. PETERSBURG, Fla., July 23, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of American Coastal Insurance Company (“AmCoastal”), announced today that it expects to release its financial results for the second quarter ended June 30, 2025, on Wednesday, August 6, 2025, after the close of the market, and will conduct its quarterly conference call at 5:00 p.m. ET.

    https://images.financialmodelingprep.com/news/american-coastal-insurance-corporation-announces-upgrade-of-issuer-and-20250721.jpg
    American Coastal Insurance Corporation Announces Upgrade of Issuer and Debt Ratings From Kroll Bond Rating Agency

    globenewswire.com

    2025-07-21 16:15:00

    ST. PETERSBURG, Fla., July 21, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“American Coastal” or the “Company”) the insurance holding company of American Coastal Insurance Company (“AmCoastal”), announced today that Kroll Bond Rating Agency (“KBRA”) has upgraded its Issuer Rating from BB+ to BBB- and upgraded its Debt Rating from BB+ to BBB-. KBRA also affirmed the Insurance Financial Strength Rating of A- for AmCoastal. The Outlook for all ratings has been changed to Positive from Stable.

    https://images.financialmodelingprep.com/news/hci-vs-american-coastal-insurance-hci-continues-to-be-20250615.jpg
    HCI Vs American Coastal Insurance: HCI Continues To Be Undervalued Despite A Solid Rally

    seekingalpha.com

    2025-06-15 07:43:17

    HCI stock had rallied by 36% YTD, while ACIC's stock declined by 20%. However, both companies remain undervalued relative to their sector. ACIC experiences top-line stagnation; given that 58% of its gross premiums are ceded, this has resulted in compressed underwriting margins, while HCI is seeing double-digit increases in net income. Both companies have a solid balance sheet that grew shareholder's equity by more than 20% compared to the first quarter of 2024.

    https://images.financialmodelingprep.com/news/american-coastal-insurance-floridian-risks-counter-improvements-20250522.jpg
    American Coastal Insurance: Floridian Risks Counter Improvements

    seekingalpha.com

    2025-05-22 09:23:28

    ACIC has transformed into a Florida-focused commercial property insurer, exiting personal lines and New York to target niche markets avoided by national carriers. Q1 2025 results show improved profitability and a strong balance sheet, but the company remains highly exposed to Florida's hurricane risks. Despite a new dividend and potential for tangible book value growth, ACIC trades at a premium with limited growth prospects.